Although the numerous adverse effects of the Great Recession are in the past, the current situation can also be viewed as a complex one. The increased number of college graduates might expect better employment and, as a result, increased quality of life. It is better than in the past; however, this factor should be considered regarding the existing situation. For instance, tuition payment is also higher compared to the times during the Great Recession. It means that students have to take more significant credits to pay for their education. In the future, they will have to pay down their debts while the percentage is high. For this reason, it might create increased pressure on college graduates and influence their chances for successful employment and building a family. The bigger part of income might be spent on paying loans, which might also trigger the emergence and development of dangerous tendencies in the economy.
Furthermore, poor credit history can be a barrier preventing individuals from acquiring an education and improving their chances for success. The inability to acquire necessary money because of the already existing loans is a common barrier nowadays, which makes the situation complex. Moreover, the increased value and importance of education means more intense rivalry in this sphere and, at the same time, reduced changes for other, less successful individuals. In such a way, it is too early to speak about the disappearance of all risks linked to unemployment and housing. Although college graduates are more likely to be employed than in previous years, numerous problems remain topical and require additional attention. It is vital to provide stable access to the labor market and income support for vulnerable groups.