Home > Free Essays > Economics > Banking Analysis

Banking Analysis Essay Examples and Topics

Creditpia’s Banking Sector

Bank of Creditpia is in charge of 60% of the market share while the other two banks each control 20% of the banking business in Creditpia.
  • Pages: 4
  • Words: 1150

Reforms Necessary in the Banking System

Along with competitive market the quality services will give a new touch to the banking regulations and will free up the market. The superior quality service will drag much effort of the banks to reorganize [...]
  • Pages: 2
  • Words: 557

Background About Garati Bank in Turkey

Its mission is to ensure a notable increase in the value created for shareholders, customers, the society, the environment and employees on a continuous basis.
  • Pages: 4
  • Words: 1124

Adopting a New IT Strategy in SBI Bank

Needless to say, such an innovative idea as the introduction of the IT strategic development concerns the interests of all the key stakeholders of the SBI.
  • Pages: 2
  • Words: 545

Bank of America: Loans

The other instrument is the advising section where the bank offers to small businesses the possibility of evaluating what is the present situation of the business and what the future possibilities are for it if [...]
  • Pages: 2
  • Words: 651

Pro-Cyclical Banks Regulations

In isolation, the pro-cyclical bank regulations cannot be effective in regulating the pro-cyclical effects of financial institutions. In case of recession, the regulations can contribute to pro-cyclical effects.
  • Pages: 4
  • Words: 1176

Credit Card Services Research

The average fees generally depend on the processor, and the company, which is engaged in processing the third party credit card transactions, as well as on the total sales of the merchant. On the other [...]
  • Pages: 2
  • Words: 554

“End the Fed” by Ron Paul

Chapter 1, "Why You Should Care", asserts that the Fed's policies were the key to the economic recession of the US.
  • Pages: 3
  • Words: 1003

Standard Chartered Bank: Problems and Solutions

The Standard Chartered Bank was formed in 1969 after the merger of two banks The Standard Bank of British South Africa, established in 1862, and The Chartered Bank of India, Australia, and China established in [...]
  • Pages: 2
  • Words: 559

The Grameen Bank’s Success

The way the Grameen bank raised and the way it is currently operating is one of the biggest success stories to date of the micro-credit financial institute.
  • Pages: 7
  • Words: 1829

Big Auto Drive Analysis

The economic outlook of the US Government on different companies playing a great role in the country's stability is also considered with the Big Auto Drive Company.
  • Pages: 2
  • Words: 554

Governance of Banks

This was one of the many reasons for the downfall of the Enron. The collapse of the Enron gave a lesson to scrutinize the analysts.
  • Pages: 5
  • Words: 1726

Acleda Bank: Analysis of the Activities

As far as the topic of this paper is the analysis of the activities of the Acleda Bank, one of the greatest commercial banks in Cambodia, we should also take a look at the background [...]
  • Pages: 2
  • Words: 638

The Evolving Structure of Family Finances in Cyprus

Karagrigoriou and Vonta report on the results of the triennial Cyprus Survey of Consumer Finances with the express purposes of: Defining the structure of family financial assets as they evolved between the 1999 and 2002 [...]
  • Pages: 13
  • Words: 2860

HSBC Holdings and SAMBA Financial Comparison

The staff of HSBC amounts to over 300, 000 people in all its branches and subsidiaries, and according to several international magazines, HSBC Holding is acknowledged as the largest company in the sphere of banking [...]
  • Pages: 11
  • Words: 2768

Al Rajhi Bank and Arcapita Bank Comparison

With its total assets equaling 27 billion dollars, the Al Rajhi Bank is the third-largest Islamic Bank in the world. Risk management is of the utmost importance to the Al Rajhi Bank.
  • Pages: 14
  • Words: 2019

Saudi National Commercial Bank vs. Deutsche Bank

This is implemented to maintain control of the Nationals to the leadership of the bank. Exposure of credit risks is being studied, and measures are designed to limit the involvement of the bank in these [...]
  • Pages: 11
  • Words: 2718

AlBilad Bank and Qatar Islamic Bank Comparison

The mission of the bank is to ensure that it has incorporated all the diverse financial needs to its customers and this is only achieved through the provision of both contemporary and also traditional products [...]
  • Pages: 14
  • Words: 4106

The Royal Bank of Scotland’s Environmental Analysis

The Royal Bank of Scotland is one of the retail banking supplementaries of the Royal Bank of Scotland Group plc, which jointly with NatWest and Ulster Bank, offers branch banking services in the United Kingdom.
  • Pages: 3
  • Words: 767

Saudi British Bank and JPMorgan Chase Bank

Beginning with SABB; the bank is one of the leading banks in the Kingdom of Saudi Arabia and is an associated company of the HSBC Group, one of the world's largest banking and financial services [...]
  • Pages: 15
  • Words: 804

Societe Generale and Saudi National Bank Comparison

Before approaching towards any bank it is necessary to understand the financial structure of the bank and how the interest the interest rate is differs, the cost of capital and procedure of utilization of funds.
  • Pages: 11
  • Words: 4060

HSBC and Saudi Hollandi Bank Comparison

Market positioning is the process of formulating competitive positioning for a product and a detailed marketing mix. The below list is comprises management structure and their designation.
  • Pages: 14
  • Words: 3523

Biometric Scanners in Banking Industry

There are two aspects to this study, the first being the study of the chosen technology that is, the use of biometric scanning in the banking industry and how it could possibly further the cause [...]
  • Pages: 7
  • Words: 3207

The World Bank and Emerging Managing Technologies

In this regard, the World Bank has continued to play a vital task in supporting nations to take advantage of the prospects in ICT to contribute to educational objectives and reduce poverty. The World Bank [...]
  • Pages: 4
  • Words: 1123

Cost Elements in the Sphere of Economics and Business

At present time, taking into account the state of the business sphere development, the notion of the cost elements can be identified as indirect costs which are not connected with direct materials and jobs.
  • Pages: 4
  • Words: 1090

Farmers Exchange Bank’s Strategic Human Resources

Every employee of the bank is bounded to maintain the secrecy of the customers. This principle of the bank has greatly contributed to the success of the firm and increased the profitability of the business.
  • Pages: 7
  • Words: 2371

Bristol-Meyers Squibb Company: Credit Rating Analysis

In the case of analysis undertaken to assess the financial status of the company for dealing in corporate bond purposes, both the ratios calculated for judging the capacity of the company for interest payments and [...]
  • Pages: 8
  • Words: 2232

International Banks Operating in USA, Mexico and Canada

Thus the presence and operations of an international bank in the country can draw a significant impact on the banking scenario and the following discussion strives to trace these impacts of the international banks' operations [...]
  • Pages: 6
  • Words: 1683

Off-Balance Sheet Activities Definition

Generally, off-balance activities relate to banking activities with the characteristics of generating income to the bank without primarily affecting or been reflected in the balance sheet.
  • Pages: 4
  • Words: 1305

International Banking Secrecy

In the initial opening of these transactions between the clients of banks and the banks, certain information is disclosed by the clients to the bank managements.
  • Pages: 5
  • Words: 1424

Interstate Banking and Its Beneficiaries

The significant expansion of the interstate banking sector leads to changes in the general organization of the banking system and the legislative sphere regulating it.
  • Pages: 2
  • Words: 526

What Exactly Is an Investment Banker?

Investment bankers check the viability of projects and the capacity of involved parties to make financial commitments. It is important for investment bankers to shape the economy.
  • Pages: 3
  • Words: 837

Credit Card Effects on the American Society

The following are some of the effects experienced in America as a result of the use of credit cards. 8 million bankruptcies in 2004 owing to the introduction of credit cards".
  • Pages: 2
  • Words: 511

Commercial Banks’ Challenges in the Next 5 Years

Within the next five years we expect commercial banks to face some of the following challenges. In addition to this there is also another challenge to be faced by commercial banks in the next five [...]
  • Pages: 1
  • Words: 315

Wells Fargo Bank’s Financial Analysis

Furthermore, it determines the Required Rate of Return by shareholders, the Weighted Average Cost of Capital, and the Intrinsic Value of the bank's stocks five years from now.
  • Pages: 5
  • Words: 1418

Securitisation and Liquidity of Banks Since 2008

The purpose of this paper is to analyze the relationship between securitization and liquidity of banks and discuss changes in the field of global securitization after the financial crisis of 2008.
  • Pages: 4
  • Words: 994

ANZ Bank: Evidence Base for Recommendations

Therefore, the integration of the latest technological devices for monitoring the quality of the provided services, as well as a redesign of the approach toward R&D and HR issues, should be regarded as a necessity [...]
  • Pages: 8
  • Words: 2230

Kuwait Banking Sector

The banking sector in the country was established in the middle of the twentieth century, which makes it one of the oldest in the region.
  • Pages: 16
  • Words: 4646

The Concept of Bond Rating

Characteristically, the lack of improvement in the cash flows of a business that has huge debts has been found to result in the downgrading of its credit rating. There is a strong relationship between a [...]
  • Pages: 2
  • Words: 298

Credit Card Debt Accumulating

Other aspects include lack of education or understanding about the intricacies of debt and the damage it could do if one is suddenly unable to make payments. Accumulating credit card debt is significantly easier than [...]
  • Pages: 2
  • Words: 281

Definition of the Credit Ratings

A credit rating signifies an assessment of the credit risk of a potential debtor, foretells the capacity to repay debts, and offers an inexplicit prediction of the possibility of defaulting.
  • Pages: 2
  • Words: 291

Credit Card Usage in the United States

Credit card regulations do not allow as many protections for business credit cards as in the case of personal credit cards. The third disadvantage of business credit cards is their risk of employee misuse.
  • Pages: 2
  • Words: 288

International Banking System

While domestic banks perform the financial operations in the national currency, the majority of international banks borrow and lend in the Eurocurrency market, which consists of deposits situated in banks that are foreign to the [...]
  • Pages: 3
  • Words: 852

Internship Report: Customer Service Field

I learned how to handle customer requests and complaints and forward them to the responsible staff at the bank. Each day of the internship period in the customer service section was often coupled with a [...]
  • Pages: 2
  • Words: 574

Gambling, Fraud and Security in Banking

By supervising the institutions and banks, there exists openness into the dealings of the banks and this allows investors to get full information about the banks before investing.
  • Pages: 5
  • Words: 1587

High-Risk Gambles Prevention in Banking

The elements of a valid contract between banks and their customers vary according to the context of the contract. This involves the willingness and devotion of both parties to a particular cause.
  • Pages: 4
  • Words: 1166

Banking and Risk Management

Maturity gap of the bank = Maturity of assets Maturity of liabilities. 45 years Maturity gap = 10.28 3.
  • Pages: 9
  • Words: 2620

Banks in the Islamic Civilization: Past and Present

The understanding of the problems Islamic banks faced in the past and the consideration of the solutions in the comparison with the modern problems and decisions may help consider a streaming development of Islamic banking [...]
  • Pages: 6
  • Words: 1661

Bank Regulatory and Supervisory Framework

The construction of a maturity ladder is vital in the analysis of a bank's net funding requirements. Considering a bank's liquidity profile under various scenarios provides insight into the bank's liquidity, which allows the evaluation [...]
  • Pages: 9
  • Words: 2490

Dubai Islamic Bank’s Ratio Analysis for 2012-2017

Here, different financial ratios of this bank will be presented by rearranging and simplifying the data from the financial statement of DIB group and the analysis will be done by creating relationship among the information [...]
  • Pages: 20
  • Words: 5432

Banking in David Ashby’s “Money Mechanics”

Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices [...]
  • Pages: 5
  • Words: 1465

Commercial Bank of Dubai: Strategic Audit

The purpose of the given strategic audit report is to describe the current performance and mission of Commercial Bank of Dubai and analyze external and internal factors using EFAS matrix, IFAS matrix, and SFAS matrix.
  • Pages: 10
  • Words: 2878

The European Central Bank and Price Stability

The process of fostering price stability requires the ECB to engage in monetary policy actions that range from the definition of the financial guidelines to the promotion of the efficient operations of payment systems.
  • Pages: 7
  • Words: 2025

World Bank and International Monetary Fund

They are collectively known as Bretton Woods Institutions that act as twin intergovernmental pillars that focus on supporting the structure of the financial and economic order of the world.
  • Pages: 2
  • Words: 304

Conflicts of Interest in the Financial Services Sector

Following the many causes and effects of these conflicts in the financial services sector, the stock market crash of 1929 is thought to have resulted from the comprehended conflict that arose between the aforementioned commercial [...]
  • Pages: 2
  • Words: 586

Deutsche Bank’s History and Its Current Position

The first sections will provide important information about the company and its structure, whereas the remaining part of the paper will concentrate on the $10-billion scandal and the problems faced by Deutsche Bank as a [...]
  • Pages: 12
  • Words: 3309

Dunia Financial Institution Analysis

According to Venkatesan et al, the strategy also improves the aspect of customer value and the overall growth of the company in the market.
  • Pages: 7
  • Words: 1959

Citibank Tanzania: Information Technology Trends

Lack of action from Citibank can be connected to the security issues mentioned above because creating proper infrastructure for such technology would require both financial and human resources.
  • Pages: 4
  • Words: 1140

International Banking Sector: Financial Regulation

The analytical report attempts to review the strategic issues in the differentiated financial regulation within the international banking sector and the likely future effectiveness of these approaches taken.
  • Pages: 8
  • Words: 2237

Qatar National Bank in Managerial Accounting

The company also has a raft of other initiatives meant to ensure that it increases its market share and profitability in the global market despite the challenges that it is currently facing.
  • Pages: 16
  • Words: 4472

Dubai Islamic Bank: Quality Improvement Strategies

According to the review of the organization's activities, its current success is logical since its practices and operations may be applied not only within the UAE but also in non-Muslim communities.
  • Pages: 1
  • Words: 202

Bond Market and Banking in Gulf Countries

State-owned organizations sometimes engage in insecure projects in order to gain a competitive advantage, which is expected to lead to the establishment of a beneficial connection between corporate measures and state control.
  • Pages: 2
  • Words: 594

Norwegian Central Bank’s Interventions

The central bank of Norway popularly known as the Norges Bank was formed soon after the separation of the country from Denmark in 1816. In this intervention, the bank aims to improve the exchange [...]
  • Pages: 2
  • Words: 543

Successful CRM Implementation in Banks

According to the article, on the average, the combined effect of the operational, strategic, and tactical factors is responsible for approximately 60 percent of CRM success.
  • Pages: 2
  • Words: 590

Banking Instability During the Global Financial Crisis

Though the combination of aspects that resulted in the banking instability in the course of the global financial crisis had never been witnessed previously, the shift from extreme risk-taking to fiscal chaos was a common [...]
  • Pages: 6
  • Words: 1696

Satisfaction Management in Banking Industry

Consequently, it could be said that this analysis not only provided the sufficient background for the future research and expanded the understanding of the topic but also had a beneficial impact on development and revision [...]
  • Pages: 7
  • Words: 2354

Fraud at Bank of Baroda: Risk and Crisis Management

The negative publicity that BoB received as a result of its recklessness has clearly affected the investment risks to a considerable degree, yet the current strategy used by the company to manage the situation does [...]
  • Pages: 7
  • Words: 1918

Sharia Advisory Board: Rakbank Case

Approved by the Fatwa and Sharia Supervisory Board of Rakbank, this process is as follows: a customer contacts the bank and requests to finance the purchase; the bank demands that the customer promise to purchase [...]
  • Pages: 2
  • Words: 569

Traditional versus Modern Banking

Traditional banking is characterized by the application of strict regulations, while modern banking is differentiated by the introduction of new laws that resulted in the deregulation of key aspects of the banking industry.
  • Pages: 3
  • Words: 890

Internship at Banque Saudi Fransi

The internship was a valuable experience as it allowed applying my theoretical knowledge to practice and understand the principle of banking operations from inside. The list of the main shareholders is represented in the table [...]
  • Pages: 8
  • Words: 2288

Retail Banking Products and Services

Using the examples and contrasting the products and services of Emirates NBD and Bank of Singapore will assist in understanding the key problems and consequences of the global business environment.
  • Pages: 6
  • Words: 1763

Mobile Banking Adoption: Challenges and Solutions

Therefore, the writer wishes to investigate the numerous impacts of mobile banking because the burgeoning phenomenon may entirely replace traditional banking in the near future, specifically in the UK.
  • Pages: 5
  • Words: 2250