Finance Paper Examples

Financial Issues: Bank of America

Company Overview Bank of America serves individual customers, small and medium enterprises, companies and governments by offering products that include banking services, investment consultancy, asset management as well as risk management of properties and services (Reuters, 2013). Incorporated in 1998, Bank of America has five corporate sections: client and corporate banking, client real estate services, […]

Direct and Indirect Costs

Costs are incurred in the process of producing goods and services. The costs incurred can be classified into direct and indirect costs. This essay briefly discusses direct and indirect costs in regard to the process of production. Direct costs are the expenses which can be attributed directly to a specific project. For instance, the cost […]

Capital Budgeting Techniques

Introduction about the topic Capital budgeting is the process by which companies appraise investment decisions, in particular, by which capital resources are allocated to specific projects. It requires firms to give account for the time value of money and project risk using a variety of more or less formal techniques. The decision to invest in […]

International Business Transactions of United States and Saudi Arabia

International business is a type of trade that involves commercial transactions between two or more countries operating beyond their national boundaries. In other terms, these are business transactions involving several nations, which are carried out at the international level. As it would be observed, international business transactions are of great importance to participating countries in […]

The Libor Scandal

Abstract London Interbank Offered rate (‘Libor’) scandal occurred when banks were fraudulently increasing or lowering the interest rates so that they gain from trade or give an impression that their entities are performing better and are credit worthy (Miller-Jones, 2012). ‘Libor’ is calculated on a daily basis by the British Bankers’ Association. ‘Libor’ was introduced […]

The 2008 Financial Crisis

The housing and monetary policies are the key causes of the 2008 economic crisis. Two main mortgage firms, the Fannie Mae and Freddie Mac Corporation eased the credit requirements on loans it purchased from lending institutions. In September 2008, the two giant mortgage companies faced the danger of bankruptcy as they had guaranteed close to […]

Lenders and loan

Purpose In light of the company’s financial plan and strategies, this report seeks to present information on areas of interest for lenders when considering loan applications from various institutions. The significance of this is to polish the organization to stand a chance of qualifying for loan consideration. The second purpose of this report is to […]

Balance Score Card

Introduction Over the past years, a rapid increase in global competition brought about by technological change and product variety has created the need for continuous performance improvement as a strategic and competitive requirement in many organizations world wide. In order for organizations to maintain and improve their competitive advantages, performance measures are widely used to […]

The Existence of Fraud Cases in Major Global Corporation

Abstract Fraud as defined by Wells (2011) is “any act, expression, omission, or concealment calculated to deceive another to his or her disadvantage” (61). Fraud is mainly depicted in financial terms with financial reports of different firms being main ways through which the vice is executed. This study will examine financial fraud in major multinational […]

Credit Default Swaps

Introduction Credit Default Swaps (CDS) are financial contracts that are similar to insurance policies where the insured parties are required to pay fees to the insurer, and in case of a credit event, the insured is subjected to compensation by the insurer. Some of the credit events where the insured parties are viable for compensation […]

UAE’s Banking Industry Analysis

UAE’s banking industry is regarded as the most competitive market in Gulf Cooperation Council region (Haseeb, 2012). This competitiveness is justified by the comparative statistics of banking industries in the GCC region. As for instance, the difference between interest paid by UAE’s banks on their customers’ deposits and the interest charged on loans and advances […]

Financial Analysis – Abu Dhabi Islamic Bank and National Bank of Abu Dhabi

Introduction Abu Dhabi Islamic Bank (ADIB) and National Bank of Abu Dhabi (NBAD) are two leading banking institutions based in the capital city of United Arab Emirates, Abu Dhabi. This report comprises of a financial analysis of both banks while taking into consideration financial information in the past three financial years, i.e. 2009, 2010 and […]

Option Theory in Finance

Introduction Opportunities are options. No one is obliged to take an opportunity. Every endeavor in life and business is deciding to take or leave an opportunity. Thinking of investment decisions as options ultimately changes the hypothesis and norms (of decision-making). The customary methods of management advise that the investment decision made cannot be reversed if […]

Role of International Financial Institutions in 2008 Financial Crisis

Introduction Late towards 2007, the earliest effects of 2008 financial meltdown were already being felt at some sectors of economy in several countries, notably in Europe and America. The financial crisis that would later become apparent throughout the year 2008 did not only catch the world unaware but would later turn out to be the […]

Professional Discourse in Financial Institutions Making Knowledge and Change

Discussion Basically, finance and banking literature falls into two classes. The first category is found in textbooks which introduces basic concepts in this field to trainees. However, textbooks do not have much to speak about profound changes transforming financial systems. The second category on the other hand tends to be discussed by a small group […]

Financial Performance of Covidien PLC

Introduction This report presents the financial performance analysis of Covidien PLC (COV) for Financial Years (FY) 2008-09. The analysis is carried out by employing top-down approach which presents economy and industry analysis before evaluating the financial ratios performance of the company. The economy and industry analysis helps indentify external factors which are beyond the influence […]

Planning Financial Strategies

Executive Summary of the Solutions Identified In order to prevent the defined problems, the major focus should be made on increasing profits through considering high medical services utilization, introducing innovative technology, and spreading out the cost for implementing health care reforms. All these actions should be fulfilled immediately in order to prevent the recession of […]

US Dollar Currency

Introduction The United States of America dollar is the most used currency and therefore suitable for carrying out international trade America holds about 59% of the world’s total reserves. Therefore when the American economy is affected by anything be it a boom or the recession the effect is likely to trickle down and then the […]

Financial Management: Johns Hopkins Hospital

Back ground Back ground Johns Hopkins Hospital was established in 1889 it’s a facility of John Hoskins School of medicine. It offers out and in-service medical services. The hospital has an effective finance management. (The Johns Hopkins Hospital official website, 2010). This paper analysis the financial management of the hospital The goals of the financial […]

Financial Markets After Terrorist Assault and The Enron Financial Outrage

Introduction This paper highlights the purpose of capital market and the difference between capital money securities and money market securities in terms of characteristics. Furthermore, the paper will discuss how supply charges went down because of the 2001 terrorist assault and the Enron financial outrage. Purpose of Capital Market By definition, capital market may be […]

Financial Accounting by Dr. Ebenezer

Discoveries, Revelations and Impressions A presentation concerning accounting and finances was provided by Dr. Ebenezer. In his presentation, Dr. Ebenezer provided a brief overview of the phenomenon of financial accounting, as well as the process known as operational accounting. The presented identified the key functions of FA and the means of carrying out the procedure […]

Global Financial Crisis: Corruption and Transparency

Financial regulation The financial crisis that hit the world cannot be dissociated from the banking operations. Although some scholars have described the just-concluded economic meltdown as a “Minsky” moment, there are a number of key factors that indeed influenced the financial crisis. This explains why adequate regulation of the financial sector cannot be ignored by […]

Economic Value Added (EVA)

How can Economic Value Added (EVA) statements be used to improve financial statement reporting, results, and success? What are some problems found with EVA? In order to gauge financial growth and development of a firm, an entity or portfolio, Economic Value Added (EVA) may be used. In this particular measurement, it is presumed that the […]

Financial Service in the United Kingdom

Introduction The financial services industry in the UK offers three basic services. This includes paying an intermediate role between borrowers and savers. They also provide payment services. Lastly, they offer insurance against risks. The financial service industry in the UK has a number of players including banks, insurance companies, saving firms, and stock exchange markets. […]