Aspects of Business Loans and Investments Essay

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Nowadays, it is often difficult for a start-up company to enter a market without external support, which forces its owners to explore financing options. This paper will discuss what financial agreements and factors affect a company’s relationships with investors or creditors. There are several essential ways to protect one’s business when dealing with investments. Such documents as term sheets preferred stock investment agreements, and investor’s rights agreements are vital for the legal protection of one’s business (Blaier, 2020). Moreover, loans can be considered a viable option, yet there are some pitfalls, such as personal guarantee agreements, required insurance, and other safeguarding documents (Lake, 2019). These documents will help a business to establish a fair deal with its partners.

The primary factors that influence the decision behind investors’ critical thinking processes vary from one industry to another. However, there are recurring factors that can be considered essential, such as the maturity of a company, its financial performance, the experience of its leaders, and the overall situation within the product industry (Ismail & Medhat, 2019). Moreover, stability in growth is often preferred over sudden spikes due to new opportunities (Ismail & Medhat, 2019). It is mandatory to explore the market thoroughly when making an investment decision.

I chose to take a hotshot trucking company as an example of a candidate for review by venture capital investors. This type of company aims to provide transportation and delivery services in the shortest time possible. The essential VC factors for such a firm would be its reputation, stability in delivery that can be easily read through scheduling and customer reviews, and the size, number, and flexibility of its vehicles. In conclusion, investors play a crucial part in the success of many companies, although there are many requirements that a company must meet to attract the desired attention.

References

Blaier, A. (2020). Law Office of Elliott J. Brown.

Ismail, E. A., & Medhat, M. I. (2019). What determines Venture Capital investment decisions? Evidence from the emerging VC market in Egypt. The Journal of Entrepreneurial Finance, 21(2). Web.

Lake, R. (2019). . SmartAsset.

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IvyPanda. 2022. "Aspects of Business Loans and Investments." November 14, 2022. https://ivypanda.com/essays/aspects-of-business-loans-and-investments/.

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IvyPanda. "Aspects of Business Loans and Investments." November 14, 2022. https://ivypanda.com/essays/aspects-of-business-loans-and-investments/.

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