Financial stress that results from the various causes of economic hardship affects the family adversely because of lack of stable economic platforms. Financial security is one of the aspects that seal the family bond and relation. Financial strains and recession lead to loss of homes, jobs, health insurance, savings and other personal belongings because of retrenchment and forced retirement. The struggle of meeting the basic requirements and needs results in misunderstandings and uncontrolled anger and blame. The causes and effects of stress in the family is a diverse observable fact that results in different effects to the family.
The quality and stability of intimacy in relationships is highly influenced by stress and related factors. The connection, performance, and partner response to the needs of their relative partners fail to function normally due to stress. Financial constraint causes different adverse effects on the marriage if the stress management programs are not initiated to control and minimize the stress. On the other hand, financial constraints lead to loss of proper healthcare, savings and lack of family sustainability.
In some instances, some partners disregard the respect of the marriage institution and involve themselves in extramarital activities that lead to diseases, divorce and lack of personal and family respect. The quality of the marriage declines with the availability of the different forms of stress. The effects of stress on marital status depend on the connection and relationship between the couples. Marriage is usually faced with numerous challenges on a daily basis. The active couples survive the challenges and constraints due to the realization of need and advantages of family unity.
Financial stress causes different impacts on the children. Parents try to cover up their financial constraints without realizing that their children are aware of the stress in the family. Children are usually aware of the happenings and challenges witnessed by their parents, but they often choose to stay silent and calm. However, the silence of the children due to the realization of family problems causes emotional problems and adverse behavioral aspects in most children.
The parents are supposed to communicate directly with their children and offer explanations that are easily comprehended by the children. Communication limits emotional trauma on the children and gains parental trust. The failure of the man to provide and cater for his family can lead to rejection, abuse, and devastation. Parents should protect their children from stress and other adverse factors. Communication develops an understanding between the parents and children. In case of financial constraints, the parents should devise strategies to cushion their children from experiencing stress.
Financial stress can be regulated using proper planning and budgeting. In addition, account or record keeping on the various transactions made is a vital tool in finance. Provision of ranks of commodities from the most essential to the least necessary limits the chances of misappropriation of money. Debts should be avoided to enhance future creditors. The budget should not exceed the money in hand.
Emergency funds should also be created to regulate borrowing and future financial constraints. In addition, financial situations should be discussed openly with family members. Advanced planning produces good results. The lack of family involvement in finances provides division in the occurrence of financial stress. Research on the availability of funding strategies should be enhanced in families.
In conclusion, the family ties should be enhanced using different methods. First, the financial status and development should be discussed between married partners. In addition, impulse buying is a fundamental divergence of family needs and promoter of economic stress. Planning and child care limits the chances of children misconducts and involvement in financial stress. Cohesion and understanding between couples result in strong and united families. Financial planning limits the chances of financial stress and related limitations of family growth and cohesion.