The 2008 Financial Crisis and Housing Policies Essay

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In the 2008 financial crisis, many neighborhoods experienced a shortage of households. This situation was greatly influenced by the fact that people were finding it more and more challenging to get rent. Furthermore, the renters were in the same competitive economy as the real estate business. The financial crisis made many individuals homeless. Under the State Department of Housing and Urban Development, the government introduced the Section 8 Voucher. The function of this voucher was to meet the gap between what the renters would get and the actual rent. A desperate situation began with the announcement of Section 8 Vouchers. Masses of people were battling to get the application forms. Unfortunately, the number of individuals destined to get their applications approved represented only 25 percent of the population. Therefore, the situation can be deemed as a form of lottery.

The government introduced another policy, the tax cuts program, under the Department of Treasury. The money from this program would be used to build houses in neighborhoods with a housing shortage. Unfortunately, the individuals tasked with running the program profited while accomplishing little to no money. The private-public partnership did not work this time. The video showcases failed government policies and the blunt corruption that renders them ineffective. My understanding of the prevailing issue is that some government agencies, in cohort with the real estate private sector, are siphoning public money meant for affordable housing for their benefit. This act significantly affects the black community, presenting a lack of cheap houses. This situation can be changed. The Government Audit Office should, through the oversight of the appropriate senate committee, should look into the dealings between the Treasury Department and the private sector to curtail the abuse of crucial housing projects.

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IvyPanda. 2023. "The 2008 Financial Crisis and Housing Policies." September 1, 2023. https://ivypanda.com/essays/the-2008-financial-crisis-and-housing-policies/.

1. IvyPanda. "The 2008 Financial Crisis and Housing Policies." September 1, 2023. https://ivypanda.com/essays/the-2008-financial-crisis-and-housing-policies/.


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IvyPanda. "The 2008 Financial Crisis and Housing Policies." September 1, 2023. https://ivypanda.com/essays/the-2008-financial-crisis-and-housing-policies/.

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