Finance Essay Examples and Topics

Essential Points to Keep in Mind when Writing Essays on Bankruptcy

Essays on Bankruptcy are prevalent in law courses, and writing them requires a good grasp of the subject. However, there are specifics to bankruptcy topics that you should keep in mind, even if you already have your outline ready. For example:

  • Understand the different types of bankruptcy and closely monitor your wording;
  • Always ask if you are using the correct terminology in your essay;
  • Treat it like any other law paper, be respectful and concise;
  • Use credible book titles and journals as a demonstration of your work’s integrity;
  • Do not plagiarize and always reference others’ ideas;
  • In your introduction, give your readers a brief overview of the problem you are tackling;
  • Make sure that your subtopics do not overlap between paragraphs;
  • Write your bankruptcy essay conclusion as a comprehensive summary of the presented ideas.

Remember that bankruptcy is a serious topic, and you should treat it as such. Nonetheless, keep in mind that there may be different opinions on your subject.

Your goal as an essay writer is to present various approaches to the topic of financial distress involving as wide a variety of sources as you deem necessary.

Every point included in your bibliography should help you build up the argument of your thesis statement. Avoid using sources that seem undependable and always remember that academic honesty is the best policy.

Your chosen paper structure should also help you further your argument. Give your subheadings names that reflect their content, and do the same with your essay’s title.

Your audience should be aware of your approach, methods, and academic viewpoint as soon as they start reading your work.

Get more advice from a bankruptcy essay samples below!

Teller of the Bank of America

For the last few years, I have been working as a teller for the Bank of America. The bank began its business in the mid 20th century. Currently, the organization has more than 300 branches in the US and 8 branches abroad. Being one of the largest banks in the world, the Bank of America […]

The World Bank and the Poverty of Reform

Introduction The World Bank is charged with the responsibility of ensuring that there is sustainable development in almost all nations of the world. It has acted as the world’s leading development agency for the past six years. However, during this time, the bank has received both criticism and praise from the various member states across […]

Corporate Governance and Informational Disclosure on Internet Financial Reporting: The Saudi Arabia Evidence

Abstract The proposed study aims at in-depth understanding of the existing correlation between corporate governance and transparent disclosure of the internet financial reporting (IFR) in Saudi Arabian companies. This relationship will be investigated in an empirical research in order to clarify the reliability of possible impacts of corporate governance techniques on the disclosure transparency in […]

Credit Cards and Making Payments

Abstract Credit cards are cards that are used by customers to make payments. The customer gets credit in his card with the promise that he or she will pay back the money to the company later after making purchases. The customer pays back the money with interest. This interest is the profit and revenue to […]

Lenders and loan

Purpose In light of the company’s financial plan and strategies, this report seeks to present information on areas of interest for lenders when considering loan applications from various institutions. The significance of this is to polish the organization to stand a chance of qualifying for loan consideration. The second purpose of this report is to […]

Case Study: Will Argentina Devalue Its Peso?

Abstract In the early 2000s, the economic situation in Argentine could be discussed as unstable, and two approaches were proposed to contribute to the economic growth. Thus, devaluation of peso and dollarization were examined as two opposite variants to improve the country’s economy. Focusing on the advantages and disadvantages of both the processes, it is […]

Posh Pastries and Economic Environment

The economic environment in Colombia is more promising than that of Venezuela. Colombia now boasts of a GDP of $365.4billion, which makes it the 29th largest economy in the world. In 2012, it grew by 4.3% and was a continuation of growth rates of 4% and 5.9% in 2010 and 2011 respectively (CIA, 2013). Venezuela […]

Islamic Banking Principles

Summary of the article Islamic banking principles are developed and operated within the guidelines of Sharia principles. The main source of Sharia law is the al Quran, which prohibits any money that is far above the principle amount in the lending business by terming it haram and hence illegal. However, a debate has arisen in […]

Payment Card Acceptance

The article under analysis is dedicated to the evaluation of payment card acceptance and its impact on the hospitality industry. Specific emphasis is placed on the challenges the hospitality merchants face while accepting card payment and taking responsibility for appropriate data storage and processing (Cannon et al., 2010). The point is that payment networks consider […]

Viability of Net Present Value and Internal Rate of Return (IRR) in Evaluating Capital Projects

Introduction In recent decades, capital investment decisions are increasingly becoming a core function of managerial accountants and financial analysts. Owing to various factors operating within the internal and external contexts of the firm, these professionals avoid making decisions on capital projects or delay such decisions, leading to a situation which may be costly for the […]

Credit Default Swaps

Introduction Credit Default Swaps (CDS) are financial contracts that are similar to insurance policies where the insured parties are required to pay fees to the insurer, and in case of a credit event, the insured is subjected to compensation by the insurer. Some of the credit events where the insured parties are viable for compensation […]

The Asian Tigers Financial Crises

An overview of the Asian Tigers financial crises The occurrence of the financial crunch stormed the South East Asia Tigers economies from mid 1997 to early 1998. The world most impressive and highest economic development rates were listed in South East Asian republic of South Korea, Hong Kong, Indonesia, Singapore, Malaysia, and Thailand in the […]

Barclays PLC Investment Decision

Brief history Barclays bank PLC was founded in 1690 in the City of London, which has remained its headquarters to date (Berclays Bank PLC). From a meager start, the company has gradually but steadily grown to become a key player in the banking industry. Through its parent company and a host of other subsidiary companies, […]

Monetary Policy Major Tools

Monetary policy is a set of policies aimed at management of the quantity of money in the country as well as control over interest rates. Apart from the quantity of money (which is also called the money supply) and interest rates, monetary policy has an impact on inflation and business cycles (Mishkin & Eakins, 2012). […]

Money and Banking: The Economic Recession of 2007

Introduction Any time people discuss the 2007 global financial crisis, the housing issues emerge. The simple term is that between 2000 and 2007, banks across the world that should practice borrower regulations gave out many loans than any other time in history. When this happened, the banks had the assurance that many people would repay […]

Union National Bank

Introduction Today’s business environment is challenging to technology gatekeepers because they have to develop information systems that can effectively manage irregular flow of large volumes of data (Fox & Do 2013, pp. 739-760). Reducing the cost of managing information and ensuring data security are also significant challenges that technology gatekeepers have to grapple with (Marthandan […]

Europe Straining Under a Pension System Burden

Introduction Globally, workforce management is becoming a challenge with time owing to the increasing burden of pension systems. Different countries across the world have devised diverse pension systems, which are unique to their needs. For example, in Europe, the pension system has become an economic liability because people retire at an early age of 55 […]

The Russian Banking Sector

Foreign banks in the Russian banking sector Barclays bank is a British multinational that put on hold its retail business in the Russian market. Barclays closed its retail business to offer investment banking. Initially, Barclays bought Expo bank to enable it offer consumer banking services, but later realized that the bank lacked the business edge […]

The Doctrine of Ijma

Ijma as a source of jurisprudence in Islamic banks As noted by Farooq (2006), Ijma is an Arabic word with two meanings. One of the meanings is to determine while the other is to agree upon something. This word has usage both in the hadith and in the Quran. The author further states that the […]

Potential Unreported Income

Introduction Individuals and businesses should present a complete disclosure of income in the financial reports. Unreported revenue comprises of certain income that a taxpayers fail to report in their tax returns. The tax payers aim is to avoid paying tax or reduce tax obligation. There are a number of ways that can be used to […]

The International Monetary Fund and the World Bank

Abstract The International Monetary Fund (IMF) and the World Bank are international organisations created to provide financial aid, and enhance the structures of international payment systems in the world markets. In the year 1944, the two organisations began their operation following the signing of the Articles of Agreement by the member states. During its inception […]

Surviving the Economic Downturn

Executive Summary Recession is defined as a slump in economic activity in an economy over a considerably long period of time, or a cycle of business contraction. The great recession of 2007-2009 was the most profound and extensive economic slump ever experienced since the great depression of the early 20s and 30s. The 2007/2009 recession […]

Ijtihad in Islamic Banking

Abstract Ijtihad has various definitions and meanings particularly drawn from the views of highly respected Muslim scholars and legal practitioners. However, the optimal individual effort in an action becomes distinct. The most important definition of Ijtihad is the optimal effort individual can put in an action. With respect to the definition, Ijtihad is where the […]

Money and banking: David S. Ashby’s perspective

The first chapter in Ashby‘s book, Money Mechanics, is the introductory chapter and it is fairly brief in comparison with other chapters in the book. In this chapter, the author introduces some of the basic concepts that the book entails and builds on these concepts in subsequent chapters as the book progresses. One of the […]

Entrepreneurial Finance – International Business

Introduction Background to the study Investment plays a significant role in the economic growth of a particular country. This is due to the fact that it stimulates innovation and enhances competition. Amongst the areas that governments should focus in their quest to stimulate economic growth includes the small and medium enterprises (SMEs). One of the […]

Issues that Entrepreneurs Face in Raising Finance

Introduction Entrepreneurs are key innovators in creative destruction in the entire world. Even though they play essential roles in growing the economy, the process of acquiring sufficient access to capital to start and grow businesses remains their biggest challenge (Legge & Hindle 2004). In the U.K., for instance, the ability of small and medium-sized enterprises […]

Types of Bankruptcy

Introduction Bankruptcy refers to a federal court process in which repayment arrangements are made to allow an insolvent debtor to clear the outstanding debts. Bankruptcy is often declared when a company or an individual is so deep into debt that starting afresh is the only reasonable option. This paper compares and contrasts the five types […]

Sustainable Development: the Banking Sector

Many financial institutions have realized the importance of sustainable development. Several banks are currently involved in approaches, which help other business firms understand the importance of sustainable business practices. Banking institutions need to review their lending policies to ensure borrowers use credit obtained in a sustainable manner. Financial regulators need to establish strong codes of […]

Corporate Governance: The National Bank of Abu Dhabi

Overview of the NBAD History The National Bank of Abu Dhabi was introduced in 1968 and has grown to be the largest in the Abu Dhabi banking industry. It is a government owned banking firm. The bank has 125 branches scattered across the United Arab Emirates with more than 585 ATMs. The international branches of […]

The credit rating agencies are right to downgrade banks

Introduction Credit rating agencies are normally mandated to provide independent opinions concerning the credit quality of issuers. However, investment decisions that are made by users in the market (by relying on credit rating) cause the credit rating agencies to affect credit rating of issuers. Rating downgrade can lead to increased cost of capital for the […]

Banking in China

Banking is very important since no country can operate without banking institutions. In China, there are many institutions that provide banking and financial services. The main four banks owned by the state include Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. In addition to these four […]

Banking Risk Management

Credit Risk Models The Black-Scholes-Merton Model There are various credit risk models, which have been proposed by researchers in order to reduce the risks associated with future transactions. One of these models is the BSM framework structured models. This model was proposed by Merton in 1974. He derived the value of an option from a […]

Interest Rate Disparity between RBA and Major Australian Banks

Executive Summary The purpose of this report was to examine interest rate disparity between Reserve Bank of Australia (RBA) and major Australian banks. The report presents RBA monetary policy decisions since December, 2012 and how major banks have responded to them. Focus was placed on the RBA’s April, 2012 interest rate decision. The report also […]

Money and Capital Markets: Turkey, India and China

As a result of the 2008/2009 economic crisis, different countries are increasingly using monetary policies in an effort to stimulate their economic growth. One of the monetary policy tools being used is the cash rate which is the rate of interest that financial institutions charge to lend funds (Marthinsen, 2012, p. 202). The Reserve Bank […]

Money and Capital Markets: Central Banks

Central banks normally control the interest rates through participating in the open market operations. A reserve bank would influence the state’s economy by either purchasing or issuing the government with marketable instruments (Elton, Gruber & Brown 2006, p. 64). By selling, the central bank lowers the price of the marketable instruments in the open market. […]

LV Prasad Eye Institute (LVPEI) Fellowship Program

Author’s Note This literature review aims to present insights for research on the avenues available for the LV Prasad Eye Institute (LVPEI) to fund its fellowship program. The current arrangement pursued by the institution results in costs of 1 million Rube or 15,000 dollars per trainee who is completing its fellowship program. The institution needs […]

Bank of America Investment Potential

Introduction In this report, the Bank of America Corporation (BAC) share price is analysed in the context of the current economic situation and the company’s performance. The latter is described through the analysis of the company’s financial statements and is compared to the performance of the primary BAC competitors. In terms of the industry, BAC […]

Market elasticity’s in banking industry

Introduction Elasticity of demand refers to the “degree to which quantity demanded changes due to a change in price or any other factors that influence the demand for the product” (Hall 2). There are three types of elasticity of demand which include price elasticity of markets, income elasticity of markets, and cross elasticity of markets. […]

Ratio Analysis: Compnet International Company

Ratio analysis is a method used to determine the current financial state of a business entity in relation the previous years, other business entities or the economy at large. Ration analysis is usually based on a company’s financial statements and it helps in determining the company’s performers, activity and liquidity. There are various ratios that […]

Purchasing Power Parity Theory

Introduction As a result of various economic pressures it is a known fact that currency exchange rates vary over time. For example, in 1970 one US Dollar could be used to buy 627 Italian Lira or 3.65 German Marks. In 1998 both Italy and Germany were making preparations to make the Euro their common currency. […]

A Research Proposal on MM theory of Capital Structure

Research Aims and Objectives Long-term debt is one of the components of capital structure. The capital structure can be optimized to increase the shareholders’ wealth. The capital cost is also much affected by the capital structure. The capital structure refers to the value of the form and its scale. Enterprise’s capital structure of the debt […]

A Proposal for a Web-Enabled Hybrid Intelligent System Architecture in Support of Solving Credit Approval Problems in Banks

Introduction The proposition to utilize web-based credit approval systems to enhance the credit approval process is an appealing prospect for banks and other lending institutions. This is because the credit approval process is laden with risks that all lending institutions spend many resources managing. The risks arise from poor quality information brought about by fraudulent […]

The experience economy

The sports industry is one of the key income generating industries in the world. It consists of a market whereby the businesses products are sports related. The products may be services, goods, people, places or thoughts. In society, sports play a crucial role and it is clear that it is indispensable. Besides, media involvement in […]

Banks, Bank Firms and Financial Intermediaries

Non-bank firms acquire and use real assets in a way that makes the value of future benefits received greater than the cost of obtaining them. Banks, on the other hand, acquire and use assets so that the value of their benefits exceeds their costs. A majority of banks hold financial assets while non-bank firms hold […]

Market-Based versus Bank-Based Financial Systems

Introduction Debate between policy makers and economists has been witnessed over the century. The relative issue being debated appertains to the ensuing pros of market-based as opposed to the bank based financial systems. By the end of nineteenth century, most German economists persistently asserted that their financial system which was entirely bank-centered evidently assisted in […]

Bank Mergers and Cost of Capital

Merging, as defined by many scholars, means combining two independent firms to form one company while acquisition refers to a situation where one firm buys another one that is perceived to be financially stable. It is apparent that both vertical and horizontal merging is associated with disadvantages and advantages. In recent times, there have been […]

Quantitative Reasoning for Business

The European Union (EU) is arguably a global economic power. Internal trade within the EU accounts for about 19% of the total global trade (Bekaert, Harvey, & Lundblad, 2005, p. 54). Additionally, the EU is the largest trading partner of China, Russia, and the United States, which makes the Union a leading player in the […]

The massive retirement

Introduction The massive retirement and the increasing trend towards earlier retirement have been the most two striking worldwide phenomena. The average age for a person to retire is still declining despite the rising life expectancy (Bound, 2007). For example, the average retirement age for men in US has declined from 68.5 to 62.6 in the […]

Kenya’s Government, Finance, Manufacturing and Other Aspects

Kenya government The type of government in Kenya is almost similar to other governments around the world. People’s representatives are elected through democratically held elections with governments and various bodies around the world sending observers to ensure transparency. However, citizens are not allowed to vote on issues that relate to policy formulation and changes in […]

Projected customers maintaining strategies in banking industry

The world of business is facing increasing competition due to the rising numbers of new entrants who share existing customers with present firms. It is therefore necessary that, firms that are currently in the market should constantly improve in response to the changing market and customer needs. This competition is also observed in the banking […]

An Analysis Of The Impact Of Changed Economic Circumstances And An Evolving Regulatory Environment On Downer Group

Executive Summary Downer EDI Limited is an international company which operates in Australia, Asia Pacific and New Zealand. It is included in top 100 of the Australian Stock Exchange. Downer EDI Limited provides public and other private sectors with engineering and infrastructure management services. Having considered the Annual Reports of the company from 2006 up to […]

Analysis of Capital Structure and Debt Financing of TUI

Introduction The concept of an optimal capital structure for business firms remains a cornerstone of financial economics theory since the seminal works of Modigliani and Miller (1958; 1963) that focused on tax benefits and other costs of debt. According to Vasiliou and Daskalakis (2006), the capital structure of the firm can be a combination of […]

European Governments and the European Financial Crisis: A Crisis Management

Executive Summary The European continent and the world at large are nursing the effects of one of the worst financial downturns in recent history. In efforts to avert such scenarios in the future, European nations are in need of a risk management framework that should not overly depend on the results of external assessments and […]

Federal Reserve System: The Multiplier Effect

The Federal Reserve use open market operations to control short-term interest rates, which is the principal tool of monetary policy. The Federal Open Market Committee on a regular basis announces the federal funds rate targets, and they reflect rates for interbank lending (FOMC, 2009). It is responsible for maintaining interest rates at appropriate levels and […]

Mobile Money Transfer as an alternative product for Vodafone Group Plc

The paper seeks to justify a Mobile Money Transfer (MMT) as an alternative product for Vodafone Group Plc. The company is multinational with headquarters in London. It is a leading telecommunications company based on 2011 annual revenue and subscriptions (439 million). Vodafone offers information technology and mobile phone services to its customers in over sixty-five […]

How has the role of the IMF changed since it was established in 1945?

Introduction Throughout history, the world economy has been significantly influenced by financial institutions and rules in the international monetary system, in ensuring financial stability. In particular, these institutions have played major roles, during financial crises, witnessed in recent years. Even though there are numerous financial institutions, it has been argued that the International Monetary Fund […]

UK and USA during the period 2000-2010: consumer price index (CPI), unemployment rate, money supply and interest rate

Introduction Real effective exchange rate (REER) is a measure of value of a country’s currency in relation to other major world currencies in the index aimed at countering effects of inflation. Such currencies include euro, US dollar and others. The measure is obtained by looking at the trade balance which is the difference between a […]

The real exchange rate and the nominal exchange rate

Introduction The essay is an in-depth examination of two major economic terms; real exchange rate and nominal exchange rate. It is no doubt that these terms are more often than not used in economy. Unfortunately, it does not only confuse non economist but also some of the economics students (O’Sullivan & Sheffrin 24). The paper […]

Volatility of Irish stocks

Introduction With the emergence of globalization, the world stock markets have become interdependent thereby if there is a change in one stock; the ripple effect is felt in other stocks in terms of volatility and returns. In this review we examine how the volatility of Irish stocks has evolved since 2000 to 2009 and the […]

Request for Specific Levels of Funding and Resources

The product we are going to implement is absolutely new for consumers, so internal investment may be available for business. Requesting for internal investment, we are going to point to new marketing strategies and expansion where funded resources are going to be spent. The chocolate business which is going to be led has financial resources […]

Debit Card Interchange Fees and Routing

The Administrative Agency The Federal Reserve System proposes Debit Card Interchange Fees and Routing which is to be effected by 21st July, 2011. This proposal is of great interest to me since it affects my ability to take advantage of debit card services as well as my business investments in the financial sector. Debit Card […]

Cash Connection Study

The following article is a case study of Cash Connection that is a business involved in the short-term lending. Moreover, the article has tried to differentiate its services in a fast growing business that keeps changing because of many factors like saturation in the market and federal government regulations. Allen Franks formed Cash Connection in […]

Financial Literacy: How Do Ordinary People Cope with Their Financial Tasks?

Abstract This paper is a report on a research project that builds on the course readings and interviews regarding financial literacy in ordinary citizens. The goal of the project was to examine the levels of financial literacy in ordinary citizens and their implications for financial literacy education. The paper incorporates a literature review, methodology, results, […]

International Accounting and Financial Reporting

International accounting and financial reporting are the accounting standards which are based on accounting interpretations and the framework as they have been stipulated by the international accounting Standards Board which were formed in 1989. It is a business trend and technique that the financial report of a business enterprise should be prepared at the end […]

The Federal Reserve and Economic Stability

Role and effectiveness of the Federal Reserve in stabilizing the economy The Federal Reserve uses the monetary policy to stabilize the economy. The fiscal policy relies on the Congress, and follows a legislative process (Congressional Research Service, 2014). An expansionary monetary policy involves an action whose aim is to increase money supply, and availability of […]

Whoops: Why Everyone Owes Everyone and No One Can Pay

Anyone who cares to know about the current financial situation; how we got there and who was responsible for it should read this enlightening and entertaining account by Lanchester. In his book, Lanchester brings to light what triggered the 2008 financial crisis. He lets people know what really went wrong in this compelling and understandable […]

Culture and Changing

Introduction Today there is a high level of interaction between Hong Kong and USA together with Taiwan in the social economic circles and this has been of great significance in many ways. China has been moving at a very high speed to elevate its position in the world economic affairs. It is against this background, […]

Purchasing Power Parity Definition and Challenges

Introduction Over the years, international trade began with countries engaging cross border economies. Exporting and importing are common practices and have influenced the economies of different markets in different countries. Scholars have engaged in studies to understand the economic trends and foreign exchange. The rate of inflation and economic changes are some of the interests […]

Financial Business Plan

Introduction In this case example we are presented with Dave Valdon, a local of Maple Ridge within British Columbia, who is planning to set up his own painting business to service the local neighborhood of Maple Ridge, Pitt Meadows, Port Coquitlam and Coquitlam. Dave has a considerable amount of experience in the home painting industry […]

Auditing Case Study

Introduction Auditing is the process of examining the financial statements of an organization, correcting errors, and eliminating possible cases of fraud. The auditing process is a core activity that enables a company to control its internal activities in an efficient manner. Through auditing, most companies are able to achieve their business goals and objectives (Wang […]

Three Top Financial Scandals in the Recent Past

Summary Financial scandals have been common in corporations for a considerable length of time. In this particular paper, fraudulent financial activities that have affected three companies have been discussed. The rigging of financial markets and large well established corporations is not a new phenomenon. However, the trend seems to be getting out of control in […]

Policies in Canada to Enhance Economics

For some time, during and after Canada’s financial crisis in 2008, it was considered fashionable to refer to the country as a regulatory and fiscal prudence paragon. In the years preceding the crisis, the government in Canada involved in budget surpluses. This enabled the country to grow the economy, while avoiding huge debt loads. Extremely […]

New Frontiers

A decline in the net income of the Ameribank was the major concern of its president. As the head of the Bank, Rob Richman worked overtime, trying to establish a scheme that would improve the performance of the bank. The bank has branches across the United States and it had noted that its customers begun […]

Benchmarking in the Investment and Banking Sector

Benchmarking involves comparing a business operations and performance ranking of a company or industry with top performers from other industries. Factors weighed include quality, time, and value. After benchmarking a company or the industry players need to improve from learning by doing things effectively and efficiently. My industry is the investment and banking sector. Over […]

Corporate Governance

Executive Summary When the news broke out that Refco’s Chief Executive Officer and Chairman Philip Bennett had been implicated in a fraud that had taken million of dollars from the company’s account, nothing could have prepared the market for the turn of events that followed. Within a week of this announcement, the company had filed […]

The National Commercial Bank

Executive Summary The National Commercial Bank is considered to be the largest financial establishment in Islamic world. Its corporate and marketing strategies rely on geographical expansion, technological innovation, and services diversification. All these approaches will be discussed in the report with reliance on company’s history, mission and values, and strategic management. SWOT analysis will also […]

Euro ‘debt’ crisis

Introduction European debt crisis refers to the challenges that Europe is undergoing when paying for the debts built and accumulated over decades of financial instability. Five of the world’s largest economies including Greece, Portugal, Ireland and Spain in one way or the other have failed to generate a stable economic growth to cater for their […]

Financial Economics: Banks competition in the UK

Banking sector is highly essential to the development of UK economy. The sector connects savers and borrowers. In addition, it enables transfer and store of value. Banks help in managing fiscal risks as well as in providing basic infrastructure for transactions. In essence, the sector plays a significant role in the development of United Kingdom. […]

PESTEL Analysis for Alpes Joint Venture

Alpes is a Mexican corporation owned by a family and deals in provision of animal health products and services. The firm was to enter into a joint venture with another firm, the Charles River Laboratories. The CRL was to undertake the chance and exploit the opportunity of the joint venture in order to increase its […]

An Investigation of the Sustainable Benefits of Agency Banking in Kenya

Introduction The third world countries and more so in Africa have experienced rapid growth in the banking sector. Kenya has not been any exception to the tread in other third world countries. The rapid growth of the demand for banking services in Kenya has resulted to an increased consumer base for most banking institutions. Agency […]

Financial Meltdown of 2008

Introduction The 2007-2008 financial crisis has considered to be the most threatening and largest economic recession since the times of the Great Depression. It caused destruction of international monetary system and became the precursor of European debt crisis. The total failure of financial institution was also another serious risk that the financial crisis created. Stock […]

Ditra Company’s Macro-environment, Competitive Environment and Internal Environment

Introduction Ditra is one of the leading firms in the UAE’s home and personal care industry. It was established in 1977 in the UAE as part of the Al-Batha group. The firm manufactures and sells various brands of home and personal care products using the most advanced technologies (Ditra 2012). Ditra’s main products include chemicals, […]

East Asian Financial Crisis of 1997-98

Introduction The international political economy is one of the important phenomena in international relations. Issues in international economics have a huge impact on the relations at the international stage. One of the most important issues in international economics is the forces in the international business cycles resulting to economic crises. International financial crises have been […]

Euro Touches Month Low on Concern Greece Won’t Secure Aid

Detrixhe and Meakin wrote an article on the fall of euro within a period of two months due to fears that Greece is unlikely to obtain bailout funds. The unlikelihood of Greece obtaining bailout funds is a clear indication that the nation’s future within the European monetary bloc is at stake. According to the article, […]

Basel III: New Liquidity Standards and Implications

What are the implications for the banks as a result of this new regulation? There are numerous implications fronted by Basel III since its establishment, ratification, and embracement in the financial sectors. This is a critical provision when considered comprehensively in regard to financial control. As stipulated by the Basel Committee on Banking Supervision (BCBS), […]

The Euro Plight

A single currency for the countries in the Eurozone was an idea that was brought up with the hope that this would steer economic development and eliminate trading barriers within this block. This has however turned to be a hindrance to economic growth within the region instead. With the Eurozone economic crisis and deflation that […]

Memo for Raising Awareness on Credit Scores among Interns

Introduction It has come to my attention that most of the interns hired by the bank have significant student loan debts and are struggling financially. These factors have resulted in low credit scores for most of you interns. I have further on discovered that most of you are unaware of the implications of low credit […]

Concept of Financial Statements in Business

An income statement is a financial statement that summarizes all incomes against expenses of a certain period. The aim of this statement is determining whether there is a profit or loss. It is used in managing a family budget through a clear tracking of incomes and expenses. Income statement gives a list of all incomes, […]

Banks and the Money Supply

Summary Banks perform the business of buying and selling cash to their customers. The amounts involved in these transactions must be equal to the reserve requirement stipulated for the banks. The reserve requirement is less than the customers’ deposits and is established to ensure that banks do not eat into the pockets of the customers. […]

What risks does a bank incur?

Introduction Banks may be exposed to various external and internal risks. Some of them can be explained by lack of safety procedures and poor planning, while others can be attributed to the changes in economic and political environment1. This paper is aimed discussing such issues as the fluctuations of the exchange rate, loan delinquency, default, […]

Exchange Regimes and their Impact on Macroeconomic Performance

The dollar is the main currency used in the transactions of most international businesses. However, this does not mean that it is the best performing currency in the world. Most currencies are exchanged for the dollar and that has made it universally accepted as a measure of value and a medium of exchange. The terms […]

Exchange Rate Regimes and Their Impacts

Introduction The theory of production and trade affirms that there exists no country, which is able to produce all commodities that its citizens require. This means that the country has to rely on other countries for supply of the other goods that the country does not produce or rather produces in quantities that are much […]

Islamic banking sector

Abstract Dubai, in the United Arab Emirates (UAE), has a vibrant Islamic banking sector. The region has over 50 banks with upwards of 40 foreign banks office representatives. Largely oil revenues fuel the United Arab Emirates economy, which serves as an enhancement for profitability of these banks. The key aspects of the Islamic banks in […]

Summary: “In the Red: Chinese Banks Moving Into U.S. Market” by Danielle Kurtzleben

Federal Reserve controls financial activities in USA in order to safe guard interests of American citizens. This means that they control businesses to make sure that their citizens are given the first priority in investments. Then foreigners get considered after the locals have established their businesses. The author of this article explains how the Federal […]

Collective Bargaining in Illinois

The article is about various state boards found in Illinois, whereby the board members and the directors are seen doing very little and on the other hand, receiving a great pay. There is an example given in the article about the meeting that was held in March 17 2011 by the educational labor relations committee. […]

Project Report: The Shops at Gold Coast that are not Leased Due To rental Prices

Introduction According to Commonwealth of Australia (2008) the market for retail tenancy is a complex and dynamic amalgam, comprising of large and small business ventures, which are participating within the rental market as landlords and tenants. The commission offered estimates, that 290,000 retail tenancy leases are operational in Australia, and that an estimated 58,000 new […]

Policy Effects with Floating Exchange Rates

An expansionary monetary plan is a shift by the central bank to increase the money distribution in the economy. The effects of such a move can be established using the AA-DD model. The AA curve consists of all possible equilibrium exchange level for every possible GNP value, ceteris paribus. Increasing the money distribution, Forex rates […]

Government Intervention in Taiwan’s Stock Market

Introduction The performance of the stock market affects the national economy directly and influences key decisions by the government and corporations. The stock market is thus a fundamental economic pointer to financial analysts and investors, both local and international. Conventionally, the stock market is supposed to operate under the economic model of demand and supply, […]