Mustapha Raji’s Business Email Compromise Essay

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Introduction

The U.S. Department of Justice article details the case of Mustapha Raji, a Florida citizen found guilty of engaging in a business email compromise (BEC) and money laundering plot targeting hedge funds. Raji was a member of a multinational fraud syndicate that engaged in phishing and other cybercrime. For instance, in 2018, the group hacked a hedge fund founder’s business email account leading to an illegal wire transfer of $1.7 million. Raji took a $50,000 cut for his participation in the scheme. Raji forged paperwork to hide the illegal transfer of monies from the hedge fund and ordered an accomplice to launder the illicit cash to other insiders in the United States and abroad. Raji’s arrest and conviction are not the first, as, in the past two years, the United States government has convicted hundreds of similar cases and has vowed to end BEC.

Stakeholder Analysis

Manhattan Hedge Fund Investors: Manhattan Hedge Fund Investors seem to be among Raji’s scam syndicate targets. As noted earlier, a hedge fund founder based in New York lost $1.7 million to scammers in 2018. Emails sent by BEC actors to their targets make it seem like the company is legitimate and is asking for a wire transfer of cash to fulfill an investment promise. Due to the type of the transaction, the demanded money is far more than what is often asked in wire transfer frauds. In light of the rise in BEC scams, hedge fund clients will be hesitant to invest in a company’s investment fund.

United States Attorney for the Southern District of New York: Damian Williams is the United States Attorney for the Southern District of New York. He is directly affected by the case since he must represent the District in criminal proceedings. The successful prosecution of Raji affirms his commitment to safeguard U.S. companies and to continue cooperating with other law enforcement allies to aggressively prosecute international cybercriminals and the American-based money launderers who assist them.

Judge Furman: Judge Furman is a significant player in the operations of the legal system. He is in charge of applying the law and providing legal interpretations. To fulfill this duty, Judge Furman will formally sentence Raji on January 11, 2023.

Criminal Law Enforcement Agencies: Criminal law enforcement agencies such as the FBI, the CIA, state police, and many others have a lot of work to do to eradicate scammers and money launderers in the U.S. They assure the American business community about their safety by making regular arrests that lead to a conviction.

Conclusion

The best way to stop scammers and money launderers from operating in the U.S. is to improve the country’s financial intelligence capabilities. Notwithstanding the surge in frauds like BEC, institutions tasked with detecting and investigating financial crime are understaffed. For example, despite millions of potential frauds being reported to the Treasury Department’s Financial Crimes Enforcement Network (FinCEN) each year, the agency only has roughly 300 staff. As a result, FinCEN should be granted additional authority and capacity to analyze and assist in preventing money laundering via the U.S. banking system.

Citation

‌U.S. Department of Justice. (2022). Justice.gov. Web.

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IvyPanda. (2023) 'Mustapha Raji's Business Email Compromise'. 1 August.

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IvyPanda. 2023. "Mustapha Raji's Business Email Compromise." August 1, 2023. https://ivypanda.com/essays/mustapha-rajis-business-email-compromise/.

1. IvyPanda. "Mustapha Raji's Business Email Compromise." August 1, 2023. https://ivypanda.com/essays/mustapha-rajis-business-email-compromise/.


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IvyPanda. "Mustapha Raji's Business Email Compromise." August 1, 2023. https://ivypanda.com/essays/mustapha-rajis-business-email-compromise/.

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