Healthcare Financing Essay Examples and Topics

The article entitled “Comparative Effectiveness and Health Care Spending — Implications for Reform” by Weinstein and Skinner looks at the expenditure of the healthcare system and the effectiveness of the system put in place to monitor this expenditure in the United States. This article has an introduction and three sections that attempt to expound the […]

Introduction Medicaid is a US government program meant to uplift the standards of healthcare service provision for low income and poor families in America. It is probably one of the largest healthcare programs in the United States, at least on the basis of offering health services to low income and poor families (Blendon, 1993, p. […]

Many governments today have made it their duty to put in place mechanisms that would ensure their citizenry is provided with an effective and affordable healthcare service. Healthcare is an expensive undertaking that needs proper financial planning. However, the sector, as the paper reveals, encounters a terrific deal of issues, which include staff and physician […]

Introduction The insurance industry is one of the most vibrant sectors of the US economy. Health is one of the largest insurance sectors. The importance of health insurance to the health status of Americans necessitated the formulation of various laws to control the industry. Health Insurance Portability and Accountability Act (HIPAA) and the Patient Protection […]

The Centers for Medicare & Medicaid Services, CMS has the task of managing three of the state’s biggest health care schemes. The three health care schemes are Medicaid, Medicare and the CHIP (Children’s Health Insurance Program). It also monitors new benefits for employers and consumers using the PCIP (Pre-existing Condition Insurance Program), State High-Risk Pools, […]

The concept of budgeting has prevailed in the human domain for centuries. There are various budgeting approaches which are globally acceptable and which have various levels of efficiencies. The core budgeting approaches or formats include; line item budgeting, PPBS budgeting, program budgeting, zero-based budgeting, performance based budgeting, priority based budgeting, program assessment rating tool and […]

Introduction Medicaid cost has been increasing gradually in the past four decades and projection shows that, the trend might overtake growth of the United States’ economy. Since the inception of the Medicaid program in 1965, its cost has increased from 0.4% of Gross Domestic Product (GDP) to 2.7% of GDP in 2009, which is quite […]

Introduction Health Savings account is a savings plan, established during the Medicare overhaul in 2003. This plan affects all lower and middle class working citizens. Savings account, free of charge and high deductible policies of insurance, and low cost characterizes the latest health account. A small number of companies provided this service in the same […]

There has been a lot of debate in the U.S on which sectors need to be given the first priority in budgetary allocation. The American citizens are being faced with a lot of challenges that need government attention in order to improve the lives of its citizens. Although there are many issues that need immediate […]

Medicare plays an important role in the United States system of health care by providing more than 45 million American citizens with insurance cover. Medicare is a program established to provide health insurance to individuals regardless of the status of health and income level. Although it is mainly established to cater for health needs of […]

Introduction This scenario provides uncertainty facing the XYZ Health insurance regarding the effects of adding the cost of premiums as a result of increasing standard of living because of recession and some risk factors that affects the amount of premiums that needs to be paid. In order for the XYZ Health to determine the most […]

Introduction The need to get better health care services is a mandatory requirement by all citizens irrespective of their age, race, tribe or political affiliations. Nations have developed their health institutions to ensure everybody gets quality health services that are also affordable. The state of California and other states have programs that ensure all people […]

Introduction Provision of good health services remains a major task for most governments in the world today. As a result, there are strategies, which have been adopted over time to ensure that this task is achieved effectively through improvement of the entire healthcare sector. Whilst this is the case, many governments find it difficult to […]

Introduction Medicare has two sources of funding as Academy of Actuaries (1996 p. 6) explains. The first and the major source is the allocation from the federal budget while the rest of funding is derived from deductions from social security funds and its premiums. Recently, Medicare has not been receiving sufficient funding from the above […]

Similar to most goods, the demand of services increases with the increase of income among consumers. It also depends on the quality of the stated services and thus better services are demanded more than poor services. Health care services are no exception. Their demand rise and fall in response to price changes and consumer income […]

Introduction The provision of health care services has been a topic generating heated discussion among Americans for many years. This debate has been caused by the availability of two contrasting health insurance policy proposals in the United States that claim to solve the health care crisis in the country. On one hand, policy makers have […]

For health insurance to be effective, different aspects must be put into consideration. Universal coverage is a basic element of health insurance. Health insurance should cover majority of citizens in a particular country. In addition, health insurance should be continuous. Continuity allows early detection of a disease and uninterrupted treatment. Moreover, health insurance should be […]

The article written by Darshak Sanghave is aimed at discussing the causes that underlie medical errors in hospitals. In particular, the author focuses on such a problem as sleep-deprivation experienced by many interns. Furthermore, the author mentions the lack of coordination among different practitioners. Yet, this article can be related to various economic aspects of […]

The global financial crisis threatened to lead to the total breakdown of the global economy. Despite originating from the US subprime market, the global financial crisis affected all sectors of the economy. The sectors affected by the global financial crisis ranged from banking, insurance to tourism. The global financial crisis had an adverse effect on […]

In the United States, it is estimated that close to 100 million citizens receive their healthcare insurance through their employers; this is a program referred to as Employer-Sponsored Healthcare. Based on the implications and benefits from this healthcare strategy, it suffices to conclude that employers should be responsible for providing healthcare insurance to their employees, […]

Introduction The economy plays a significant role in influencing and controlling a big part of healthcare. The US healthcare accounts to an average of $2.5 trillion which is equivalent to almost 18% of the gross domestic profits. The United States of America administration places a lot of emphasis on the healthcare system that it accords […]

Executive Summary Private health insurance industries play essential role in the healthcare system of America. Reflectively, “one dollar out of every three dollars spent in 2011 on healthcare was paid to private insurers” (Davies and Crombie 22). The Standard Industrial Classification (SIC) was created to establish a standardized system of classification for business organizations to […]

Medicaid is a program in the U.S. that is meant to assist the eligible members of the society in obtaining medical care. According to the welfare program, states that provide financial aid to low income earners receive money from the government. Medicaid services are only offered to the needy members as states have established methods […]

Purchase of Long- term care insurance The long-term care insurance is normally considered as the in-home health help or skilled nursing care which can be offered in a given facility. Many theorists consider this process as the coordination and monitoring of health care. It is believed that long-term care encompasses a wide range of assistance […]

The cost of health care in the United States of America (U.S.A.) has escalated recently. It is estimated that the health care cost in the United States of America account for 16.6% of its Gross Domestic Product (GDP). The U.S.A. health care cost is perceived to be the highest health care cost among the developed […]

Quality healthcare services are paramount to human beings irrespective of their age, gender, ethnicity, or culture. Different governments have enacted policies to facilitate access to quality medical care services; however, some children are facing challenges accessing quality healthcare services. The challenges range from political, social, economic, and resources distribution factors. From economics and resources-distribution perspective, […]

Consumer-driven health care is a three-level health insurance plan that enables members to directly pay their routine health care costs through medical payment products such as Health Reimbursement Accounts and Health Savings Accounts. The first tier is a savings account, the second is out-of-pocket payments, and the third is an insurance plan. The members are […]

It Would Not Be Ethically Right for a Hospital to Charge People Who Are Not Insured More Than Those Insured For the Same Medical Procedure Introduction Health insurance is mostly provided by private sector but there are programs set by the government such as children health insurance, veterans programs, and Medicaid. According to U.S census […]

The healthcare sector in the U.S is faced with many challenges as the cost of providing healthcare rises in tandem with a ballooning population. There has always been a disparity in the provision of healthcare as the larger population cannot afford medical insurance cover and the drugs. Cancer in the United States is quite prevalent […]

In America, matters dealing with the Healthcare reform policy undergo through a vigorous political process since it is similar and links to a number of other policy areas, and is part of the general social policy on the nation. It relates to the pursuit of health, delivery of healthcare services, or even employment of healthcare […]

Introduction New York and California have complex Medicaid systems, but one of them is more effective than the other. It is essential to understand how this has occurred so that improvements can be made. Comparison Eligibility for Long-term care financing through Medicaid in California (Medi-Cal) is determined by a range of factors. These include: one’s […]

According to the article by Joseph White on the Fiscal Times January 7, 2011, there is an attempt by the House Republicans to curb budget deficit by repealing health care bill. The author is responding to Washington post article by columnist Ruth Marcus. I find the move by the house republican as uncalled for. It […]

Physical and mental health issues are very widespread in United States. These issues affect everyone despite gender, age or race (Kendall, 2009). Consequently, they have been a cause of so many problems in the society. These problems include: Homelessness, Unsteady and broken families Substance abuse and dependence Non-employment and poverty Lack of residential stability Spread […]