The delivery system of medical care in America today is an extensive institution, with numerous types of institutions such as clinics, hospitals and boarding houses. The US health care system does not provide uniform coverage for citizens at the federal level. In this regard, there are several basic types of financial relationships between the patient and health care. The MediCare system is designed to help older people as well as people with disabilities and minorities. There is also a MedicAid system that takes care of the poor who are unable to pay for any medical support.
The main type of insurance in the United States is private insurance provided at work to an employee. However, depending on the type of work and the status of the employee, the insurer may reserve the option to cover only a certain type of treatment for a specific illness. The financial implications of getting health care without insurance can have devastating consequences for an individual’s budget (Vogenberg, 2019). Perhaps it is this double standard of medical policy in the United States that seems to be its most vulnerable point. The system as a whole can be characterized as unstable due to the unequal distribution of health care.
A possible solution to this problem could be the guaranteed provision of medical care of any level of complexity. The collective mistrust of the modern healthcare system is attributed to the risk of denial of support due to the limited validity of the contract (Camillo, 2017). Perhaps organizing a single insurance system at the federal level could provide equal support to the middle class in America. Private clinics are both commercial organizations and a natural way out if it is impossible to get help from the state. The cost of private medical services, however, is available only to the highest stratum of the population. However, a redistribution of the state budget towards the middle stratum of the American population could democratize medicine in the United States.
References
Camillo, C.A. (2017). The US healthcare system: Complex and unequal. Global Social Welfare, 3, 151–160. Web.
Vogenberg, F. R. (2019). US healthcare trends and contradictions in 2019. American Health and Drug Benefits, 12(1), 40-47.