Finance Essay Examples and Topics. Page 3

Employees with high credit scores have high abilities to repay their loans; therefore, they have few loans and higher abilities to access other loans from banks.

Working capital refers to the money that is required by the business in order to fund the day to day operations of its operations.

It means that not a customer, but the bank pays for the goods at the moment of purchasing, thus providing the customer with a loan, but later the customer has to pay the bill sent [...]

Each country's economy reacts to the changes in the balance and coordination of economic processes and there is no way to ignore them.

This same reason has increased competition among credit card companies as each seek a bigger share in sporting events in the hope of building brand image and equity.

Because of the difficulties involved in securing finances from outside sources, small business owners have to rely on internal methods of financing. Securing capital to start up, operate and expand business ventures tops the list [...]

Many people accept the fact that the Chinese economy will continue to rise and will soon be competing with that of the US, written on paper, this is no mean task if the current economies [...]

Basically, purchasing a vehicle entails paying the full value of the vehicle immediately the transfer of ownership takes place, while leasing entails parting with only a part of the value of the vehicle equivalent to [...]

The article in the Los Angeles Times analysed the changes in the prices of wheat in the global market i.e. The demand curve also shifted to the left due to an increase in the price [...]

Most governments have realized the importance and contribution of the microfinance sector in development of their economies as well as uplifting the standards of living of their people. These institutions are aimed at incorporating the [...]

50 = 40,000 Assuming that the cost of investment at the exchange rate of $0. 25 per real was $10,000, at the rate of $0.

The crisis has to do with how Dubai has asked for a "standstill" on the money owed by Dubai World which is a state-owned conglomerate of the Dubai Inc.group of companies.

The increased change in price of a product will lead to an increased change in the demand for the product and ultimately affect the supply of the product.

According to the Australian business press, the recent economic growth achieved was a result of the relationship between itself and the two countries i.e. However, China experienced a hitch on its international markets especially in [...]

FED uses the establishment of its intermediate and operating targets to help in facing the challenges met by the FED in achieving its monetary policy goals.

The third type of exposure is economic exposure which involves a reflection of changes that are expected to occur to cash flows of a firm in the future when compared to the existing value.

It is significant to remember that 1930 1940th were the years of oil discovery in the United States and with the combination of cheap Saudi Arabia oil, the reserves of the oil were great and [...]

For these reasons, it is to be decided as to which organization is to set the policy; the government or the central bank or the latter with respect to rules put forward by the government [...]

It is necessary to analyze and study the cash flow statement, because it helps to assess the capability of the company very fast and the results obtained will be evident, correct and trustful.

3 This strength of fair value accounting enlightens the users of financial statements about real current worth of assets of the companies, and the companies are following this standard of reporting with a sense of [...]

Hence, the paper intends to carry out detailed research to determine the merits and the demerits of the financial accounts in the United Kingdom in terms of their importance, uses, and problems associated with them [...]

Financial analysis is a rather complicated matter to deal with because it involves the knowledge of different aspects of such sciences as economics, mathematics, etc, and presupposes the presence of the analytical way of thinking [...]

The choice is motivated by the fact, that it is one of the closest neighboring countries with the USA. The exchange rate for the peso is 0.

In the financial market of US, sub prime crisis was as a result of collapse of the unregulated $3 trillion over the counter market for complex structured assets, which included residential mortgages in the US.

The comparison of the budgets of the two superstates may be essential for the further evaluation of the financial potentials of these two countries, or just for the research.

The programs were used to facilitate the increase of the government expenditure to increase the infrastructure of the company which would enhance the production of goods and services that would facilitate the growth of the [...]

The cost of capital is a bridge between the firm's decision of investing in a long-term project and the assets owned by the stockholders.

It is interesting, that some of the reasons for the gas price boost are uniquely American. As foreigners buy more gas, the demand is rising, and it automatically rises up the price in dollars.

Through this it would be easier to raise prices of the securities that in turn would ease the pressure experienced by the companies that hold the securities.

The article sheds lights on desperate defensive measures undertaken by the Fed to address the volatility in the bonds and credit market.

Since most of the retail sales are carried out on the basis of credit; around 75 per cent, the consumers have had to cut back on their spending and hence, the retailers have had to [...]

The diversified range of underlying assets is mainly the cause due to which a wide range of derivatives contracts are available to be traded and floated in the market.

There are several countries who make use of micro-credit in their homeland and are improving their economic conditions with the help of their people.

The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.

The weighted average cost of capital is a method of finding the companies' cost of capital by applying proportionate weight for each source of finance.

The outflow of funds is through the payment of taxes and household expenses. The surplus that remains when the inflow of funds is more than the outflow can be invested for a reasonable expected return.

The project principle measures are the costs that are incurred from the beginning of the projects up to the end, time used for the project to be completed, and performance of the project to know [...]

Credit refers to the money that is borrowed from the financial institutions or from friends so as that the purchaser of the goods and services may obtain them and later on pay back all the [...]

In effect, Lo admits of the relationship of risk and return and which is still a sign of rationality of the investors but asserts that the relationship will not be stable over time as he [...]

Information in the market is very much efficient and is readily available to all players in the market. All the trading in security market is related to the available information in the market.

The author of the article managed to highlight the aspect that the morality of Americans in terms of economical and financial position has changed with the centuries.

The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.

The last advantage of equity financing to AMSC is that the new equity investors will be genuinely interested in the wellbeing, progress and future prospects.

Discount rate of the Federal Reserve System of the United States is an interest rate that defines the value of direct lending charged to commercial banks by FRS of the U.S.

Corporate finance is an area of finance dealing with the financial decisions corporations make and the tools and analysis used to make these decisions.

The Article I in the Articles of Agreements of the IMF elucidates its purposes as to promote international monetary cooperation through a permanent institution which provides the machinery for consultation and collaboration on international monetary [...]

The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.

The chapter introduces the reader to complex problems in economic analysis and presents formulas to work with uniform series cash flows and arithmetic/geometric gradient cash flows.

Chapter 3, "Interest and Equivalence," focuses on explaining the role of accuracy in the engineering economy, including disbursement and the time value of money.

The warranty for a new car usually consists of the "bumper-to-bumper" and "powertrain" warranties. Another way out is to pay the service of a car dealer but there is a great chance to be tricked [...]

The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world's gross domestic product.

The owner is not so defined due to the fact that most of the stakeholders contribute to a legal interest in the government planning and the value of the services from the government is neither [...]

When determining the economic efficiency of a certain project, one of the main complexities is the rationale and choice of the discount rate since it serves as the important parameter of the surrounding economic environment.

While many seasoned financial analysts and experts would argue that financial innovation has been around for a long time, the pace of evolution in this sector has been the greatest cause of concern for policymakers [...]

In turn, it may lead to serious losses and even paralysis of the system of Federal Reserve banks, at least, by the absence of dividend payments and the restructuring of the Fed.

The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.

Price discrimination denotes the process of charging unlike prices for a comparable item to different customers, which is not because of variations in the cost of supply.

Finally, a net worth statement of the client will be drawn at the end of the analysis. The net worth of the client is also estimated at $30,000.

Net Present Value is the golden standard of financial and investment analysis, as it helps to understand the comparative value of money in the present and in the future.

Systemic stability, therefore, refers to the measures that the government of a country implements in order to ensure that there is financial stability in the region.

The aim of this article is to discuss the main features of the credit market in the UAE. This means that the risk of the decrease in the solvency of the financial agents of the [...]

If the amount of money to be withdrawn from the ATM is legitimate, the ATM will dispense the cash, possibly the receipt and the credit card card, n.d)..

Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.

According to the report of Associated Press, the City Council of Minneapolis has passed the ordinance to increase the minimum wages in the city to 15 dollars per hour.

This shows that the net income of the company has been increasing for it to exceed the earnings per ratio of each preceding year.

A corporate bond rated BBB Y A corporate bond rated AAA with a shorter time to maturity than bond W and X Z A corporate bond rated AAA with the same time to maturity as [...]

In the end, there were many loans that were being defaulted leading to the financial crisis. In general, the global financial system and particularly that of the U.S.did well in tackling the financial crisis.

It therefore implies that the asset portfolio of the CDO's is likely to change drastically during the life of a CDO transaction.

Holders of common stock are basically the owners of a corporation; they are entitled to dividends at the end of the financial year.

The influx of information on the possibility of a fiscal cliff hangs at the fiduciary duties owed by the directors to the company, as the economy threatens to fall into a recession unless negotiations are [...]

This point is supported by the fact that the economy of this city's economy has a significant effect on the global economy in extension.

One of the advantages that the country has over the rest of the Euro zone's members is the ability to devalue its currency.

An increase in the base lending rate of the Federal Reserve, and the central banks, led by the three men leads to significant shrinkages in the world money supply.

The relationship between the shareholders and the managers is well represented by the principal-agent theory. The company owners' interests and goals may differ from those of the managers, as the shareholders are interested in [...]

Takaful is the Islamic version of conventional insurance. The Islamic form of insurance or Takaful discourages the levying of interest and gambling.

The speaker examined a variety of questions such as the definition of operational accounting, return on investment, the differences between capital costs and expenses, the law of diminishing returns, and many other issues related to [...]

Although some of the fluctuations of the stock have been in the opposite direction to that of the market portfolio, most of the fluctuations have been in the same direction with the market.

The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts [...]

In fact, many gatekeepers distorted data which led to a lot of confusion and, eventually, to the global crisis. More so, it is possible to claim that gatekeepers can be considered to be responsible for [...]

5766 and the present ask price is 6. 766 and the ask price is 100.0000.

The strong financial credentials of the company were the main reason for more than 88% increase in its stock price. The company's USP is "it is technical expertise in process re-engineering and materials sourcing".

Price elasticity is the category that characterizes the reaction of consumer demand to changes in pricing, i.e, it defines consumer behavior when the price is altered.

To achieve this goal, the emirate has for the first time in its economic history, presented the prospects of restructuring its bonds in the coming year.

As a system, Internet finance has originated in the West, but China has become the place where it is currently the most powerful and developed in the world.

Moreover, the article by these authors accents on the fact that the modern portfolio theory is intended to analyze the possible return on investments as it requires making a graph to identify the average growth [...]

In this respect, it is crucial to consider the establishment of measures that facilitate the assessment and management of IRR to facilitate the sustainability of both small and big players in the industry.

Existing laws and guidelines in different regions require that such organizations adhere to strict requirements and procedures in an attempt to maintain the integrity of the existing economic structure.

The primary difference between Islamic and conventional institutions can be characterized by the approach to risk-sharing and the collection of interest.

Understanding the factors that affect global finance and the issues associated with its integrity is intrinsic to any analysis of the changes that occur in the global economic environment.

The purpose of this paper is to analyze the book within the scope of financial and economic events of the last 8 years and determine the viability of the theory of reflexibility in comparison to [...]

The dynamic development of the mortgage market is the phenomenon that is relevant today due to the great opportunities that this type of public installment offers.

The liquidity of financial markets is inseparable from developments in the economic environment, and the credit crisis is one of them.

What is the role of the Saudi Central Bank about inflation? What is the historical inflation trend in Saudi?

First of all, it is essential to pinpoint that Singapore is one of the world's leading financial centers, taking the fourth place after London, New York, and Tokyo in terms of foreign exchange transactions, while [...]

The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.

Specifically, the study will cover the problems of the capital asset pricing model in pricing stock returns or portfolio returns, whether the size effect is against the EMH, the main differences between behavioural finance and [...]

It is known that assets that banks can use are not the same in terms of their liquidity, and the significant imbalance between different types of assets that are available to banks in different countries [...]

The aim of the study is to analyse the differences between the influence of the British and Chinese cultures on financial services.

The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money [...]

Being types of investments, stocks and bonds exist for the purpose of raising money and generating profit that is further going to be used in order to fund the expansion of an investor's opportunities and [...]

The impact that influenced KPMG as a result of the previously mentioned fine led to the obligation of its engagement partner, John Riordan, to compensate $25 thousand.

Rather, yield to maturity defines the undeviating discount on all principal bonds, coupons and cash flow that eventually sum up to a price equivalent to the initial worth of the bond.

Priority tasks of any financial manager are the competent allocation of resources, the assessment of risks and opportunities for a particular company, as well as the planning and control of costs. Finally, management companies monitor [...]

The introduction to Islamic finance by Zamir Iqbal and Mirakhor Abbas covers the fundamentals of Islamic banking and finance in a comprehensive manner.

Since the economic downfall in 2007-2008, the entire world has been grappling with the tough economic challenges that became the aftermath of the meltdown.

Earlier, the major sources of information for financial forecasting used to come from specialized publications, financial periodicals, and companies' reports; however, with the development of technology and popularization of the Internet, specialized financial information became [...]

In this paper, the focus is on the exploration of means and techniques of collecting and processing financial information from Internet resources.

In the paper, the explanation on how risk may play a role in financial markets and the evaluation of the Bernard Madoff's scandal and its effects on the way people view the stock market and [...]

The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.

The quick ratio, also known as the acid test ratio, belongs to the liquidity ratios category. The ratio facilitates the determination of the liquidity of an entity's inventory.

Merger and acquisition deals were not rare in the world of finance; however, for a major stock exchange market like NYSE, these deals may present severe difficulties and risks, in no small measure because of [...]

Organization of a new business venture is a risky affair that should be preconditioned by the detailed analysis of the environment and the most important factors that impact the functioning and evolution of a company, [...]

The book shows the difference between the concept of a millionaire in pop culture and the real facts about real millionaire.

As more and more people access mortgage and own houses, the investment in real estate has had a fair share of challenges making it not as safe as it is popularly believed.

Some of the significant themes in the money history include mortgaging, investments in stock markets and government bonds, and the different monetary systems in the different countries of the world.

The author's decision to include the information concerning the correlation between the overall spending trends in Canada and the increase in the number of the Canadian citizens seems a very legitimate step to make, as [...]

The findings in the most recent report are heartbreaking to the compatriots of Canada. It is why many compatriots in Canada complain that money taken to the municipalities is not spent properly.

The authors aimed to show how wealthy people create their wealth, how they spend it, and the types of lifestyles they embrace to maintain it.

The interest rate of a fixed-rate mortgage remains unchanged for the whole term of a loan; therefore, it is not influenced by fluctuations in the market.

In their article, the authors argue that the Q-theory can be linked to the purchasing/merging motives of the firms. The author's theory describes 4 decades of mergers from the prospect of merger waves but does [...]