Banking Analysis Essay Examples and Topics

Thus the presence and operations of an international bank in the country can draw a significant impact on the banking scenario and the following discussion strives to trace these impacts of the international banks' operations [...]

Barro and Gorden start with the idea that the monetary authority is a social welfare maximizer with control over the rate of inflation; objectives are defined over employment and inflation.

Generally, off-balance activities relate to banking activities with the characteristics of generating income to the bank without primarily affecting or been reflected in the balance sheet.

In the initial opening of these transactions between the clients of banks and the banks, certain information is disclosed by the clients to the bank managements.

The significant expansion of the interstate banking sector leads to changes in the general organization of the banking system and the legislative sphere regulating it.

Investment bankers check the viability of projects and the capacity of involved parties to make financial commitments. It is important for investment bankers to shape the economy.

The following are some of the effects experienced in America as a result of the use of credit cards. 8 million bankruptcies in 2004 owing to the introduction of credit cards".

Within the next five years we expect commercial banks to face some of the following challenges. In addition to this there is also another challenge to be faced by commercial banks in the next five [...]

Similar recommendations from the adoption of Basel II recommendations have seen the percentage of equity capital in major Chinese banks reduce to a small fraction of the total capital cost.

Furthermore, it determines the Required Rate of Return by shareholders, the Weighted Average Cost of Capital, and the Intrinsic Value of the bank's stocks five years from now.

The main questions that will be the focus of this section are the development of private banking services, the establishment of banks in Saudi Arabia, the emergence of credit and documentary credits and financial and [...]

Riyad Bank is one of the largest banks in Saudi Arabia, standing at the fourth place both inside and outside the country, based on the number of total assets and net income for the past [...]

The purpose of this paper is to analyze the relationship between securitization and liquidity of banks and discuss changes in the field of global securitization after the financial crisis of 2008.

Therefore, the integration of the latest technological devices for monitoring the quality of the provided services, as well as a redesign of the approach toward R&D and HR issues, should be regarded as a necessity [...]

The banking sector in the country was established in the middle of the twentieth century, which makes it one of the oldest in the region.

Characteristically, the lack of improvement in the cash flows of a business that has huge debts has been found to result in the downgrading of its credit rating. There is a strong relationship between a [...]

Other aspects include lack of education or understanding about the intricacies of debt and the damage it could do if one is suddenly unable to make payments. Accumulating credit card debt is significantly easier than [...]

A credit rating signifies an assessment of the credit risk of a potential debtor, foretells the capacity to repay debts, and offers an inexplicit prediction of the possibility of defaulting.

Over and above using credit cards to pay for goods and services, the issuer may provide a line of credit to enable cardholders to get a cash advance. The most significant features in choosing a [...]

Credit card regulations do not allow as many protections for business credit cards as in the case of personal credit cards. The third disadvantage of business credit cards is their risk of employee misuse.

Despite the possibility of lacking a credit of trust from the population, small domestic banks have several advantages that allow them to compete against foreign companies.

While domestic banks perform the financial operations in the national currency, the majority of international banks borrow and lend in the Eurocurrency market, which consists of deposits situated in banks that are foreign to the [...]

In reference to CBA, its problems with bureaucratic decision-making resulted in a series of scandals related to money laundering activities and the security of transactions.

China and the United States are two of the largest economies in the world that are competing to dominate the banking industry.

The UAE's economy heavily depends on the oil sector and the continued growth and expansion of the segments in the financial sector.

The author believes that they demonstrate the evolution of the role of the Federal Reserve and provide the information on the central banking mechanisms.

I learned how to handle customer requests and complaints and forward them to the responsible staff at the bank. Each day of the internship period in the customer service section was often coupled with a [...]

By supervising the institutions and banks, there exists openness into the dealings of the banks and this allows investors to get full information about the banks before investing.

The elements of a valid contract between banks and their customers vary according to the context of the contract. This involves the willingness and devotion of both parties to a particular cause.

Maturity gap of the bank = Maturity of assets Maturity of liabilities. 45 years Maturity gap = 10.28 3.

The understanding of the problems Islamic banks faced in the past and the consideration of the solutions in the comparison with the modern problems and decisions may help consider a streaming development of Islamic banking [...]

The first reason for this stability is that banks in Canada are more robust and strong in comparison to those, which are in the United States of America.

The construction of a maturity ladder is vital in the analysis of a bank's net funding requirements. Considering a bank's liquidity profile under various scenarios provides insight into the bank's liquidity, which allows the evaluation [...]

It is one of the most successful financial institutions in the global market and is currently considered one of the industry leaders.

The author proceeds to argue that instead of walking the same successful path as in 2011, investors should focus on depressed sectors that have the capacity to grow, such as banks.

The market rate of interest is the rate that is set through the mechanism of demand and supply. Moreover, the RBA has to set the official cash rate as a guideline.

The Central Bank has the authority to control the amount of money in flow and, thus, the amount of credit that the banks make.

Here, different financial ratios of this bank will be presented by rearranging and simplifying the data from the financial statement of DIB group and the analysis will be done by creating relationship among the information [...]

Taking into account the above-mentioned issues, one must assume that the Gulf Coast Bank has all what is needed to succeed in the new venture.

Already, LIBOR is no longer a secure and trusted mode of determining the actual prevailing rates in the market. Moreover, a given duration of the repo is supposed to be stable in terms of the [...]

Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices [...]

This paper focuses on formulation of both short-term and long-term strategies that the company can use to overcome challenges in the market while at the same time taking full advantages of the opportunities available in [...]

The purpose of the given strategic audit report is to describe the current performance and mission of Commercial Bank of Dubai and analyze external and internal factors using EFAS matrix, IFAS matrix, and SFAS matrix.

The process of fostering price stability requires the ECB to engage in monetary policy actions that range from the definition of the financial guidelines to the promotion of the efficient operations of payment systems.

They are collectively known as Bretton Woods Institutions that act as twin intergovernmental pillars that focus on supporting the structure of the financial and economic order of the world.

Following the many causes and effects of these conflicts in the financial services sector, the stock market crash of 1929 is thought to have resulted from the comprehended conflict that arose between the aforementioned commercial [...]

Islamic banking can be defined as a system of banking that is governed by the principles of Islamic Law or Sharia, and by the conventional principles of risk management.

The first sections will provide important information about the company and its structure, whereas the remaining part of the paper will concentrate on the $10-billion scandal and the problems faced by Deutsche Bank as a [...]

According to Venkatesan et al, the strategy also improves the aspect of customer value and the overall growth of the company in the market.

They further argue that the size of the board should match the size of the company in order to produce a positive effect.

Lack of action from Citibank can be connected to the security issues mentioned above because creating proper infrastructure for such technology would require both financial and human resources.

The analytical report attempts to review the strategic issues in the differentiated financial regulation within the international banking sector and the likely future effectiveness of these approaches taken.

The company also has a raft of other initiatives meant to ensure that it increases its market share and profitability in the global market despite the challenges that it is currently facing.

The goal of this paper is to discuss the worth of the World Bank in the international arena and its contribution to the solution of corruption-associated problems from the legal perspective.

According to the review of the organization's activities, its current success is logical since its practices and operations may be applied not only within the UAE but also in non-Muslim communities.

State-owned organizations sometimes engage in insecure projects in order to gain a competitive advantage, which is expected to lead to the establishment of a beneficial connection between corporate measures and state control.

According to the latter, the phenomenon of SCM can be viewed from several angles and, therefore, can be identified as either the process of assisting an organization in building its capacities and values, or creating [...]

This fact and a pivotal role of customer satisfaction in the service segment highlighted the essentiality of conducting additional research to discover the most suitable research methods.

The central bank of Norway popularly known as the Norges Bank was formed soon after the separation of the country from Denmark in 1816. In this intervention, the bank aims to improve the exchange [...]

On the right-hand side of the equation, the deposit account is made up of the amount that the bank owes other financial institutions and customers' deposits.

The purpose of this report is to analyze the usefulness of Westpac's Pillar 3 report in the context of the financial market and with reference to the quality of the provided information.

The entity was formed in 2004 and it is one of the major Islamic banks in the region. In terms of products, the bank offers a variety of services to clients.

The increase of transparency of business practices, measuring and demonstrating the positive impact of the organizations on the social sphere and the environment are the core principles.

According to the article, on the average, the combined effect of the operational, strategic, and tactical factors is responsible for approximately 60 percent of CRM success.

Though the combination of aspects that resulted in the banking instability in the course of the global financial crisis had never been witnessed previously, the shift from extreme risk-taking to fiscal chaos was a common [...]

Consequently, it could be said that this analysis not only provided the sufficient background for the future research and expanded the understanding of the topic but also had a beneficial impact on development and revision [...]

The clients who deposit their money get interested in the banks and the customers who borrow money pay interest to the banks.

The negative publicity that BoB received as a result of its recklessness has clearly affected the investment risks to a considerable degree, yet the current strategy used by the company to manage the situation does [...]

Many countries utilised the opportunity of the crisis to work on improving corporate governance and leadership to avoid similar crises in the future.

Approved by the Fatwa and Sharia Supervisory Board of Rakbank, this process is as follows: a customer contacts the bank and requests to finance the purchase; the bank demands that the customer promise to purchase [...]

This analytical report seeks to investigate HSBC's history as a company and determine the critical strategies and decisions that enabled it to achieve a trajectory of financial growth and success.

Traditional banking is characterized by the application of strict regulations, while modern banking is differentiated by the introduction of new laws that resulted in the deregulation of key aspects of the banking industry.

The aim of this paper is to analyze a case study on the compensation of the Royal Bank of Scotland's CEO, Stephen Hester.

The internship was a valuable experience as it allowed applying my theoretical knowledge to practice and understand the principle of banking operations from inside. The list of the main shareholders is represented in the table [...]

The significance of undertaking the proposed research is to improve the quality of service delivery and customer satisfaction in the banking sector.

Using the examples and contrasting the products and services of Emirates NBD and Bank of Singapore will assist in understanding the key problems and consequences of the global business environment.

The representatives of the council are watching to ensure that the work of banks and other financial and economic entities does not contradict the laws of Shariah, and the primary rules of the Islamic order [...]

I have chosen the topic "Investigation of how the Shift from Physical Personal Banking to Online Banking has affected Consumers" because online banking has made it easier to shop by eliminating the need to carry [...]

Therefore, the writer wishes to investigate the numerous impacts of mobile banking because the burgeoning phenomenon may entirely replace traditional banking in the near future, specifically in the UK.

Moreover, the guidance points out the essentiality of the regular risk assessment that is critical in the context of the rapidly changing environment.

This will lead to an outward shift in the demand for car loan products offered by ADIB quantity demanded increases from Q0 to Q1, and a new equilibrium is attained at the point E1.

The paper works to determine the issues that are related to the concept and demonstrates the intricate relationship that the World Bank, donors, and recipients create as the idea of good governance is being promoted [...]

These are challenges that this firm has to deal with in order to remain relevant in the market. However, the stiff market competition, the changing technological world, and stringent regulatory policies are all affecting the [...]

It is one of the institutions that record the highest return on assets in the banking industry. As for now, the bank is a major financial institution in the UAE.

At the end of every banking session, it is the responsibility of bank tellers to ensure that all cash balances are reconciled.

For instance, Masih asserts that irrespective of the extent of success recorded by banks in the Islamic world, such institutions have failed to faithfully utilize the PLS model as the original theoretical foundation of their [...]

The free cash flow of a bank is the amount left from the bank's operating cash flow after making payments for its investment activities. The free cash flow of the bank is calculated using the [...]

To understand how Australian banks managed the GFC, it is essential to pay attention to the very structure of its banking.

The report shows a growth prospect in the country in client lending because of the increase in the borrowing capacity of the people. Further, both commercial and investment banks are competing in the lending market [...]

Dubai Islamic Bank was established in 1975. The Bank offers Islamic Financial Services, including online banking services.

It offers the 'Qibla Card' that gives holders the directions to the Qibla, the RFID identification technology and Grab, among others.

The performance of the oil prices in the region require the central bank to raise interest rates, which is why the Prime Minister was of the opinion that the country withdraws from the trading block. [...]

The two CEOs of Landsbanki, since that time, were the representatives of the two major political parties of the country. As a result the growth of the bank was too complex to monitor for FME.

In the present case, the board played a negative role in the development of the organisation. Some of the most apparent reasons for such failures is the lack of experience in the financial sphere of [...]

In other words, the United States and the countries of the European Union owe their economic and financial wellbeing, as well as the creation of new job opportunities and the associated improvements in the state [...]

The so-called shadow banking system, comprised of numerous institutions operating outside the regulated banking system, has undoubtedly contributed greatly to the emergence of the latest global financial crisis.

Having a devastating impact on the global economy, the 2008 financial crisis helped to point out the most critical issues in the international supervision of the banking sector.

The technological progress and the ever-increasing availability of the Internet in almost every aspect of our lives promotes a transition of many day-to-day activities into the internet, and banking is no different.

In the industry of banking, risk is one of the most common and inherent aspects; moreover, risk may come in a variety of forms and thus presents a serious challenge to the personnel involved in [...]

The strategic plan for the Zurich Cantonal bank will evaluate the various opportunities that the institution will create and the number of investments that will be made in a given period.

The National Bank of Abu Dhabi is ranked first among the largest banks in Abu Dhabi and second in the United Arab Emirates.

Emirates Bank International and the National Bank of Dubai considered that their cooperation can be advantageous for both sides and will allow them to reach a common goal of becoming the leaders in the industry.

The United Arab Emirates has one of the most vibrant banking and financial sectors in the Middle East. These banks have reduced their operations in research to focus more on property markets in the country.

To build a compelling case for the company's strengths, it is imperative to note that the Bank of America has a customer base in 175 countries around the world, is listed by Forbes as the [...]

In a communistic economy, the government owns the better part of the instruments of nation's economic propagation and the government through its established instruments of governance dictates the manner and the protocol of the resources [...]

A research on the progress of the organization is on the strategy and segmentation of customer relationship. Evaluate and analyze the marketing strategy of the bank in terms of customer relationship.

The banks' capacity to improve instructive asymmetries in the middle of borrowers and lenders and to oversee uncertainties is the quintessence of bank generation.

Critically evaluate the research on leadership, organizational transformation, and emotional intelligence as presented in the case study outlining the merits and limitations of these concepts as applied to FNB' organizational context The topic of leadership [...]

The choice of the bank was made based on the impact that the bank has on leadership and transformation. The first section focuses on the evaluation of the research as it is.

This is one of the difficulties that should be considered. This is one of the disadvantages that should be recognized.

The widespread adoption of the service in Kenya has made M-Pesa the most successful mobile money transfer system in the world.

In the affluent market segment where the default rate is likely to be low, the company can offer a high maximum credit card limit to encourage expenditure.

The age of the participants of the survey ranges from 18 to 64. The results of this questionnaire are shown in Appendix 2.

This paper will analyze the ideas in management of AZN banking group limited, and critically examine the implications of the current management practises in the global market.

It will lead to the replacement of Southern Bank human resource management practices with Northern Bank practices. The Southern Bank IT system will be replaced with Northern Bank's.

The banking sector in the United Arab Emirates has undergone a series of revolutionary changes over the years as the country seeks to align its financial policies to those of the international community.

The interviews with the customers revealed that the reason of the loss of the Bank's authority is the lack of professionalism in the rows of the Bank's employees.

The strategy the Al Hilal Bank is to improve and assist the rapid growth of the economy of the United Arab Emirates.

The ADCB was introduced in 1968 and has grown to be the largest financial institution in the Abu Dhabi banking industry. The bank actively operates in the UAE and the UK.

In the case of NBAD, the top management of the bank is committed to improve the quality of its services and systems to meet the needs of its customers.