Understanding of Economic Importance in Personal Decision-Making Coursework

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Role of an understanding of economics as an important part in personal decision-making process

Economics helps me in my decision making, especially when proper allocation and usage of money and other physical things are concerned. Economics is the science of allocating scarce resources to satisfy the unending needs of people. It is a fact that we need things, such as food, clothing, etc, for our survival. It is also true that most of these things are perishable and can be thoroughly gone from us if we do not use it wisely. Therefore effective application of economics is important in these situations. For example, budgeting personal expenses alone, needs economic principles such as opportunity cost and trade-off. Counting the cost as opposed to the benefits that we can reap from it is important to secure a wise and fruitful transaction. Failing to use economic principles in spending money might cause us to forgo the opportunity of buying a more important and more fruitful purchase of goods or services. If, in case, I spend so much money on clothes that I fail to save some for my food expenses, I might end up begging for it in the future.

Role of economics as an important part of employer’s decision-making process

Employers also need basic and advanced knowledge of economics. The financial and operational health of a company largely depends on the shrewdness of the businessman in managing his firm. Given the fixed amount of available funds, his knowledge in economics will guide him whether he will expand his business or not. Knowledge in economics will also help him decide on other aspects of his business, particularly finance, marketing, and personnel management. Economics is used in determining the number of products being produced using the law of supply and demand. Whenever the price of the good is high, businessmen produce lesser products.

What are the similarities and differences between a sole proprietorship, partnership, and corporation and state the advantages and disadvantages of each

In a sole proprietorship business structure, the responsibilities in the profit and loss of the company are entirely shouldered by the proprietor. The proprietor is legally indistinguishable from the person running it. For start-up companies, sole proprietorship is advisable since it is the cheapest and easiest type of business to create. A partnership is run by two or more people. Just like in sole proprietorship, partners in business share the profit and loss of the business depending on the share of ownership that a partner has in the business. Partnership is best for licensed professionals who usually need to combine resources with his colleague. Unlike a sole proprietorship and a partnership, a corporation is a legal entity separate from the principals in the business. Each stockholder is protected from personal liability for business debts. If the business gets sued, the plaintiff can only go after business assets and not your personal assets (Comparing a Sole Proprietorship with a Partnership and a Corporation).

For me it is best to start small to familiarize and learn the entire business system. Once I already know how the business works and its ins and outs, I can then include others to share my vision in expanding my enterprise.

Using the cost-benefit analysis to analyze your decision to attend college. Analysis of benefits and costs of receiving an education

Comparing the cost and benefit that I can get in the future using cost-benefit analysis, I can say that the benefits in enrolling in a prestigious university outweigh the cost that I incurred in the long run. Initially investing in education is costly. Unlike in business where you can see the return of your investment in just a short span of time, I need to wait for years in education. However the difference between the wage of a graduate and a non-graduate is evident. Also, the necessary skills that I can acquire and the network of friends and acquaintances that college life that I can build can eventually bring fruits of success and fortune in the long run.

Reference

AllBusiness.com (2007) Comparing a Sole Proprietorship with a Partnership and a Corporation Web.

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IvyPanda. 2022. "Understanding of Economic Importance in Personal Decision-Making." May 27, 2022. https://ivypanda.com/essays/understanding-of-economic-importance-in-personal-decision-making/.

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IvyPanda. "Understanding of Economic Importance in Personal Decision-Making." May 27, 2022. https://ivypanda.com/essays/understanding-of-economic-importance-in-personal-decision-making/.

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