Finance Essay Examples and Topics. Page 4

675 samples

Distinction Between Capital and Expense

The speaker examined a variety of questions such as the definition of operational accounting, return on investment, the differences between capital costs and expenses, the law of diminishing returns, and many other issues related to [...]
  • Pages: 2
  • Words: 563

Financial Risk Modeling and Analytical Methods

The difference between the two variables is that one has a reflection of other shares in that portfolio, while the other one is an individual share. The higher the volatility of the stock, the higher [...]
  • Pages: 6
  • Words: 1679

Capital Asset Pricing Model for Stock Forecasting

Although some of the fluctuations of the stock have been in the opposite direction to that of the market portfolio, most of the fluctuations have been in the same direction with the market.
  • Pages: 6
  • Words: 609

Chapters 1-3 of “Money Mechanics” by David Ashby

The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts [...]
  • Pages: 7
  • Words: 2008

Gatekeepers and Takeover Regulations

In fact, many gatekeepers distorted data which led to a lot of confusion and, eventually, to the global crisis. More so, it is possible to claim that gatekeepers can be considered to be responsible for [...]
  • Pages: 3
  • Words: 848

Venture Corporation: Financial Statements

The strong financial credentials of the company were the main reason for more than 88% increase in its stock price. The company's USP is "it is technical expertise in process re-engineering and materials sourcing".
  • Pages: 9
  • Words: 2172

KitKat Product: Price Elasticity

Price elasticity is the category that characterizes the reaction of consumer demand to changes in pricing, i.e, it defines consumer behavior when the price is altered.
  • Pages: 2
  • Words: 309

Behavioural Finance Issues in Risk Assessment Processes

Moreover, the article by these authors accents on the fact that the modern portfolio theory is intended to analyze the possible return on investments as it requires making a graph to identify the average growth [...]
  • Pages: 7
  • Words: 1944

The Financial Regulation Shortcomings

Existing laws and guidelines in different regions require that such organizations adhere to strict requirements and procedures in an attempt to maintain the integrity of the existing economic structure.
  • Pages: 3
  • Words: 834

Financial Institution Regulatory Issue

Nevertheless, the Board of Governors did not pay attention to it and perceived all the information as the signs of a slight decrease in the industry.
  • Pages: 4
  • Words: 1114

Behavioural Finance Theories Evaluation

Specifically, the study will cover the problems of the capital asset pricing model in pricing stock returns or portfolio returns, whether the size effect is against the EMH, the main differences between behavioural finance and [...]
  • Pages: 7
  • Words: 1954

Financial Stability and Central Banks

It is known that assets that banks can use are not the same in terms of their liquidity, and the significant imbalance between different types of assets that are available to banks in different countries [...]
  • Pages: 7
  • Words: 1942

Money Market Development Factors

The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money [...]
  • Pages: 3
  • Words: 843

Bond Management: Main Concepts and Features

Rather, yield to maturity defines the undeviating discount on all principal bonds, coupons and cash flow that eventually sum up to a price equivalent to the initial worth of the bond.
  • Pages: 3
  • Words: 843

Financial Activities and Management

Priority tasks of any financial manager are the competent allocation of resources, the assessment of risks and opportunities for a particular company, as well as the planning and control of costs. Finally, management companies monitor [...]
  • Pages: 2
  • Words: 721

Financial Forecasting in Social Networks

Earlier, the major sources of information for financial forecasting used to come from specialized publications, financial periodicals, and companies' reports; however, with the development of technology and popularization of the Internet, specialized financial information became [...]
  • Pages: 2
  • Words: 609

Islamic Finance and Maqasid Al-Shariah Nowadays

Riba al-Nasi a is one of the strictly forbidden forms of Islamic finance as underpinned in the Quran. Financial institutions in the Islamic world observe the provisions of sharia such as Maqasid Al-Shariah and riba, [...]
  • Pages: 3
  • Words: 853

Financial Ratios’s Features and Types

The quick ratio, also known as the acid test ratio, belongs to the liquidity ratios category. The ratio facilitates the determination of the liquidity of an entity's inventory.
  • Pages: 2
  • Words: 446

New York Stock Exchange Euronext 2012 Acquisition

Merger and acquisition deals were not rare in the world of finance; however, for a major stock exchange market like NYSE, these deals may present severe difficulties and risks, in no small measure because of [...]
  • Pages: 2
  • Words: 570

New Business Venture in Israeli Environment

Organization of a new business venture is a risky affair that should be preconditioned by the detailed analysis of the environment and the most important factors that impact the functioning and evolution of a company, [...]
  • Pages: 6
  • Words: 1639

Mortgage, Investments, Monetary Systems in History

Some of the significant themes in the money history include mortgaging, investments in stock markets and government bonds, and the different monetary systems in the different countries of the world.
  • Pages: 6
  • Words: 1504

Canada’s Municipal Spending Watch in 2014

The author's decision to include the information concerning the correlation between the overall spending trends in Canada and the increase in the number of the Canadian citizens seems a very legitimate step to make, as [...]
  • Pages: 3
  • Words: 859

Canada’s Municipal Spending Watch Report

The findings in the most recent report are heartbreaking to the compatriots of Canada. It is why many compatriots in Canada complain that money taken to the municipalities is not spent properly.
  • Pages: 3
  • Words: 862

Credit Cards: Supporting Arguments

In order to reap the many benefits of credit cards and avoid the devastating implications of credit mismanagement, it is necessary for one to be ready to exercise some of the basic values such as [...]
  • Pages: 3
  • Words: 853

“The Q-Theory of Mergers” by Jovanovic & Rousseau

In their article, the authors argue that the Q-theory can be linked to the purchasing/merging motives of the firms. The author's theory describes 4 decades of mergers from the prospect of merger waves but does [...]
  • Pages: 2
  • Words: 551

Bond Innovation and Its Rationale

Overall, a plethora of opportunities for the bonds' optimization and innovation of the financial markets increases the interest in this theme among the financial practitioners and the executives of the firm.
  • Pages: 7
  • Words: 1935

Non-Profit Organizations and Emergency Fundraising

Even non-profit organizations, which are supposed to have little to do with the concepts of money, profit, and revenue, are expected to know and implement the basics of financial management and accountability.
  • Pages: 3
  • Words: 748

What Loan Really Costs to Customers?

One of the obvious factors to be considered is the interest rate to be paid by a customer. ARM is known to feature a lower rate of interest during the early days of a loan [...]
  • Pages: 2
  • Words: 551

The Cost Structure of Large Companies

The major reason why the cost structure of various types of information goods and services imply a market supplied by a few large firms is that the industry is associated with high fixed costs and [...]
  • Pages: 2
  • Words: 557

Islamic Securities: Saudi Basic Industries Corporation

The rising demand for investment options in the form of bonds and securities has led to the use of Sukuk or Islamic securities which have become progressively more acceptable to the Islamic community in some [...]
  • Pages: 15
  • Words: 4476

The Airline Industry: Pricing Policies

1.5
Therefore, due to competition in the market, the demand for the services of the airline companies that charge fees separately may be low and inelastic.
  • Pages: 2
  • Words: 660

Community Development Block Grant Funds

The primary goal of the paper is to understand how the benefits of the Community Development Block Grant funds can help the federal authorities improve the situation in long and short-terms.
  • Pages: 2
  • Words: 633

Budget Sequestration in the US

In the US for example, people agreed that the sequester was bad for a long period of time since they were in fear of the country hitting another recession due to all the major cut-backs [...]
  • Pages: 4
  • Words: 1162

International Monetary Fund and Financial Instability

Defined as the situation characterized in a rapid change in prices, a disruption of market functioning and a deviation of aggregate spending, financial instability has a range of diverse and mostly negative effects on the [...]
  • Pages: 2
  • Words: 569

Conditional Cash Transfer Programs Overview

The implication of the wide spectrum that the program provides is prolonged lives and increased productivity of individuals in the society in line with the provisions of human capital approach.
  • Pages: 2
  • Words: 560

Financial Planning and Control in Business

The other function of financial planning and control is to offer external guidance on corporate affairs to stakeholders, in order to enable them to have full access of appropriate economic and financial performance of a [...]
  • Pages: 5
  • Words: 1377

Financial Economics for Infrastructure and Fiscal Policy

The first objective related to the purpose of the research is to explore the relationship between sukuk and the monetary policy with the focus on differences between expansionary monetary policy and contractionary monetary policy.
  • Pages: 3
  • Words: 827

US Federal Debt Trends of 2008-2012

On the other hand, the federal expenditure on Medicare, Medicaid and CHIP amounted to $599 billions in 2008 which translates to 20% of the total government budget.
  • Pages: 5
  • Words: 1543

Money’s and Banking’ Concepts

The rates of return in this case are majorly the rates of interest in the monetary and the securities market. Being a borrower in this case would lead to payment of the loan at very [...]
  • Pages: 2
  • Words: 564

Using Dollar as a Reserve Currency

Nevertheless, the attainment of a commercial and economic imbalance between the competing countries led to the shift of the reserve currency from sterling to dollar.
  • Pages: 4
  • Words: 1085

Credit Cards Usage in America

The issuer of the card also commits to pay merchants if the credit card holder extends to pay the credit and then follows up the cardholder to ensure that he/she pays the credit.
  • Pages: 4
  • Words: 1191

Audience Diversity of Financial Advice

As a financial expert, one of the topics to discuss with these children would be the identification of job opportunities in their community, recognition, and appreciation of how people work and live.
  • Pages: 4
  • Words: 1098

Finance: The History of Money

The document explains that the value of money is somehow related to the amount that is in circulation. The idea is founded on the fact that debt is the basis of the moneymaking process.
  • Pages: 3
  • Words: 893

Finance Theory – Too Big to Fail

The too-big-to-fail problem refers to the possibility of large financial institutions affecting a country's financial system and economy owing to their financial failure.
  • Pages: 6
  • Words: 1696

Government Securities: Treasury Bills

Various securities such as treasury notes, bonds as well as bills are issued via the treasury department to the citizens. The paper focuses on the various aspects of the treasury bills, which are the most [...]
  • Pages: 2
  • Words: 566

Auditors Role in Financing

In this case, a company can recognize the whole amount of income expected before the execution of a contract or recording revenue that is more than the contract amount. The final warning sign is recording [...]
  • Pages: 2
  • Words: 659

Teller of the Bank of America

Being one of the largest banks in the world, the Bank of America is said to be among the most diverse global companies.
  • Pages: 2
  • Words: 546

The World Bank and the Poverty of Reform

However, with the various leadership scandals that have been observed in the bank, experts now doubt whether the World Bank has the capacity to address the various development challenges that are facing the developing nations.
  • Pages: 7
  • Words: 1945

Credit Cards and Making Payments

Studying the behaviour of the customers and capturing information related to the customers will help the companies determine who to give credit based on their behaviours and projected creditworthiness.
  • Pages: 4
  • Words: 1103

Will Argentina Devalue Its Peso?

During the early 2000s, the unstable economic situation in Argentine led to the discussion of the ways to change or improve the situation in relation to forming the barriers for the external economic shocks as [...]
  • Pages: 4
  • Words: 1126

Posh Pastries and Economic Environment

Foreign direct investment is much higher in Colombia than Venezuela as a result of the political decisions that the country's leadership has made.
  • Pages: 4
  • Words: 1119

Islamic Banking Principles

However, a debate has arisen in the wake of modernisation of the convectional banking dynamics trying to influence the Islamic banking into charging interests rates on loans, but Muslims are reluctant as for them, riba [...]
  • Pages: 4
  • Words: 1107

Hospitality Payment Processing

With regard to the above-presented challenges, the hospitality industry is under the pressure on the part of the government and the banking system because the majority of liabilities are imposed on merchants.
  • Pages: 3
  • Words: 828

The Asian Tigers Financial Crises

However, owing to the implosion of the currency and local stock bazaars of these countries in the fiscal 1997, the appearance of the Asian wonder came to a sudden stop.
  • Pages: 7
  • Words: 2025

Barclays PLC Investment Decision

In view of the challenges Barclays is facing and the desire for a better future, the company considers implementing either or all of the following strategic options.
  • Pages: 15
  • Words: 3998

Monetary Policy Major Tools

It is necessary to note that it affects the development of the economy as well as the pace of this development.
  • Pages: 3
  • Words: 846

Union National Bank: Big Data Application

This report will discuss the strategies that can be used to develop Union National Bank's information system to exploit the potential of big data. This will help in identifying the type of software that will [...]
  • Pages: 12
  • Words: 3300

Europe Straining Under a Pension System Burden

To fit the current needs of compensation packages in Western Europe, companies should adjust benefits according to the amount of earnings, the number of credits earned, and the age of retirement.
  • Pages: 3
  • Words: 868

The Russian Banking Sector

The other objective is to determine the causes of failure of foreign banks in the Russian market. Success and failure of foreign banks in the Russian banking sector.
  • Pages: 2
  • Words: 633

Potential Unreported Income

In this approach, it is necessary to compute accuratelty the net worth of the client at the beginning and end of the period.
  • Pages: 4
  • Words: 1139

Surviving the Economic Downturn

According to Adair et al, the drop in the value of residential property took away the incentive to pay back the mortgage, thus increasing the rate of the defaulters.
  • Pages: 11
  • Words: 3106

Entrepreneurial Finance – International Business

Aim and scope The objective of this report is to assess the issues that SMEs face in an effort to raise finance. Existence of market failure According to Pretes, banks are the major sources of [...]
  • Pages: 11
  • Words: 3029