Regulation of Finance Essay Examples and Topics

145 samples
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Sample Personal Financial Plan

The bars in the above graph represent the amounts available from: Earned income Social Security Qualified plan additions and distributions Investment additions and distributions Misc - The line illustrates the annual expenses including:
  • Pages: 3
  • Words: 871

The Role of Zoning in Urban Development

The next step is where the proponent submits two filled application forms, availing all the supplemental information, a comprehensive site plan, and the necessary processing that is required."Upon receipt of the application, the planning and [...]
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Infrastructure Finance: Emirates Stadium

The costs depend on not provision of the public funds for a new stadium but threats of losing the right to host the matches of the team to other places.
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  • Words: 2788

Direct and Indirect Costs

In getting the cost of a project or a product, the direct costs are fully added to the costs of production.
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  • Words: 587
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Balanced Scorecard Approach in Organizations

Figure 1: Balanced Scorecard with Four related Perspectives According to Pearlson and Saunders, the application of the different categories of the balanced scorecard to information systems requires a much broader interpretation.
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  • Words: 1932

Budgeting: Main Types and Benefits

Fifth, management prioritizes the budget for the production department of the entire organisation. Fifth, management prioritizes the expense budget for the accounting department of the entire organisation.
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  • Words: 2291

Financial Management in Criminal Justice Systems

Criminal justice departments are touted to be one of the most inefficient and morally impaired sectors of the government. Therefore, discipline in law enforcement officers and other members of the criminal justice system is essential [...]
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Financial Risk Management

The main goal of managing risks is to administer and control the exposure in terms of market risks in the suitable parameters while at the same time maximize the returns.
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  • Words: 2876

Mobile Banking Innovation

In the mobile industry, mobile banking is one of the recent innovations that have influenced the operations of the telephone/mobile phone industry positively.
  • Pages: 7
  • Words: 1967
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Time Value of Money

Compounding was done on the amount that I had lent out using the market rate over the duration of time the person held my money.
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  • Words: 552

The Annuitie’s Advantages and Disadvantages

The savings thereafter is 'annuitized' meaning that an investor will withdraw the saving over a long period Immediate Annuities This is the type of annuity according to which an investor invests a lump amount of [...]
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  • Words: 1152

Algorithmic Pricing: Fairness and Liability

The pricing system uses self-learning algorithms to set the costs after a continuous analysis of the market data and the variables such as demand, supply, and the competitor's pricing.
  • Pages: 4
  • Words: 1181
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Social Credit and Cashless Systems

There have been many situations where businesses or individuals have not declared their entire wealth since privacy is at the core of freedom, and having a cashless society and a society dependent on social credit [...]
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  • Words: 966

Tawarruq as a Product for Financing

It is crucial for the Islamic banks that operate in areas not governed by Shariah Laws to understand the limits of tawarruq to ensure that the transaction activities are conducted within the safe limits as [...]
  • Pages: 36
  • Words: 10272

Privatization of Public Sector

In the context of the modern economic environment, the privatization of the public sector and its services is rather questionable. Saving money leads to another benefit of contracting out services, and it is the quality [...]
  • Pages: 1
  • Words: 286
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Financial Markets Protective Regulations

Although most of the regulatory government measures are designed to support and protect the market, they can sometimes be dangerous and contrary to ethics.
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  • Words: 308

Single System Intervention: Saving for Experiences

The authors' hypothesis that the prerequisites of healthy financial behavior and tendency to save money in students lie in the examples provided by their parents was confirmed. The hypothesis is that he needs a financial [...]
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The Validity of Stock to Flow Model

The word "halving" refers to a built-in event in the code of Bitcoin. The timing of "halving" is unclear since it is unknown how long it will take the bitcoin miners around the world to [...]
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  • Words: 550

The Stimulus Aid: Advantages and Disadvantages

The stimulus checks are offered to the unemployed and the most financially strained due to the effects of coronavirus. To account for the savings, the report showed that the aid beneficiaries used the first time [...]
  • Pages: 4
  • Words: 1296
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Brainshark and Article Key Takeaways

The repayment of a mezzanine loan begins with the "older" debt and then proceeds according to the time hierarchy. Also, in the event of a default by the borrower, the mezzanine lender assumes ownership of [...]
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Where Does the Money Go? by Bittle & Johnson

Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In [...]
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  • Words: 1460

Turnover Ratios. Finance Management

The external parties interested in checking turnover ratios are primarily investors, who they let estimate the efficiency of a particular business, hence the relevance of investing in it.
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  • Words: 278
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Universal Basic Income and Consumption

This essay argues that the implementation of the UBI will not alleviate the issue of income disparities, reviewing it from a purely economic perspective. The author lists the UBI among the key aspects of a [...]
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  • Words: 1112

The Economics of Price Controls

It is therefore critical to examine the benefits and detriments of such controls and then establish whether the country is heading in the right direction.
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  • Words: 1277

International Financial Strategy

Indeed, the higher the accessibility of shares, the more the demand and the lower the cost of capital. This is evident since cross-listing in more liquid markets enable firms to increase the value of their [...]
  • Pages: 11
  • Words: 3073
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Time Value of Money Defined and Calculations

Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various [...]
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  • Words: 550

Strategic Cost Reduction Methods

Selling price of the product in the market minus the profit gives the target price wherefrom the engineers creatively design a product that meets the target cost.
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Causes of Costs Fluctuations: Review

The purpose of this piece of assignment is to investigate and determine the causes of cost fluctuations. As a management accountant, one has the responsibility of keeping the CEO aware of the financial status of [...]
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  • Words: 892

Financial Regulation Conceptual Study

In the following section, the discussion will concentrate on the rationale behind the justification of financial industry regulation and thereafter, it will focus on the views of opponents of regulation.
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Necessity of Adjusting Entries

Therefore, it is imperative to adjust the above accounts to give an apt picture of the revenues or expenditure relating to those accounts.
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  • Words: 1625
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Personal Financing Planning Analysis

The formation of bodies such as Financial Planning Authority and Financial Planning Standards Board is a result of the resolution of Personal Financing Planning practitioners.
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  • Words: 575

Three Revenue Types of the Aircraft Company

First, the aircraft company should recognize the revenue generated from the sale of the fractional interest. The company must record its revenues from the revenue comes from the actual use of the airline company's aircrafts.
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Exchange Rate Risk In Saudi Arabia

The MNCs may be required to train Saudi Arabia nationals to perform certain tasks in the project which may prolong the duration of the project. The engineering sector may require partnerships with Saudi nationals before [...]
  • Pages: 8
  • Words: 2208
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The Regulation of Finance Service Industry

A monitor of finances or a regulatory body is typically responsible for regulating financial exchanges, financial service-based markets, in-country industries and firms, as well as effecting standards which the financial institutions are expected to meet-up [...]
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Understanding and Interpreting Financial Data

The equity assets and liabilities are closely related to a firm's financial position while the expenses and income are related to the financial performance of the company at stake.
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UK Banking Sector Recovery Plan

The objective of the analysis is to identify the possible benefits, weaknesses and implications of the plan to the British economy.
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  • Words: 2706

The Mexican Economy: Different Industrial Sectors

Mexico lies in North America intersecting borders with Belize, Guatemala, the United States and the Gulf of Mexico, the Pacific Ocean, and the Caribbean Sea. Its capital Mexico City is famous for being the heart [...]
  • Pages: 2
  • Words: 587
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Critical Review of Stephanie Kelton’s The Deficit Myth

To truly enjoy the benefits of the Modern Monetary Theory, the government must have monetary sovereignty. To sum up, Stephanie Kelton's book The Deficit Myth explains the Modern Monetary Theory and discusses different topics from [...]
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  • Words: 849
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Transparency in Financial Statements

The clear and easy to understand a report is, the easier it is for the investor to make investment decisions. In the country level, transparency is attained through the measure of the economic value of [...]
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Comparison on the Cost of Gasoline

The graphs show the trend of the cost of gasoline over the past year for both Georgia and Hawaii States. In Georgia, the highest price of $ 2.
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  • Words: 567
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Singapore Government Expenditure on Education

Gopinathan observes that these policies limited the growth of racial integration and the sharing of the common destiny and identity by the people of Singapore, for example, the government did not attempt to regulate and [...]
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Income Distribution and Redistribution

A regressive taxation system on the other hand, is the reverse of progressive taxation, in which higher rate of tax is levied on the people with lesser income and people with higher income are taxed [...]
  • Pages: 2
  • Words: 595
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Corporate Financial Management Issues

A significant component of the environmental study is the question of political risk. The majority of studies of dealing with political risk focus on determining the variables composing that specific risk, or aim to find [...]
  • Pages: 11
  • Words: 3026
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Maritime Economics

Even though effective ports are significant to the financial growth of their neighboring regions, the associated ship traffic, the management of merchandise in the harbors, and the inland supply can result in various undesirable ecological [...]
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Global Banks’ Future and Regulatory Environment

The following are some of the policies and regulations likely to affect the future of global banks. In Hong Kong, it is the responsibility of the Hong Kong Monetary Authority to ensure that such operations, [...]
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Monetary and Fiscal Policy of the US Government

Discussing the importance of federal funds rates for the economic development of the United States, it is necessary to mention that changes related to this factor have a significant influence on the situation in different [...]
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  • Words: 936
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Real Estate Investment and Financial Stock

Consequently, it is critical to discuss the role of Real Estate Investment Trusts in the economic stability and their separation from the financial market at the end of this week with the help of the [...]
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  • Words: 928

How Can Kuwait Adapt to the Reality of Low Oil Prices?

Among the short and long term strategies that the government of Kuwait should adopt to enable it to adapt to the reality of low oil prices includes creating an entrepreneurial environment or ecosystem that provides [...]
  • Pages: 3
  • Words: 834
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Financial Crisis of 2007-2008: Laws and Policies

Nevertheless, one should not assume that the absence of legal safeguards is the only factor that led to this crisis since it is necessary to consider the development of the economy and lack of internal [...]
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The Eurotunnel Project Financing

The project planning encouraged the private sector to own the entire work on the rail system. The two governments worked together to get a report for the sanctioning of the project.
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  • Words: 602
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Option Theory in Finance

The option theory in its own way tries to bridge the shortcomings of the conventional methods of investment decision making. It enables managers to distinguish and communicate the strategic value of investment in a project.
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  • Words: 640

Activity Based Costing in California Pizza Kitchen

The following are the fixed costs that are incurred when making the phone; they are incurred by the entire department that is producing the type of phones and cannot be attributed to a single commodity.
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Financial Performance of Covidien PLC

5
The increase is attributable to 15% increase in current assets which is more than the 4. The decrease is attributable to 19% increase in total equity which is more than the 3.
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Planning Financial Strategies

In this regard, the presented solutions, particularly their focus on spreading the markets with low utilization of medical services and increasing the number of plan participants, will lead to the increase of the premiums.
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  • Words: 560
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Concept of Bond Duration

Explain why a bond with a shorter maturity than another bond could have a longer duration; use examples When investing in bonds, the measure of risk that is commonly used is the bond duration.
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Social Capital and the Economy

Social capital is gained through education and personal connection with the elite or influential members of the society. The function of money is to give a value to all forms of capital.
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Financial Service in the United Kingdom

Banking Sector structure The structure of the United Kingdom's banking sector is highly determined by the changing role of banks in the financial system and services industry over the years.
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Financing Small Businesses

Considering the importance of finance in the success of a business entity and the significance of SMEs in the UAE's economic growth, it is fundamental to understand the issues and challenges faced by SMEs.
  • Pages: 15
  • Words: 3387
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Public Debt in Managing Macroeconomics

The rates compound, and finally the government's ability to repay the debt is doubted. The solution to the US' debt crisis is to reduce government spending.
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  • Words: 867

Non-Profit Religious Music Promotion Business Plan

Among the most viable external funding sources available for the Texas Religious Music Promotion Company include loan capital in the form of bank overdraft or bank loan, engaging external investors and convincing business angels to [...]
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  • Words: 1453

Financial and Working Capital Management

The finance manager has the main goal of increasing the value of the stock of the company. The manager wants to strategize on the long-term assets that the company should invest in in order for [...]
  • Pages: 12
  • Words: 3455

Corporate Financing: Long Term and Short Term

Increasing the value of a corporation requires managers and business stakeholders to perform an in-depth analysis of the business financial resources, to ensure maximization of financial activities for the achievement of business goals and objectives.
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  • Words: 2531
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Channel and Pricing Strategies

The principal legal entity in Germany that control the channels and pricing in coffee is the government. The Federal preserve committee is another group charged with the management of the government money.
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Risk Assessment for Commercial Loans

One function of the commission is reporting of the excessive budgets to the members as a criterion of early warning and facilitation of strictness, timeliness and effectiveness in the functioning of the pact.
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  • Words: 5529

National spending for long-term care

The number of the Americans who need long-term care is nearly 10 million. Medicaid is one of the prominent financiers of the long-term care.
  • Pages: 2
  • Words: 585
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Volcker Rule in Trade

The Volcker Rule is a part of the planned laws of the United States that originated from the Federal Reserve former chairman and economist Paul Volcker.
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  • Words: 649

Uniform Carbon Pricing Implementation

The difficulty that policy makers are facing is the determination of the marginal abatement cost, which theoretically ought to be placed at the marginal harm charge of a single unit of emissions; to be precise, [...]
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  • Words: 1822

How to Finance a Small Business

The research objective is to understand the accessibility of financial resources to small businesses and issues related to borrowing from family, private partners and friends and how it affects the growth of the business.
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  • Words: 1601

Money Mechanics in Banks System

This legislation demands the banks to have required reserves in order to avoid utilizing the money belonging to their customers in business.
  • Pages: 10
  • Words: 680
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A New Approach to Financial Regulation

The purpose of the report is to define the changes occurred to the financial regulation system in the UK and to inform about the reasons why the reform has been issued.
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Bunzl Cash Flow Statement

The company's net cash outflow from investing activities has increased by almost 387% in the year 2010. The company has purchased nine other companies in the year 2010.
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  • Words: 535
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Personal Financial Planning

When determining the amount of premiums to be paying for a certain period, the insurer considers the age of the insured, the amount of guarantee sum that he want to take and the risk factor.
  • Pages: 5
  • Words: 1356

Funds Lease and Its Categorization

Minimum lease payment refer to the rental payment made during the period of the lease in addition to bargain value or any penalties as a result of non renewal of the lease by the end [...]
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  • Words: 1665

International Exchange Rates

The current exchange rate of the US dollar equivalent to the euro is pegged at 1 dollar to 0. The current exchange rate of the dollar equivalent to the British pound is pegged at 1 [...]
  • Pages: 2
  • Words: 410
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