Banking Analysis Essay Examples and Topics. Page 2

Capital formation refers to the distraction of the economy's productive capacity for the creation of capital goods which eventually increase the productive capacity in the future.

The paper explores the relationship between a bank and a customer from the perspective of fiduciary obligations of a banking contract.

The major feature of Islamic banking is confined to the bank's concept of Profit and Loss Sharing, in this arrangement the banks depositors are strictly speaking not creditors to the bank per se, but rather [...]

A lot of research has been done on the effects of the last recession on the banking sector in Eastern Europe with the aim of formulating the best strategies to save the region's banking sector.

The report is concluded with a summary of findings on the probability of potential changes in the corporate, growth and marketing strategies of Merrill Lynch and recommendations in these areas for improvement in the performance [...]

It points out the aims of and objective of conventional and takaful insurance. This therefore transits the ownership of the insurance resources or money and processes to the policy owner.

Under the impact of the World War II, the government of Thailand upgraded the status of the Bureau to that of a central bank by passing the Bank of Thailand Act in the year 1942.

The aim of this report is to identify the meaning of the solvency risk, liquidity risk, credit risk, dynamic provisioning, and the effective control of the solvency risk besides the problems which the bank encounters [...]

2485, the objective of the bank was to develop a strong monetary and fiscal policies through printing, issuing out and regulating flow of banknotes and other security documents; promoting the stability of monetary strategy together [...]

In this paper, the analysis of two banks and their risk management will be given: Banco Popular Espa ol S.A.with its abilities to take care of liquidity, credit, and other risks and the Saudi Investment [...]

The effectiveness of staffs recruited in the bank depends on the ability of the bank to recruit the most suitable employees.

As a result, the regional bank grew to a national bank and this success is not only attributed to the strategies of the institution itself but also the role played by the people of Canada [...]

When the market collapsed and the liquidity crisis of US banks emerged full blown in the second semester of 2007, many sectors of the economy contracted and plunged first the nation and then its principal [...]

Besides, another factor is that through investments in such bonds, the investor gains certain amount of ownership in the assets of the company in the extent of his investments, which unfortunately is not possible in [...]

The customer deposit ratio of the BSF over the past four years exhibits continuous declining trend and in case of CS a mixed trend is evident.

The relation of the Swiss banking industry with Swiss economy and the future aspect of investment in the industry are discussed.

In this context this paper analyzes the performance of the Saudi banking sector during the period from 2003 to 2007 in general and that of Riyad Bank, one of the major players in the Saudi [...]

The financial analysis reveals the financial performance of the bank and the key factors that help the bank to be a leading organization in the industry.

In the 1980s the US banking industry experienced increased transformation to the regulation of the financial institution by the Federal bank.

For the purpose of our assignment, we will use values of the total share capital of the year, the profit for the year, and the dividends paid to the shareholders of the banks.

One of the most crucial changes that the agreement effected was the removal of the supervisory and regulatory role of banks from the Bank of England to the FSA.

Thus the actual business relationship is between the cardholder and the issuing bank, the Card Association and the member issuing bank, between the issuer bank and the merchants/POS, etc.

The financial statements and other information of the bank available at its website have been used to evaluate the performance of the bank.

As such, if the government uses a billion to rescue the banking sector, it has to obtain this money from somewhere else in the economy.

However, the absence of effective risk management interventions is posing significant challenges to the success of financial institutions in the industry.

Hayes and Wheelwright's 4-Stage model is a conceptual tool meant to evaluate the project with the extent of how its operational contributions improve the company's competitiveness.

One of the examples of banks using the latest technologies is Commonwealth Bank. It is included in the "big four" of Australian banks, and as of 2016, it is the largest company on the Australian [...]

At the same time, the orientation of the personnel policy of RAKBANK is the qualification and role of personnel in the implementation of strategic tasks.

There was a power struggle within the company, with the CEO wanting to be promoted to the role with the support of many employees and several candidates competing for the position.

The complicating factors in the scenario are the probationary status and inexperience of Carol, the steadfast position of the customer about the money he received, and the reliance of Chris on the knowledge and experience [...]

Additionally, the COVID-19 pandemic has increased pressure on all the stakeholders of the industry to utilize the latest innovations to adapt to the rapidly changing reality. The paper provides an overview of the banking and [...]

Bank of Creditpia is in charge of 60% of the market share while the other two banks each control 20% of the banking business in Creditpia.

Along with competitive market the quality services will give a new touch to the banking regulations and will free up the market. The superior quality service will drag much effort of the banks to reorganize [...]

The Global Banking and Financial services company has been accused in the past decade of breaking national and international laws and regulations.

Its mission is to ensure a notable increase in the value created for shareholders, customers, the society, the environment and employees on a continuous basis.

However, the new legislation is premised on the structure of the preceding US financial framework and hence it is important that one understands the old regulation as a foundation to understanding the new regulations.

In case of a default by the borrower, the money is retrieved by the bank through the sale of the property.

The bank offers a variety of banking and economic services primarily in the United Arab Emirates and also in India. This is seen as one of the attempts to adopt the emerging trends in which [...]

ABB Saudi Arabia is part of the company and like the main company, it actively offer services to its clients through provision of a full range of products related to power and automation technology.

The performance of employees and their general commitment to the well being of a organisation is paramount. For instance, the research study is relevant in the sense that it is an eye opener to the [...]

The next step is the arrangement of the proper banking financial structure as well as the assessment of the marketing situation.

Merger of banks was announced in the year of 2007 and the merge was between the world's second and fourth bank which is the largest bank in the middle east.

Needless to say, such an innovative idea as the introduction of the IT strategic development concerns the interests of all the key stakeholders of the SBI.

The other instrument is the advising section where the bank offers to small businesses the possibility of evaluating what is the present situation of the business and what the future possibilities are for it if [...]

In isolation, the pro-cyclical bank regulations cannot be effective in regulating the pro-cyclical effects of financial institutions. In case of recession, the regulations can contribute to pro-cyclical effects.

The average fees generally depend on the processor, and the company, which is engaged in processing the third party credit card transactions, as well as on the total sales of the merchant. On the other [...]

Due to the financial turmoil in the last decade of the twentieth century and also because of the drawbacks of Basel I, Basel II was introduced as a new and improved model of its predecessor.

Chapter 1, "Why You Should Care", asserts that the Fed's policies were the key to the economic recession of the US.

The banking industry is characterized by the development of the internal and external economies of scale and the economies of scope.

The economic outlook of the US Government on different companies playing a great role in the country's stability is also considered with the Big Auto Drive Company.

This was one of the many reasons for the downfall of the Enron. The collapse of the Enron gave a lesson to scrutinize the analysts.

As far as the topic of this paper is the analysis of the activities of the Acleda Bank, one of the greatest commercial banks in Cambodia, we should also take a look at the background [...]

Karagrigoriou and Vonta report on the results of the triennial Cyprus Survey of Consumer Finances with the express purposes of: Defining the structure of family financial assets as they evolved between the 1999 and 2002 [...]

The staff of HSBC amounts to over 300, 000 people in all its branches and subsidiaries, and according to several international magazines, HSBC Holding is acknowledged as the largest company in the sphere of banking [...]

With its total assets equaling 27 billion dollars, the Al Rajhi Bank is the third-largest Islamic Bank in the world. Risk management is of the utmost importance to the Al Rajhi Bank.

This is implemented to maintain control of the Nationals to the leadership of the bank. Exposure of credit risks is being studied, and measures are designed to limit the involvement of the bank in these [...]

The role of the chairman of the board was to facilitate the functioning of the board and to maintain and enhance the good governance of the company.

The mission of the bank is to ensure that it has incorporated all the diverse financial needs to its customers and this is only achieved through the provision of both contemporary and also traditional products [...]

The Royal Bank of Scotland is one of the retail banking supplementaries of the Royal Bank of Scotland Group plc, which jointly with NatWest and Ulster Bank, offers branch banking services in the United Kingdom.

Beginning with SABB; the bank is one of the leading banks in the Kingdom of Saudi Arabia and is an associated company of the HSBC Group, one of the world's largest banking and financial services [...]

Before approaching towards any bank it is necessary to understand the financial structure of the bank and how the interest the interest rate is differs, the cost of capital and procedure of utilization of funds.

Market positioning is the process of formulating competitive positioning for a product and a detailed marketing mix. The below list is comprises management structure and their designation.

In the United States, it is even more important due to the fact that the US is the world's richest country. The change in price and quantity equilibrium is affected by the shift of the [...]

There are two aspects to this study, the first being the study of the chosen technology that is, the use of biometric scanning in the banking industry and how it could possibly further the cause [...]

The current monetary policy of the reserve bank of New Zealand operates by considering the use of interest rates and the sale of government securities.

In this regard, the World Bank has continued to play a vital task in supporting nations to take advantage of the prospects in ICT to contribute to educational objectives and reduce poverty. The World Bank [...]

At present time, taking into account the state of the business sphere development, the notion of the cost elements can be identified as indirect costs which are not connected with direct materials and jobs.

Every employee of the bank is bounded to maintain the secrecy of the customers. This principle of the bank has greatly contributed to the success of the firm and increased the profitability of the business.

In the case of analysis undertaken to assess the financial status of the company for dealing in corporate bond purposes, both the ratios calculated for judging the capacity of the company for interest payments and [...]

Thus the presence and operations of an international bank in the country can draw a significant impact on the banking scenario and the following discussion strives to trace these impacts of the international banks' operations [...]

Barro and Gorden start with the idea that the monetary authority is a social welfare maximizer with control over the rate of inflation; objectives are defined over employment and inflation.

Generally, off-balance activities relate to banking activities with the characteristics of generating income to the bank without primarily affecting or been reflected in the balance sheet.

In the initial opening of these transactions between the clients of banks and the banks, certain information is disclosed by the clients to the bank managements.

The significant expansion of the interstate banking sector leads to changes in the general organization of the banking system and the legislative sphere regulating it.

Investment bankers check the viability of projects and the capacity of involved parties to make financial commitments. It is important for investment bankers to shape the economy.

The following are some of the effects experienced in America as a result of the use of credit cards. 8 million bankruptcies in 2004 owing to the introduction of credit cards".

Within the next five years we expect commercial banks to face some of the following challenges. In addition to this there is also another challenge to be faced by commercial banks in the next five [...]

Similar recommendations from the adoption of Basel II recommendations have seen the percentage of equity capital in major Chinese banks reduce to a small fraction of the total capital cost.

Furthermore, it determines the Required Rate of Return by shareholders, the Weighted Average Cost of Capital, and the Intrinsic Value of the bank's stocks five years from now.

The main questions that will be the focus of this section are the development of private banking services, the establishment of banks in Saudi Arabia, the emergence of credit and documentary credits and financial and [...]

The purpose of this paper is to analyze the relationship between securitization and liquidity of banks and discuss changes in the field of global securitization after the financial crisis of 2008.

Therefore, the integration of the latest technological devices for monitoring the quality of the provided services, as well as a redesign of the approach toward R&D and HR issues, should be regarded as a necessity [...]

The banking sector in the country was established in the middle of the twentieth century, which makes it one of the oldest in the region.

Characteristically, the lack of improvement in the cash flows of a business that has huge debts has been found to result in the downgrading of its credit rating. There is a strong relationship between a [...]

Other aspects include lack of education or understanding about the intricacies of debt and the damage it could do if one is suddenly unable to make payments. Accumulating credit card debt is significantly easier than [...]

A credit rating signifies an assessment of the credit risk of a potential debtor, foretells the capacity to repay debts, and offers an inexplicit prediction of the possibility of defaulting.

Credit card regulations do not allow as many protections for business credit cards as in the case of personal credit cards. The third disadvantage of business credit cards is their risk of employee misuse.

Despite the possibility of lacking a credit of trust from the population, small domestic banks have several advantages that allow them to compete against foreign companies.

While domestic banks perform the financial operations in the national currency, the majority of international banks borrow and lend in the Eurocurrency market, which consists of deposits situated in banks that are foreign to the [...]

China and the United States are two of the largest economies in the world that are competing to dominate the banking industry.

The UAE's economy heavily depends on the oil sector and the continued growth and expansion of the segments in the financial sector.

The author believes that they demonstrate the evolution of the role of the Federal Reserve and provide the information on the central banking mechanisms.

By supervising the institutions and banks, there exists openness into the dealings of the banks and this allows investors to get full information about the banks before investing.

The elements of a valid contract between banks and their customers vary according to the context of the contract. This involves the willingness and devotion of both parties to a particular cause.

Maturity gap of the bank = Maturity of assets Maturity of liabilities. 45 years Maturity gap = 10.28 3.

The understanding of the problems Islamic banks faced in the past and the consideration of the solutions in the comparison with the modern problems and decisions may help consider a streaming development of Islamic banking [...]

The first reason for this stability is that banks in Canada are more robust and strong in comparison to those, which are in the United States of America.

The construction of a maturity ladder is vital in the analysis of a bank's net funding requirements. Considering a bank's liquidity profile under various scenarios provides insight into the bank's liquidity, which allows the evaluation [...]

It is one of the most successful financial institutions in the global market and is currently considered one of the industry leaders.

The author proceeds to argue that instead of walking the same successful path as in 2011, investors should focus on depressed sectors that have the capacity to grow, such as banks.

The market rate of interest is the rate that is set through the mechanism of demand and supply. Moreover, the RBA has to set the official cash rate as a guideline.

The Central Bank has the authority to control the amount of money in flow and, thus, the amount of credit that the banks make.

Here, different financial ratios of this bank will be presented by rearranging and simplifying the data from the financial statement of DIB group and the analysis will be done by creating relationship among the information [...]

Taking into account the above-mentioned issues, one must assume that the Gulf Coast Bank has all what is needed to succeed in the new venture.

Already, LIBOR is no longer a secure and trusted mode of determining the actual prevailing rates in the market. Moreover, a given duration of the repo is supposed to be stable in terms of the [...]

Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices [...]

This paper focuses on formulation of both short-term and long-term strategies that the company can use to overcome challenges in the market while at the same time taking full advantages of the opportunities available in [...]

The purpose of the given strategic audit report is to describe the current performance and mission of Commercial Bank of Dubai and analyze external and internal factors using EFAS matrix, IFAS matrix, and SFAS matrix.

The process of fostering price stability requires the ECB to engage in monetary policy actions that range from the definition of the financial guidelines to the promotion of the efficient operations of payment systems.

They are collectively known as Bretton Woods Institutions that act as twin intergovernmental pillars that focus on supporting the structure of the financial and economic order of the world.

Following the many causes and effects of these conflicts in the financial services sector, the stock market crash of 1929 is thought to have resulted from the comprehended conflict that arose between the aforementioned commercial [...]

Islamic banking can be defined as a system of banking that is governed by the principles of Islamic Law or Sharia, and by the conventional principles of risk management.

The first sections will provide important information about the company and its structure, whereas the remaining part of the paper will concentrate on the $10-billion scandal and the problems faced by Deutsche Bank as a [...]

According to Venkatesan et al, the strategy also improves the aspect of customer value and the overall growth of the company in the market.

They further argue that the size of the board should match the size of the company in order to produce a positive effect.

Lack of action from Citibank can be connected to the security issues mentioned above because creating proper infrastructure for such technology would require both financial and human resources.

The analytical report attempts to review the strategic issues in the differentiated financial regulation within the international banking sector and the likely future effectiveness of these approaches taken.

The company also has a raft of other initiatives meant to ensure that it increases its market share and profitability in the global market despite the challenges that it is currently facing.

The goal of this paper is to discuss the worth of the World Bank in the international arena and its contribution to the solution of corruption-associated problems from the legal perspective.

According to the review of the organization's activities, its current success is logical since its practices and operations may be applied not only within the UAE but also in non-Muslim communities.