Finance Essay Examples and Topics

Essential Points to Keep in Mind when Writing Essays on Bankruptcy

Essays on Bankruptcy are prevalent in law courses, and writing them requires a good grasp of the subject. However, there are specifics to bankruptcy topics that you should keep in mind, even if you already have your outline ready. For example:

  • Understand the different types of bankruptcy and closely monitor your wording;
  • Always ask if you are using the correct terminology in your essay;
  • Treat it like any other law paper, be respectful and concise;
  • Use credible book titles and journals as a demonstration of your work’s integrity;
  • Do not plagiarize and always reference others’ ideas;
  • In your introduction, give your readers a brief overview of the problem you are tackling;
  • Make sure that your subtopics do not overlap between paragraphs;
  • Write your bankruptcy essay conclusion as a comprehensive summary of the presented ideas.

Remember that bankruptcy is a serious topic, and you should treat it as such. Nonetheless, keep in mind that there may be different opinions on your subject.

Your goal as an essay writer is to present various approaches to the topic of financial distress involving as wide a variety of sources as you deem necessary.

Every point included in your bibliography should help you build up the argument of your thesis statement. Avoid using sources that seem undependable and always remember that academic honesty is the best policy.

Your chosen paper structure should also help you further your argument. Give your subheadings names that reflect their content, and do the same with your essay’s title.

Your audience should be aware of your approach, methods, and academic viewpoint as soon as they start reading your work.

Get more advice from a bankruptcy essay samples below!

Teller of the Bank of America

For the last few years, I have been working as a teller for the Bank of America. The bank began its business in the mid 20th century. Currently, the organization has more than 300 branches in the US and 8 branches abroad. Being one of the largest banks in the world, the Bank of America […]

The World Bank and the Poverty of Reform

Introduction The World Bank is charged with the responsibility of ensuring that there is sustainable development in almost all nations of the world. It has acted as the world’s leading development agency for the past six years. However, during this time, the bank has received both criticism and praise from the various member states across […]

Corporate Governance and Informational Disclosure on Internet Financial Reporting: The Saudi Arabia Evidence

Abstract The proposed study aims at in-depth understanding of the existing correlation between corporate governance and transparent disclosure of the internet financial reporting (IFR) in Saudi Arabian companies. This relationship will be investigated in an empirical research in order to clarify the reliability of possible impacts of corporate governance techniques on the disclosure transparency in […]

Credit Cards and Making Payments

Abstract Credit cards are cards that are used by customers to make payments. The customer gets credit in his card with the promise that he or she will pay back the money to the company later after making purchases. The customer pays back the money with interest. This interest is the profit and revenue to […]

Lenders and loan

Purpose In light of the company’s financial plan and strategies, this report seeks to present information on areas of interest for lenders when considering loan applications from various institutions. The significance of this is to polish the organization to stand a chance of qualifying for loan consideration. The second purpose of this report is to […]

Case Study: Will Argentina Devalue Its Peso?

Abstract In the early 2000s, the economic situation in Argentine could be discussed as unstable, and two approaches were proposed to contribute to the economic growth. Thus, devaluation of peso and dollarization were examined as two opposite variants to improve the country’s economy. Focusing on the advantages and disadvantages of both the processes, it is […]

Posh Pastries and Economic Environment

The economic environment in Colombia is more promising than that of Venezuela. Colombia now boasts of a GDP of $365.4billion, which makes it the 29th largest economy in the world. In 2012, it grew by 4.3% and was a continuation of growth rates of 4% and 5.9% in 2010 and 2011 respectively (CIA, 2013). Venezuela […]

Islamic Banking Principles

Summary of the article Islamic banking principles are developed and operated within the guidelines of Sharia principles. The main source of Sharia law is the al Quran, which prohibits any money that is far above the principle amount in the lending business by terming it haram and hence illegal. However, a debate has arisen in […]

Payment Card Acceptance

The article under analysis is dedicated to the evaluation of payment card acceptance and its impact on the hospitality industry. Specific emphasis is placed on the challenges the hospitality merchants face while accepting card payment and taking responsibility for appropriate data storage and processing (Cannon et al., 2010). The point is that payment networks consider […]

Viability of Net Present Value and Internal Rate of Return (IRR) in Evaluating Capital Projects

Introduction In recent decades, capital investment decisions are increasingly becoming a core function of managerial accountants and financial analysts. Owing to various factors operating within the internal and external contexts of the firm, these professionals avoid making decisions on capital projects or delay such decisions, leading to a situation which may be costly for the […]

Credit Default Swaps

Introduction Credit Default Swaps (CDS) are financial contracts that are similar to insurance policies where the insured parties are required to pay fees to the insurer, and in case of a credit event, the insured is subjected to compensation by the insurer. Some of the credit events where the insured parties are viable for compensation […]

The Asian Tigers Financial Crises

An overview of the Asian Tigers financial crises The occurrence of the financial crunch stormed the South East Asia Tigers economies from mid 1997 to early 1998. The world most impressive and highest economic development rates were listed in South East Asian republic of South Korea, Hong Kong, Indonesia, Singapore, Malaysia, and Thailand in the […]

Barclays PLC Investment Decision

Brief history Barclays bank PLC was founded in 1690 in the City of London, which has remained its headquarters to date (Berclays Bank PLC). From a meager start, the company has gradually but steadily grown to become a key player in the banking industry. Through its parent company and a host of other subsidiary companies, […]

Monetary Policy Major Tools

Monetary policy is a set of policies aimed at management of the quantity of money in the country as well as control over interest rates. Apart from the quantity of money (which is also called the money supply) and interest rates, monetary policy has an impact on inflation and business cycles (Mishkin & Eakins, 2012). […]

Union National Bank

Introduction Today’s business environment is challenging to technology gatekeepers because they have to develop information systems that can effectively manage irregular flow of large volumes of data (Fox & Do 2013, pp. 739-760). Reducing the cost of managing information and ensuring data security are also significant challenges that technology gatekeepers have to grapple with (Marthandan […]

Europe Straining Under a Pension System Burden

Introduction Globally, workforce management is becoming a challenge with time owing to the increasing burden of pension systems. Different countries across the world have devised diverse pension systems, which are unique to their needs. For example, in Europe, the pension system has become an economic liability because people retire at an early age of 55 […]

The Russian Banking Sector

Foreign banks in the Russian banking sector Barclays bank is a British multinational that put on hold its retail business in the Russian market. Barclays closed its retail business to offer investment banking. Initially, Barclays bought Expo bank to enable it offer consumer banking services, but later realized that the bank lacked the business edge […]

The Doctrine of Ijma

Ijma as a source of jurisprudence in Islamic banks As noted by Farooq (2006), Ijma is an Arabic word with two meanings. One of the meanings is to determine while the other is to agree upon something. This word has usage both in the hadith and in the Quran. The author further states that the […]

Potential Unreported Income

Introduction Individuals and businesses should present a complete disclosure of income in the financial reports. Unreported revenue comprises of certain income that a taxpayers fail to report in their tax returns. The tax payers aim is to avoid paying tax or reduce tax obligation. There are a number of ways that can be used to […]

The International Monetary Fund and the World Bank

Abstract The International Monetary Fund (IMF) and the World Bank are international organisations created to provide financial aid, and enhance the structures of international payment systems in the world markets. In the year 1944, the two organisations began their operation following the signing of the Articles of Agreement by the member states. During its inception […]

Surviving the Economic Downturn

Executive Summary Recession is defined as a slump in economic activity in an economy over a considerably long period of time, or a cycle of business contraction. The great recession of 2007-2009 was the most profound and extensive economic slump ever experienced since the great depression of the early 20s and 30s. The 2007/2009 recession […]

Ijtihad in Islamic Banking

Abstract Ijtihad has various definitions and meanings particularly drawn from the views of highly respected Muslim scholars and legal practitioners. However, the optimal individual effort in an action becomes distinct. The most important definition of Ijtihad is the optimal effort individual can put in an action. With respect to the definition, Ijtihad is where the […]

Issues that Entrepreneurs Face in Raising Finance

Introduction Entrepreneurs are key innovators in creative destruction in the entire world. Even though they play essential roles in growing the economy, the process of acquiring sufficient access to capital to start and grow businesses remains their biggest challenge (Legge & Hindle 2004). In the U.K., for instance, the ability of small and medium-sized enterprises […]

Types of Bankruptcy

Introduction Bankruptcy refers to a federal court process in which repayment arrangements are made to allow an insolvent debtor to clear the outstanding debts. Bankruptcy is often declared when a company or an individual is so deep into debt that starting afresh is the only reasonable option. This paper compares and contrasts the five types […]

Sustainable Development: the Banking Sector

Many financial institutions have realized the importance of sustainable development. Several banks are currently involved in approaches, which help other business firms understand the importance of sustainable business practices. Banking institutions need to review their lending policies to ensure borrowers use credit obtained in a sustainable manner. Financial regulators need to establish strong codes of […]

The credit rating agencies are right to downgrade banks

Introduction Credit rating agencies are normally mandated to provide independent opinions concerning the credit quality of issuers. However, investment decisions that are made by users in the market (by relying on credit rating) cause the credit rating agencies to affect credit rating of issuers. Rating downgrade can lead to increased cost of capital for the […]

Banking in China

Banking is very important since no country can operate without banking institutions. In China, there are many institutions that provide banking and financial services. The main four banks owned by the state include Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. In addition to these four […]

Banking Risk Management

Credit Risk Models The Black-Scholes-Merton Model There are various credit risk models, which have been proposed by researchers in order to reduce the risks associated with future transactions. One of these models is the BSM framework structured models. This model was proposed by Merton in 1974. He derived the value of an option from a […]

Money and Capital Markets: Central Banks

Central banks normally control the interest rates through participating in the open market operations. A reserve bank would influence the state’s economy by either purchasing or issuing the government with marketable instruments (Elton, Gruber & Brown 2006, p. 64). By selling, the central bank lowers the price of the marketable instruments in the open market. […]

Bank of America Investment Potential

Introduction In this report, the Bank of America Corporation (BAC) share price is analysed in the context of the current economic situation and the company’s performance. The latter is described through the analysis of the company’s financial statements and is compared to the performance of the primary BAC competitors. In terms of the industry, BAC […]

Market elasticity’s in banking industry

Introduction Elasticity of demand refers to the “degree to which quantity demanded changes due to a change in price or any other factors that influence the demand for the product” (Hall 2). There are three types of elasticity of demand which include price elasticity of markets, income elasticity of markets, and cross elasticity of markets. […]

Ratio Analysis: Compnet International Company

Ratio analysis is a method used to determine the current financial state of a business entity in relation the previous years, other business entities or the economy at large. Ration analysis is usually based on a company’s financial statements and it helps in determining the company’s performers, activity and liquidity. There are various ratios that […]

Purchasing Power Parity Theory

Introduction As a result of various economic pressures it is a known fact that currency exchange rates vary over time. For example, in 1970 one US Dollar could be used to buy 627 Italian Lira or 3.65 German Marks. In 1998 both Italy and Germany were making preparations to make the Euro their common currency. […]

A Proposal for a Web-Enabled Hybrid Intelligent System Architecture in Support of Solving Credit Approval Problems in Banks

Introduction The proposition to utilize web-based credit approval systems to enhance the credit approval process is an appealing prospect for banks and other lending institutions. This is because the credit approval process is laden with risks that all lending institutions spend many resources managing. The risks arise from poor quality information brought about by fraudulent […]

The experience economy

The sports industry is one of the key income generating industries in the world. It consists of a market whereby the businesses products are sports related. The products may be services, goods, people, places or thoughts. In society, sports play a crucial role and it is clear that it is indispensable. Besides, media involvement in […]

Market-Based versus Bank-Based Financial Systems

Introduction Debate between policy makers and economists has been witnessed over the century. The relative issue being debated appertains to the ensuing pros of market-based as opposed to the bank based financial systems. By the end of nineteenth century, most German economists persistently asserted that their financial system which was entirely bank-centered evidently assisted in […]

Bank Mergers and Cost of Capital

Merging, as defined by many scholars, means combining two independent firms to form one company while acquisition refers to a situation where one firm buys another one that is perceived to be financially stable. It is apparent that both vertical and horizontal merging is associated with disadvantages and advantages. In recent times, there have been […]

Quantitative Reasoning for Business

The European Union (EU) is arguably a global economic power. Internal trade within the EU accounts for about 19% of the total global trade (Bekaert, Harvey, & Lundblad, 2005, p. 54). Additionally, the EU is the largest trading partner of China, Russia, and the United States, which makes the Union a leading player in the […]

The massive retirement

Introduction The massive retirement and the increasing trend towards earlier retirement have been the most two striking worldwide phenomena. The average age for a person to retire is still declining despite the rising life expectancy (Bound, 2007). For example, the average retirement age for men in US has declined from 68.5 to 62.6 in the […]

Kenya’s Government, Finance, Manufacturing and Other Aspects

Kenya government The type of government in Kenya is almost similar to other governments around the world. People’s representatives are elected through democratically held elections with governments and various bodies around the world sending observers to ensure transparency. However, citizens are not allowed to vote on issues that relate to policy formulation and changes in […]