Forced Elderly Retirement in the United States Research Paper

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Annotated bibliography

Auerbach, A. J., Kotlikoff, L. J., Koehler, D., & Yu, M. (2017). Is Uncle Sam inducing the elderly to retire? Tax Policy and the Economy, 31(1), 1-42.

Auerbach et al. (2017) approached the topic of forced retirement from the point where older workers could be perceived as a valuable asset and not an obsolete, malfunctioning cohort of employees. Their idea was that the current fiscal system might be damaged by the willingness of businesses to get rid of elderly employees early, causing a collapse linked to the lack of younger yet experienced workers. The key finding presented in the article is that tax calculations could also be affected by forced retirement, making it harder for the government to find the right solution to the problem.

Chen, G., Lee, M., & Nam, T. Y. (2020). Forced retirement risk and portfolio choice. Journal of Empirical Finance, 58, 293-315.

In the article written by Chen et al. (2020), the issue of portfolio choice was discussed from the point of view where elderly employees do not get equal opportunities despite having more experience and area-specific knowledge. According to the authors of the article, that could signify plenty of concurrent risks linked to forced retirement and even market fluctuations (Chen et al., 2020). Throughout their discussion, the researchers implemented the lifecycle portfolio choice model and proved the value of investing in risky assets such as elderly employees.

Gettings, P. E. (2018). Discourses of retirement in the United States. Work, Aging and Retirement, 4(4), 315-329.

According to Gettings (2018), it is also important to consider the age of potential retirees, as millennials and baby-boomers could be significantly different in terms of how they would react to their forced retirement. The problem is that there are multiple constraints associated with taxes and budgets that avert companies from supporting elderly employees and evading economic downturns. The course of retirement, therefore, should depend on how the retirees themselves see their future.

Sheppard, F. H., & Wallace, D. C. (2018). Women’s mental health after retirement. Journal of Psychosocial Nursing and Mental Health Services, 56(7), 37-45.

Sheppard and Wallace (2018) proved with their research project that mental health outcomes could be much worse in employees who had been forced into retirement. These mental health issues could be displayed in the form of cognitive impairment and depressive episodes. Sheppard and Wallace (2018) specifically focused on women to show that forced retirement could be a decision causing more bad than good, especially for minority populations.

References

Auerbach, A. J., Kotlikoff, L. J., Koehler, D., & Yu, M. (2017). Is Uncle Sam inducing the elderly to retire? Tax Policy and the Economy, 31(1), 1-42.

Chen, G., Lee, M., & Nam, T. Y. (2020). Forced retirement risk and portfolio choice. Journal of Empirical Finance, 58, 293-315.

Gettings, P. E. (2018). Discourses of retirement in the United States. Work, Aging and Retirement, 4(4), 315-329.

Sheppard, F. H., & Wallace, D. C. (2018). Women’s mental health after retirement. Journal of Psychosocial Nursing and Mental Health Services, 56(7), 37-45.

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IvyPanda. 2022. "Forced Elderly Retirement in the United States." July 2, 2022. https://ivypanda.com/essays/forced-elderly-retirement-in-the-united-states/.

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