Finance Essay Examples and Topics. Page 4

578 samples

Financial Planning and Control in Business

The other function of financial planning and control is to offer external guidance on corporate affairs to stakeholders, in order to enable them to have full access of appropriate economic and financial performance of a [...]
  • Pages: 5
  • Words: 1377

Financial Economics for Infrastructure and Fiscal Policy

The first objective related to the purpose of the research is to explore the relationship between sukuk and the monetary policy with the focus on differences between expansionary monetary policy and contractionary monetary policy.
  • Pages: 3
  • Words: 827

Secure Funding through Grants

The second problematic aspect of grant funding, in the context of human service programs, is the inherent challenges that were the end result of poor economic conditions. The first step is to determine the type [...]
  • Pages: 2
  • Words: 583

US Federal Debt Trends of 2008-2012

On the other hand, the federal expenditure on Medicare, Medicaid and CHIP amounted to $599 billions in 2008 which translates to 20% of the total government budget.
  • Pages: 5
  • Words: 1543

Banking Institutions Improvement

However, banks need to meet a number of requirements so as to qualify in their mission and objectives to the countries where they belong and also to the customers.
  • Pages: 4
  • Words: 1212

Audience Diversity of Financial Advice

As a financial expert, one of the topics to discuss with these children would be the identification of job opportunities in their community, recognition, and appreciation of how people work and live.
  • Pages: 4
  • Words: 1098

Finance: The History of Money

The document explains that the value of money is somehow related to the amount that is in circulation. The idea is founded on the fact that debt is the basis of the moneymaking process.
  • Pages: 3
  • Words: 893

Finance Theory – Too Big to Fail

The too-big-to-fail problem refers to the possibility of large financial institutions affecting a country's financial system and economy owing to their financial failure.
  • Pages: 6
  • Words: 1696

Government Securities: Treasury Bills

Various securities such as treasury notes, bonds as well as bills are issued via the treasury department to the citizens. The paper focuses on the various aspects of the treasury bills, which are the most [...]
  • Pages: 2
  • Words: 566

The World Bank and the Poverty of Reform

However, with the various leadership scandals that have been observed in the bank, experts now doubt whether the World Bank has the capacity to address the various development challenges that are facing the developing nations.
  • Pages: 7
  • Words: 1945

Credit Cards and Making Payments

Studying the behaviour of the customers and capturing information related to the customers will help the companies determine who to give credit based on their behaviours and projected creditworthiness.
  • Pages: 4
  • Words: 1103

Will Argentina Devalue Its Peso?

During the early 2000s, the unstable economic situation in Argentine led to the discussion of the ways to change or improve the situation in relation to forming the barriers for the external economic shocks as [...]
  • Pages: 4
  • Words: 1126

Posh Pastries and Economic Environment

Foreign direct investment is much higher in Colombia than Venezuela as a result of the political decisions that the country's leadership has made.
  • Pages: 4
  • Words: 1119

Islamic Banking Principles

However, a debate has arisen in the wake of modernisation of the convectional banking dynamics trying to influence the Islamic banking into charging interests rates on loans, but Muslims are reluctant as for them, riba [...]
  • Pages: 4
  • Words: 1107

Credit Default Swaps in the US and UK

Credit Default Swaps are financial contracts that are similar to insurance policies where the insured parties are required to pay fees to the insurer, and in case of a credit event, the insured is subjected [...]
  • Pages: 3
  • Words: 2318

The Asian Tigers Financial Crises

However, owing to the implosion of the currency and local stock bazaars of these countries in the fiscal 1997, the appearance of the Asian wonder came to a sudden stop.
  • Pages: 7
  • Words: 2025

Barclays PLC Investment Decision

In view of the challenges Barclays is facing and the desire for a better future, the company considers implementing either or all of the following strategic options.
  • Pages: 15
  • Words: 3998

Monetary Policy Major Tools

It is necessary to note that it affects the development of the economy as well as the pace of this development.
  • Pages: 3
  • Words: 846

Union National Bank: Big Data Application

This report will discuss the strategies that can be used to develop Union National Bank's information system to exploit the potential of big data. This will help in identifying the type of software that will [...]
  • Pages: 12
  • Words: 3300

The Russian Banking Sector

The other objective is to determine the causes of failure of foreign banks in the Russian market. Success and failure of foreign banks in the Russian banking sector.
  • Pages: 2
  • Words: 633

The Doctrine of Ijma

One of the most notable limitations of ijma is that there is no consensus regarding the source of authority of the various issues surrounding it.
  • Pages: 2
  • Words: 683

Surviving the Economic Downturn

According to Adair et al, the drop in the value of residential property took away the incentive to pay back the mortgage, thus increasing the rate of the defaulters.
  • Pages: 11
  • Words: 3106

Entrepreneurial Finance – International Business

Aim and scope The objective of this report is to assess the issues that SMEs face in an effort to raise finance. Existence of market failure According to Pretes, banks are the major sources of [...]
  • Pages: 11
  • Words: 3029

Sustainable Development: The Banking Sector

Financial regulators need to establish strong codes of conduct to ensure banks comply with social and environmental regulations. Banks need to include environmental and social compliance in the loan application criteria, before giving out credit [...]
  • Pages: 2
  • Words: 561

Big Four: Banking in China

The main four banks owned by the state include Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China.
  • Pages: 2
  • Words: 584

Bank of America Investment Potential

The latter is described through the analysis of the company's financial statements and is compared to the performance of the primary BAC competitors.
  • Pages: 9
  • Words: 2604

Market Elasticity’s in Banking Industry

Price elasticity of markets "refers to the degree of change in quantity demanded or supplied of a commodity due to a change in price of the commodity" The formula is: P.E.
  • Pages: 2
  • Words: 565

Purchasing Power Parity Theory

The first application is the Absolute form of PPP based on the notion that in the absence of international barriers the consumers are expected to shift their demand to where the lowest prices are offered.
  • Pages: 10
  • Words: 3026

Banks, Bank Firms and Financial Intermediaries

The reasons below shows that it is necessary to have strict regulation on banks and other financial institutions: The main reason why banks need regulation is to ensure that there is financial stability in the [...]
  • Pages: 6
  • Words: 1634

Market-Based Versus Bank-Based Financial Systems

The definitions of bank-based system and that of market-based financial system are on the financial structure are varied. Eventual structure is equivalent to the logarithm of the market capitalization ratio by that of the bank.
  • Pages: 8
  • Words: 2264

Bank Mergers and Cost of Capital

Knowledge pertaining to the firm's culture and systems is essential in determining whether structures of the acquired firm would match that of the acquiring firm.
  • Pages: 4
  • Words: 1147

The Trend of Early Retirement

Voluntary early retirement is granted to individuals only with the approval of the Office of Personnel Management; it is under the federal law and agencies.
  • Pages: 5
  • Words: 1395

The real exchange rate and the nominal exchange rate

Nominal exchange rate has been economically defined as the actual foreign exchange quotation which is the opposite of real exchange rate that has been adequately adjusted to cater for changes in the purchasing power of [...]
  • Pages: 2
  • Words: 722

Volatility of Irish stocks

In addition, there are other external factors that influenced the volatility of the Irish stocks, for example the influence of the international policies that had a direct impact in the value and trading of the [...]
  • Pages: 14
  • Words: 4201

Request for Specific Levels of Funding and Resources

The business should try to spread as much as possible information about the specifics of the business to the potential internal investors to make those interested in the revenue they are going to receive in [...]
  • Pages: 2
  • Words: 572

Debit Card Interchange Fees and Routing

The Federal Reserve System Board proposes to create standards for assessing the fee so as to determine the proportionality of the fee charged in relation to the cost incurred by the issuing firm.
  • Pages: 4
  • Words: 1357

Cash Connection: Gaining a Competitive Edge

The increased cost of bounced check and the rise in regulation of the payday advance services has had a significant influence on the financial performance of companies like Cash Connection.
  • Pages: 5
  • Words: 1291

Crossvergence in the Banking Industry

It is important to note that the research that was conducted in the banking sectors of China, USA, Taiwan and Hong Kong revealed several cultural variables that are worth employing in management.
  • Pages: 3
  • Words: 1045

Starting a Painting Business

However, Dave has to contend with 100 local painting companies that also service the areas he is attempting to penetrate and at the present, he is uncertain regarding the competitor ratio per area, and the [...]
  • Pages: 6
  • Words: 1586

Three Top Financial Scandals in the Recent Past

In order to assist the trading position of the bank immediately before the onset of global financial meltdown in 2007, submissions that were never true were made to the committee charged with the role of [...]
  • Pages: 3
  • Words: 922

Policies in Canada to Enhance Economics

In the years preceding the crisis, the government in Canada involved in budget surpluses. Maybe the most vital aspect is that Canada did not engage in the kind of real estate experiences as is the [...]
  • Pages: 3
  • Words: 856

Ameribank and Online Banking

As the head of the Bank, Rob Richman worked overtime, trying to establish a scheme that would improve the performance of the bank.
  • Pages: 2
  • Words: 551

Benchmarking in the Investment and Banking Sector

Over the years the investment and banking sector has been hit hard by many challenges which have threatened to tear the industry, even to an extent leading to the winding up of some of the [...]
  • Pages: 2
  • Words: 618

The National Commercial Bank

The establishment provides a variety of banking services and belongs to one of the most recognized and reliable banking systems in the Arab world.
  • Pages: 8
  • Words: 2137

European Debt Crisis: Financial Mistakes and Solutions

Europe is currently facing a serious financial crisis; debts accumulated by the member nations of European Union have raised questions about the effectiveness of European Economic and Monetary Union and what holds of euro in [...]
  • Pages: 7
  • Words: 1858

Financial Economics: Banks Competition in the UK

However, it is also important to note the sector's significance to the UK economy. In addition, this has made it increasingly difficult for new entrants to gain recognition in the industry.
  • Pages: 2
  • Words: 491

PESTEL Analysis for Alpes Joint Venture

The political environment involves evaluation of the political impacts on the economy and the friendliness of the political system in Mexico towards the business venture to be established by the agreement between CRL and Alpes.
  • Pages: 2
  • Words: 614

Financial Meltdown of 2008

In the documentaries Inside the Meltdown and Breaking the Bank, the attention is given to the role of the housing bubble in creating the financial recession and breakdown of the leading financial institutions.
  • Pages: 2
  • Words: 538

East Asian Financial Crisis of 1997-98

However, the quick actives responses by the states in the region helped in the quick aversion of the crisis and its impacts on the region's economy.
  • Pages: 8
  • Words: 2213

Euro v. Dollar, Sterling Pound, and Yen

With the Eurozone economic crisis and deflation that has been witnessed in the countries within the Eurozone, the Euro currency has lost its value against other world currencies.
  • Pages: 3
  • Words: 911

Banks and the Money Supply

Once the bank obtains deposits from customers, it is allowed to retain the reserve requirement, and the rest of money is saved in a different institution.
  • Pages: 10
  • Words: 570

What risks does a bank incur?

This paper is aimed discussing such issues as the fluctuations of the exchange rate, loan delinquency, default, mismatched funds, interest rate risk, and the changes in political and social culture of the country in which [...]
  • Pages: 4
  • Words: 1170

Exchange Rate Regimes and Their Impacts

This implies that the supply of the foreign currency will be fixed, and only its demand that will vary as illustrated below Fig 1 In the diagram above, the forces of demand and supply will [...]
  • Pages: 10
  • Words: 2655

Islamic Banking Sector Issues

The key aspects of the Islamic banks in the region are the profit and loss sharing, transparent dealing, lack of interest, lack of speculation and no gambling.
  • Pages: 10
  • Words: 2636

Collective Bargaining in Illinois

The writer of the article says that most of the board members rotate in the top government organizations, and some are members in more than one board.
  • Pages: 2
  • Words: 520

Policy Effects with Floating Exchange Rates

The increase in the exchange rate means that the ratio E$/ 1 changes to E$/ 2, which means an increase in the worth of the pound and a decrease in the worth of the dollar.
  • Pages: 11
  • Words: 936

Government Intervention in Taiwan’s Stock Market

The performance of the stock market affects the national economy directly and influences key decisions by the government and corporations. The Taiwan government should create independence of the stock market, and the financial market in [...]
  • Pages: 5
  • Words: 1393

Risk of finance resolutions

The imbalances and the crisis were simultaneously as a result of faults in design and implementation of macro-economic policies in the world.
  • Pages: 10
  • Words: 2761

Bank of America and Silver A-Plus Card

With the Silver A-Plus card specifically targeting consumers in the top 10 to 1 percent of the economy the goal of the bank is to be able to connect particular consumers with particular stores and [...]
  • Pages: 8
  • Words: 3179

Money Laundering In Russia

Despite these bills, money laundering remains a challenge to most economies due to the complexity of the techniques used in money laundering and the inability to stem out the illegitimate sources of money.
  • Pages: 18
  • Words: 4726

Financial Analysis on Capital Investments

The decision rule for return on investment is to select a project with a higher rate of return. From the above calculations, the return on investment for project A is 37.
  • Pages: 5
  • Words: 1264

Financial Forecasting Process Overview

Financial forecasting refers to the process of estimating and evaluating the future financial results of the organization based on the current available information.
  • Pages: 2
  • Words: 599

Financial Challenges in Companies

However, when the performance is dwindling, as witnessed in the Coca-Cola Company, the stakeholders might be forced to terminate the contracts of the top management team of the corporation, if it is assumed that their [...]
  • Pages: 7
  • Words: 2877

Differences Between Debit Card and Credit Card

The form of plastic cards available includes store cards, cash cards, debit cards and credit cards; all these cards are used in transactions, but they are different in the benefits to its users, and on [...]
  • Pages: 4
  • Words: 1169

Global Accounting Standards

The government has adopted the cash accounting model since this model ensures that the welfare of the people is well catered for.
  • Pages: 4
  • Words: 1196

Crisis in the Banking System of Korea

The major functions of the central bank are the formulation of policies that affect the whole of the banking industry, they also regulate the other banks most so the commercial banks and act as the [...]
  • Pages: 8
  • Words: 2221

Barclays Bank Strategic Plans

According to Dr, James, the local branch Human Resource Manager, the journey to the top has been long fought, but staying on top against the prevailing market competition is the company's primary objective.
  • Pages: 3
  • Words: 716

Financial Industry Analysis on MCU Sustainable Banking

There has been a consistent increase in the volume of assets of the financial service providers in Australia; in fact the growth rate of the financial sector has leaped forward than the overall economic growth [...]
  • Pages: 7
  • Words: 1994

Money Supply and Exchange Rates

In brief, an up shift in the volume of money supply causes the cost of borrowing, which is also the interest rate to move downwards.
  • Pages: 2
  • Words: 645

Statistics for Economics

In spite of the fact that there were clear signs of the impeding economic crisis, the Federal Reserve officials and their counterparts in Europe were unable to alleviate the economic crisis that took place in [...]
  • Pages: 4
  • Words: 1414
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