Finance Essay Examples and Topics. Page 3

The diversified range of underlying assets is mainly the cause due to which a wide range of derivatives contracts are available to be traded and floated in the market.

There are several countries who make use of micro-credit in their homeland and are improving their economic conditions with the help of their people.

The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.

The weighted average cost of capital is a method of finding the companies' cost of capital by applying proportionate weight for each source of finance.

The outflow of funds is through the payment of taxes and household expenses. The surplus that remains when the inflow of funds is more than the outflow can be invested for a reasonable expected return.

The project principle measures are the costs that are incurred from the beginning of the projects up to the end, time used for the project to be completed, and performance of the project to know [...]

Credit refers to the money that is borrowed from the financial institutions or from friends so as that the purchaser of the goods and services may obtain them and later on pay back all the [...]

In effect, Lo admits of the relationship of risk and return and which is still a sign of rationality of the investors but asserts that the relationship will not be stable over time as he [...]

The author of the article managed to highlight the aspect that the morality of Americans in terms of economical and financial position has changed with the centuries.

The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.

The last advantage of equity financing to AMSC is that the new equity investors will be genuinely interested in the wellbeing, progress and future prospects.

Corporate finance is an area of finance dealing with the financial decisions corporations make and the tools and analysis used to make these decisions.

The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.

Chapter 3, "Interest and Equivalence," focuses on explaining the role of accuracy in the engineering economy, including disbursement and the time value of money.

The warranty for a new car usually consists of the "bumper-to-bumper" and "powertrain" warranties. Another way out is to pay the service of a car dealer but there is a great chance to be tricked [...]

The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world's gross domestic product.

The owner is not so defined due to the fact that most of the stakeholders contribute to a legal interest in the government planning and the value of the services from the government is neither [...]

The distinction between the compound and simple interest is that the former collects previous interest on top of current interest. Compound interest is more applicable in comparison to the simple one.

The article by Gorovaia and Windsperger applied a transactional cost theory analysis to the choices of contract durations in franchising networks.

The increased importance of cryptocurrency peculiar to the recent several years contributed to significant attention devoted to the investigation of this potentially beneficial means of payment.

While many seasoned financial analysts and experts would argue that financial innovation has been around for a long time, the pace of evolution in this sector has been the greatest cause of concern for policymakers [...]

In turn, it may lead to serious losses and even paralysis of the system of Federal Reserve banks, at least, by the absence of dividend payments and the restructuring of the Fed.

The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.

Price discrimination denotes the process of charging unlike prices for a comparable item to different customers, which is not because of variations in the cost of supply.

Finally, a net worth statement of the client will be drawn at the end of the analysis. The net worth of the client is also estimated at $30,000.

Net Present Value is the golden standard of financial and investment analysis, as it helps to understand the comparative value of money in the present and in the future.

Systemic stability, therefore, refers to the measures that the government of a country implements in order to ensure that there is financial stability in the region.

The aim of this article is to discuss the main features of the credit market in the UAE. This means that the risk of the decrease in the solvency of the financial agents of the [...]

If the amount of money to be withdrawn from the ATM is legitimate, the ATM will dispense the cash, possibly the receipt and the credit card card, n.d)..

Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.

According to the report of Associated Press, the City Council of Minneapolis has passed the ordinance to increase the minimum wages in the city to 15 dollars per hour.

A corporate bond rated BBB Y A corporate bond rated AAA with a shorter time to maturity than bond W and X Z A corporate bond rated AAA with the same time to maturity as [...]

It therefore implies that the asset portfolio of the CDO's is likely to change drastically during the life of a CDO transaction.

Holders of common stock are basically the owners of a corporation; they are entitled to dividends at the end of the financial year.

An increase in the base lending rate of the Federal Reserve, and the central banks, led by the three men leads to significant shrinkages in the world money supply.

The relationship between the shareholders and the managers is well represented by the principal-agent theory. The company owners' interests and goals may differ from those of the managers, as the shareholders are interested in [...]

Takaful is the Islamic version of conventional insurance. The Islamic form of insurance or Takaful discourages the levying of interest and gambling.

The speaker examined a variety of questions such as the definition of operational accounting, return on investment, the differences between capital costs and expenses, the law of diminishing returns, and many other issues related to [...]

Although some of the fluctuations of the stock have been in the opposite direction to that of the market portfolio, most of the fluctuations have been in the same direction with the market.

In fact, many gatekeepers distorted data which led to a lot of confusion and, eventually, to the global crisis. More so, it is possible to claim that gatekeepers can be considered to be responsible for [...]

5766 and the present ask price is 6. 766 and the ask price is 100.0000.

The strong financial credentials of the company were the main reason for more than 88% increase in its stock price. The company's USP is "it is technical expertise in process re-engineering and materials sourcing".

As a system, Internet finance has originated in the West, but China has become the place where it is currently the most powerful and developed in the world.

Existing laws and guidelines in different regions require that such organizations adhere to strict requirements and procedures in an attempt to maintain the integrity of the existing economic structure.

The primary difference between Islamic and conventional institutions can be characterized by the approach to risk-sharing and the collection of interest.

The purpose of this paper is to analyze the book within the scope of financial and economic events of the last 8 years and determine the viability of the theory of reflexibility in comparison to [...]

The liquidity of financial markets is inseparable from developments in the economic environment, and the credit crisis is one of them.

First of all, it is essential to pinpoint that Singapore is one of the world's leading financial centers, taking the fourth place after London, New York, and Tokyo in terms of foreign exchange transactions, while [...]

Specifically, the study will cover the problems of the capital asset pricing model in pricing stock returns or portfolio returns, whether the size effect is against the EMH, the main differences between behavioural finance and [...]

It is known that assets that banks can use are not the same in terms of their liquidity, and the significant imbalance between different types of assets that are available to banks in different countries [...]

The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money [...]

Being types of investments, stocks and bonds exist for the purpose of raising money and generating profit that is further going to be used in order to fund the expansion of an investor's opportunities and [...]

The impact that influenced KPMG as a result of the previously mentioned fine led to the obligation of its engagement partner, John Riordan, to compensate $25 thousand.

The introduction to Islamic finance by Zamir Iqbal and Mirakhor Abbas covers the fundamentals of Islamic banking and finance in a comprehensive manner.

Since the economic downfall in 2007-2008, the entire world has been grappling with the tough economic challenges that became the aftermath of the meltdown.

Earlier, the major sources of information for financial forecasting used to come from specialized publications, financial periodicals, and companies' reports; however, with the development of technology and popularization of the Internet, specialized financial information became [...]

The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.

The quick ratio, also known as the acid test ratio, belongs to the liquidity ratios category. The ratio facilitates the determination of the liquidity of an entity's inventory.

Merger and acquisition deals were not rare in the world of finance; however, for a major stock exchange market like NYSE, these deals may present severe difficulties and risks, in no small measure because of [...]

The book shows the difference between the concept of a millionaire in pop culture and the real facts about real millionaire.

As more and more people access mortgage and own houses, the investment in real estate has had a fair share of challenges making it not as safe as it is popularly believed.

Some of the significant themes in the money history include mortgaging, investments in stock markets and government bonds, and the different monetary systems in the different countries of the world.

The author's decision to include the information concerning the correlation between the overall spending trends in Canada and the increase in the number of the Canadian citizens seems a very legitimate step to make, as [...]

The findings in the most recent report are heartbreaking to the compatriots of Canada. It is why many compatriots in Canada complain that money taken to the municipalities is not spent properly.

The authors aimed to show how wealthy people create their wealth, how they spend it, and the types of lifestyles they embrace to maintain it.

In order to reap the many benefits of credit cards and avoid the devastating implications of credit mismanagement, it is necessary for one to be ready to exercise some of the basic values such as [...]

The article postulate that for individuals to get such benefits need to have made significant savings by the time they attain age 60, and they also need to commit themselves to work past their early [...]

The interest rate of a fixed-rate mortgage remains unchanged for the whole term of a loan; therefore, it is not influenced by fluctuations in the market.

In their article, the authors argue that the Q-theory can be linked to the purchasing/merging motives of the firms. The author's theory describes 4 decades of mergers from the prospect of merger waves but does [...]

In order for the management to first estimate the firm's transaction exposure, it is important to determine the cash flow in specific currencies and then measure the possible impact of such exposure with regards to [...]

Even non-profit organizations, which are supposed to have little to do with the concepts of money, profit, and revenue, are expected to know and implement the basics of financial management and accountability.

In turn, the functioning of the banking system of the United States of America has to be assessed in terms of safety and the presence of the banking crisis.

A credit score is an intended tool that makes it easy for a lender to settle on the capability of a purchaser to reimburse a loan.

The major reason why the cost structure of various types of information goods and services imply a market supplied by a few large firms is that the industry is associated with high fixed costs and [...]

The rising demand for investment options in the form of bonds and securities has led to the use of Sukuk or Islamic securities which have become progressively more acceptable to the Islamic community in some [...]

In the US for example, people agreed that the sequester was bad for a long period of time since they were in fear of the country hitting another recession due to all the major cut-backs [...]

The two aspects led to the modification of the interest rate by a significant value at the benefit of individual companies and persons.

The sixth company is the National Bank of Abu Dhabi. The average price of stock is 10.

A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.

The implication of the wide spectrum that the program provides is prolonged lives and increased productivity of individuals in the society in line with the provisions of human capital approach.

The other function of financial planning and control is to offer external guidance on corporate affairs to stakeholders, in order to enable them to have full access of appropriate economic and financial performance of a [...]

The business start-up loan depends on the nature of business, the location of the business, the size of the business and the price of goods in the market.

Overall, the main problem lies in the differences between the local legislation and the rules that Shariah banks have to follow. There are different problems that are related to the development of Islamic banking in [...]

One method in forecasting is the use of data and the corresponding analysis, and tracing price trends that may appear in sequence or in cluster.

When selecting a contractor, the client must evaluate the financial strength of the potential contractors based on the scope of the project.

In the case of Abu Dhabi Commercial Bank, the firm has improved on its ability to turn the capital into profits.

The first objective related to the purpose of the research is to explore the relationship between sukuk and the monetary policy with the focus on differences between expansionary monetary policy and contractionary monetary policy.

This is one of the aspects that should not be overlooked. This is one of the problems that should not be disregarded.

On the other hand, the federal expenditure on Medicare, Medicaid and CHIP amounted to $599 billions in 2008 which translates to 20% of the total government budget.

Time value of Money is the notion that a dollar held at present has more value than one which would be received in the future.

However, banks need to meet a number of requirements so as to qualify in their mission and objectives to the countries where they belong and also to the customers.

As a financial expert, one of the topics to discuss with these children would be the identification of job opportunities in their community, recognition, and appreciation of how people work and live.

The safety and welfare of the people is the prime objective of the Kingdom that abides by the principles of Islam.

The article also explores some of the fiscal policies that have been "used around the world since the 2008 economic crisis".

A new boutique is not exceptional since it is a profit-making entity, and the financial activities have to be tracked effectively for the business to grow and make a profit.

The too-big-to-fail problem refers to the possibility of large financial institutions affecting a country's financial system and economy owing to their financial failure.

Various securities such as treasury notes, bonds as well as bills are issued via the treasury department to the citizens. The paper focuses on the various aspects of the treasury bills, which are the most [...]

Lewis is one of the financial analysts that have tried to scrutinize the 2008 obscure financial crisis in the United States.

Being one of the largest banks in the world, the Bank of America is said to be among the most diverse global companies.

However, with the various leadership scandals that have been observed in the bank, experts now doubt whether the World Bank has the capacity to address the various development challenges that are facing the developing nations.

As such, the study hopes to show the impact of IFR in enhancing transparency and effectiveness of reporting, which will indicate the relevance of CG in providing the right information to the shareholders, investors, the [...]

Studying the behaviour of the customers and capturing information related to the customers will help the companies determine who to give credit based on their behaviours and projected creditworthiness.

A guarantor is the party to loan contract who is responsible for the full payment of the loan the amount in the event of failure on the part of the borrower.

During the early 2000s, the unstable economic situation in Argentine led to the discussion of the ways to change or improve the situation in relation to forming the barriers for the external economic shocks as [...]

Foreign direct investment is much higher in Colombia than Venezuela as a result of the political decisions that the country's leadership has made.

However, a debate has arisen in the wake of modernisation of the convectional banking dynamics trying to influence the Islamic banking into charging interests rates on loans, but Muslims are reluctant as for them, riba [...]

This paper has effectively illuminated issues in capital investment decisions, with particular reference to the effects of the Dodd-Frank Act, viability of NPV and IRR in evaluating capital projects, and the development of criteria that [...]

Credit Default Swaps are financial contracts that are similar to insurance policies where the insured parties are required to pay fees to the insurer, and in case of a credit event, the insured is subjected [...]

However, owing to the implosion of the currency and local stock bazaars of these countries in the fiscal 1997, the appearance of the Asian wonder came to a sudden stop.

In view of the challenges Barclays is facing and the desire for a better future, the company considers implementing either or all of the following strategic options.

It is necessary to note that it affects the development of the economy as well as the pace of this development.

This report will discuss the strategies that can be used to develop Union National Bank's information system to exploit the potential of big data. This will help in identifying the type of software that will [...]

The other objective is to determine the causes of failure of foreign banks in the Russian market. Success and failure of foreign banks in the Russian banking sector.

In the year 1944, the two organisations began their operation following the signing of the Articles of Agreement by the member states.

According to Adair et al, the drop in the value of residential property took away the incentive to pay back the mortgage, thus increasing the rate of the defaulters.

Aim and scope The objective of this report is to assess the issues that SMEs face in an effort to raise finance. Existence of market failure According to Pretes, banks are the major sources of [...]

The tightening credit terms and the decrease in demand for products during the economic and financial crisis have been the main setbacks for SMEs and entrepreneurs in this century as these factors have affected the [...]

The board of directors has the responsibility of managing the affairs of the bank in addition to setting the short term and long term objectives.

The main four banks owned by the state include Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China.

While it is clear that major banks interest rates will never match RBA's interest cuts, this report recommends that RBA continues with interest cuts, but find other means to pressure major banks into matching their [...]