The Affordable Care Act (ACA) has provoked a lot of controversy since its passage in 2010. The market continues to adjust as the health care sector reforms dispute restarts. Many health insurance companies left the markets with no prospect to remain financially stable and sufficient (Ercia, 2021). The market started to stabilize a while ago, so some organizations came back to boost their new proposals to the clients.
One of the primary concerns is that the program’s streaming has not become more inclusive and has not financially decreased equally for everyone. Those who are not qualified for subsidies have a chance to face inappropriately increased health insurance expenses. Clients frequently have to pay more for a full-service package that contains unnecessary extras, such as maternity leave (Ercia, 2021). In addition, some corporations may see it more beneficial to have employees take care of their insurance than provide reliable assistance in the workplace. An employee falls behind unaided, but coverage is rather problematic to purchase due to a restricted enrollment duration, website intricacies, inflated fees, and other issues. Many insurance firms have lowered the number of their network providers to shorten expenses while still satisfying ACA needs (Levy et al., 2020). It has left clients with fewer reasonable options making it even more challenging to meet all the required procedures.
Public health policy experts should resume tracking all the information and developments in the health care market. It will help draw the right findings, see patterns for future conclusions, and keep people up to date on the latest changes in healthcare company practices. In addition, it is worth operating concurrently on more socially oriented insurance plans with a more flexible choice of offers and a worthwhile expense.
References
Ercia, A. (2021). The impact of the Affordable Care Act on patient coverage and access to care: Perspectives from FQHC administrators in Arizona, California and Texas. BMC Health Services Research 21, 920.
Levy, H., Ying, A., & Bagley, N. (2020). What’s left of the affordable care act? A progress report.RSF: The Russell Sage Foundation Journal of the Social Sciences, 6(2), 42-66. Web.