Finance Essay Examples and Topics. Page 2

The diversified range of underlying assets is mainly the cause due to which a wide range of derivatives contracts are available to be traded and floated in the market.

Credit refers to the money that is borrowed from the financial institutions or from friends so as that the purchaser of the goods and services may obtain them and later on pay back all the [...]

The chapter introduces the reader to complex problems in economic analysis and presents formulas to work with uniform series cash flows and arithmetic/geometric gradient cash flows.

It is known that assets that banks can use are not the same in terms of their liquidity, and the significant imbalance between different types of assets that are available to banks in different countries [...]

The major reason why the cost structure of various types of information goods and services imply a market supplied by a few large firms is that the industry is associated with high fixed costs and [...]

The second problematic aspect of grant funding, in the context of human service programs, is the inherent challenges that were the end result of poor economic conditions. The first step is to determine the type [...]

As a financial expert, one of the topics to discuss with these children would be the identification of job opportunities in their community, recognition, and appreciation of how people work and live.

Michael Lewis uses his book "The Big Short" to analyze the events that led to the credit bubble in the United States in the late 2000th.

However, with the various leadership scandals that have been observed in the bank, experts now doubt whether the World Bank has the capacity to address the various development challenges that are facing the developing nations.

One of the most notable limitations of ijma is that there is no consensus regarding the source of authority of the various issues surrounding it.

In the year 1944, the two organisations began their operation following the signing of the Articles of Agreement by the member states.

Financial regulators need to establish strong codes of conduct to ensure banks comply with social and environmental regulations. Banks need to include environmental and social compliance in the loan application criteria, before giving out credit [...]

A case study by Chaudhry and Prelock on funding scholarship at the College of Nursing and Health Sciences at the University of Vermont shows the methods used to increase funding for the institution to enable [...]

The first application is the Absolute form of PPP based on the notion that in the absence of international barriers the consumers are expected to shift their demand to where the lowest prices are offered.

The reasons below shows that it is necessary to have strict regulation on banks and other financial institutions: The main reason why banks need regulation is to ensure that there is financial stability in the [...]

To deposit the money in the mobile account, the customer approaches the agent with the amount of money they want to deposit, the agent deposits the money and both receive a confirmation message.

The reader will also get to know the history of how the financial crisis started in the United States and UK and the devastating effects it has had on the economy.

Different institutions in the sector together with the process of financial intermediation have changed which is for the good of the economy.

The form of plastic cards available includes store cards, cash cards, debit cards and credit cards; all these cards are used in transactions, but they are different in the benefits to its users, and on [...]

In modern era of globalization, both countries are facing an increasing number of new entrants in the banking sector; in Saudi Arabia, the sector is growing faster than that of the United States because of [...]

This essay examines credit card processes nowadays and tries to predicate the future of the credit card system. The credit cards make transacting of business very convenient.

In a case study of food and money transfer in Bangladesh, wheat and rice transfer, and cash transfer were provided to the people. The cash transfer offers people an opportunity of choosing as they determine [...]

Due to the above reason, this study seeks to examine the reasons behind the changes in financial markets during the last 30 years and the role of these changes in the recent financial crisis.

For a business plan to appeal to the reader, the market analysis should focus on the external factors that present the growth opportunities to the business and how the business plans exploit the opportunities so [...]

Activities of the United States indicate a tendency to increase world hunger; it seems to give the perception that it is fond to bask in the glory of the world's dependency on foreign aid, so [...]

Elasticity of demand gives the relation of the price of a commodity and its quantity demanded by measuring the percentage change in quantity demand that is caused by a percentage change in the price of [...]

There are various ways of calculating cost of production for the various purposes of analyzing the entire enterprise."The financial concept determines the viability of the enterprise in the short term" Financial profits are important for [...]

The second characteristic is the capital account, which records trade relations with the country's partners and is based on the principle of capital transfers.

It serves as a measure of value, a store of wealth, and a standard of deferred payment. First, it is a vital tool for facilitating trade and simplifying the exchange of goods and services.

The author has stated that electronic methods of payment are incredibly convenient, allowing the user to pay for any goods and services quickly in the blink of an eye.

The participants in the equities capital market include investors, speculators, market makers, underwriters, and brokers. The primary market allows companies to issue and sell their shares to the public when they first enter the stock [...]

Initially, an internal audit is conducted, for which the specialists of the full-time audit service or a full-time auditor are responsible if there is such an employee in the organization.

The rationale for the study is connected with the importance of MFI in poor and rural areas in developing countries. The data collection will be obtained from visiting the rural areas of Northern Cape and [...]

The stock price affects the value of the call option price. An increase in the value of stock prices leads to a consequent increase in the call option prices.

Throughout the course, I have learned various skills that would help me prepare for the impact of increased interest rates in my life and profession.

Two principal aims of CCTs are short-term poverty reduction and the encouragement of "investments in the human capital of the next generation".

Under a qualified plan, the employer has the option to make contributions to the plan on behalf of their employees, and these contributions are tax-deductible for the employer.

The objective of this report is to comprehensively investigate the financial trends of Illinois state to identify financial factors affecting the financial solvency of the state.

The author notes that while it can be helpful, its usefulness is limited to certain situations and that other models are more useful in different situations. The author argues that it is a mistake to [...]

According to Eisinger, none of the participants in the story in the film had any idea of the coming crisis. One of the connections between the film and the textbook is that of corporate social [...]

The first important point on slide 10 is the failure to penalize the originator for passing the mortgage to the provider.

Given the eventual implications of disease burden to American society and taxpayers, who would be responsible for covering the upfront expenses of technology, immunizations represent a less expensive solution in terms of the financial effect.

Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.

The progression of interest is approximately $50 per year, and if we assume n equal to 45 using the formula of the first n-terms of the arithmetic progression, then it comes out to about 105 [...]

The financial and economic factors are among those aspects that put the aging population at risk of physical and mental complications and expose them to health inequalities.

Moral principles that govern a person's behavior or the conduct of an activity Standards of right and wrong that exist in society and guide the individual in terms of rights and responsibilities, justice, virtue, [...]

Due to the fluctuations of countries' exchange rates, using the history of the rates becomes the most appropriate option. The first principle is that the current value of the predicted cash flows determines the value [...]

The functional currency of the foreign subsidiary is the local currency, but because the reporting currency is the US dollar, the firm must exchange the foreign accounting records into US dollars at the conclusion of [...]

With this in mind, I like the topic of historical analysis of economic processes and extrapolating the results of the analysis over some time to reconcile results in the future. In fact, the historical analysis [...]

The purpose of this paper is to examine the nature of cryptocurrency, its characteristics, and impact on the basis of literature review to answer the research question: Is cryptocurrency unstable? It cannot be double-spent or [...]

The present review of the literature aims to describe the origins, evolution, and key elements of ethics in the financial industry, as per the current body of knowledge.

No matter what the causes of identity fraud, it is best to be cautious and prevent it from happening than to deal with the unpleasant consequences.

Financial forecasting makes it possible to increase enterprise management level since it ensures the close coordination of all production processes and the nature of relations between the economic divisions of the enterprise.

Liquidity and solvency are the concepts often used by accountants, investors, and shareholders to measure the financial health of a business and its means to stay profitable.

Table 1 presents an overview of the company's financial standing, as can be deduced from the analysis of its financial ratios, which are compared against those of Apple, one of the fierce rivals in the [...]

The paper discusses the labor market in the United Kingdom and its effects on the economy. Lastly, it highlights the strategies the governments can adopt to tackle the effects of inequalities and reasons behind reducing [...]

However, as it can be observed in the case of Microsoft and Apple, the numbers are often formal and insignificant as compared to the overall turnover of a company.

In understanding this capability, I will look for its current ratios which will help in estimating the ability of this business in meeting its liabilities in the short run.

The behavioral factors involved in the investment market decisions are discussed here for identifying the importance of behavioral finance."Behavioural finance is the study of the influence of psychology on the behavior of financial practitioners and [...]

Many Americans do not realize the significant loss of income that comes with retirement and how a lack of preparation can be detrimental.

The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide [...]

The general principles of sustainability are based on proper control of the financial project, and application of the math concepts that are used for calculating all the numeric aspects of any activity.

The area with the facilities around it - such as schools, amenities, roads, and the town in which the home is located - all contribute to the valuation of the house.

However, the prevalence of the method is difficult to explain, as it provides similar results in comparison with other methods of evaluating the cost of equity.

Examples of this are; Debentures: Is a written acknowledge of a debt by a company containing provisions of interest and the terms of repayment of principal.

In this section, the author compares the main ratios of the competitors to get a better understanding of the company's position in the market.

Objective: parallel operation of the Malaysian Islamic financial system and Malaysia's conventional financial system. Relevant institutions: International Centre for Education in Islamic Finance and Islamic Banking and Finance Institute of Malaysia.

Money is a store of value because it can be saved now and used to purchase se goods and services in the future.

Normally it involves a transaction which the seller identifies the cost of the product to be sold and therefore the seller agrees to sell to another person where the seller in this case adds up [...]

Bonds are a good source of finances for corporations as the firms determine the rates to be regained from the bonds.

FCF = EBIT + Depreciation & Amortization - change in net working capital Capital expenditure The company had a negative value of free cash flow. Thus, the negative working capital is a sign that the [...]

Before setting your goals, "it's crucial for you to establish your financial position in terms of how much debt you owe your creditors, the assets you have and their fair market values, and how much [...]

This is an arrangement of a portfolio intended to be executed by an individual. This is the arrangement of affairs by an investor or individual in order to pay less tax to authorities.

The assessment of operational risk is largely dependent on the organization in terms of size and the nature of the operations of the bank.

The strong rally by the market offers investors an opportunity to contribute positively to the growth of these companies which may lead to an increase in their stock prices.

The cost of capital is the driving force behind investment decisions, as it is responsible for persuading investors to invest their funds in specific projects instead of others.

The fiscal cliff refers to the economic effect of a collection of laws and tax policies that are bound to be adopted at the beginning of 2013.

Low profits have the effect of resulting in reduced share prices for the company in the stock market, increased risk of bankruptcy, and the banks will charge a higher interest rate to the company in [...]

According to Shah, "a system of local fiscal administration is expected to provide fiscal discipline as well as function with transparency of policy decisions, program results and finances, both within the government and to the [...]

The issue of public debt has adverse effects on the lives of the local people as well as public companies in the United Kingdom.

In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.

Islamic capital marketing is one of the key players in the growth of Islamic financial institutions in the Muslim world. The origin of the Islamic capital market dates back in the 1970s and 1980s when [...]

One is abiding by the Islamic laws, also called sharia and the second principle is prohibition of giving and receiving of interest, also called riba.

The greatest burden was on the senate which was by then not expected to execute the regulations it had planned to because of the signing and passing of the bill.

Credit can best be classified into consumer credit, international credit, real estate credit, government credit, investment credit, and commercial credit. However, credit is usually pegged on the creditworthiness and reputation of clients.

Furthermore, failure by the union to bail it out may also lead to a collapse of the union and the use of euro currency.

As one of the direct materials used in the production of petroleum products, the cost of crude oil eventually affects the price of gas price.

A financial system is a nexus of financial institutions, markets, and services that facilitate the transfer of funds within an economy. The payment system and mechanism in an economy are fully a function of the [...]

Differences between passive and actively managed funds: Active funds are 'actively' managed Managed by financial managers and investment experts Passive funds are not managed They are indexed Many investors prefer index over managed funds.

Starting with the first aim, which seeks to identify the benefits of acquisitions, the following reasons can adequately address the aim; diversification, synergy, pricing advantages in the supply chain and reducing competition.

The interest rate of a loan is a major concern to both the borrower and the lender. On the side of the lender, the major concern is how to estimate the rate of interest for [...]

Analysis of the values of the balance sheet shows that there was an increase in the values of the total assets over the past three years.

The graph presented below shows the 3-month yield curve between the period of 2013 and 2007. However, towards the end of 2008, the country experienced a slump in the yield.

The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much [...]

In the graph above, it can be noted that there was a general rise in the value of the stock for Home Depot and the market as represented by the trend for NASDAQ, S&P 500, [...]

Whereas hedge funds have a similarity in regard to mutual funds since they both involve the collective investments of funds pooled by the investors, the two forms of funds differ because the market regulation authorities [...]

While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy [...]

Even though the author used an effective analytical framework and appropriate statistical methods to analyse the data, Ang's discussion of effects and conclusions are rather incomplete, and it is necessary to point out more aspects [...]

The discussion of the Sub-Saharan African economies remains to be underrepresented in the financial literature because of the lack of research in the field.

The scholars and professionals did not try to make explicit predictions about the state of the American economy in the future.

The concept of proof ensures efficient market validation as this implies that the business entity has proven to command respect and attain credibility.

The insurance company is the entity that is charged with issuing cat bonds through the usual avenues such as investment banks. The cat bonds are the brainchild of Kenneth Froot and a group of economic [...]

The large investors are beneficial in the stock exchange market since their participation reduces the transaction fees for carrying transactions on the stock exchange market. That is, transactions are carried out on the network and [...]

The valuation analysis leads to a target price of SR 10. 91, which shows that the stock is overvalued.

Seemingly, then, what matters the most, in the decision-making processes leading to filing for bankruptcy, is the kind of an asset that a company buys.

At this point, it is necessary to mention that firms across the stock market are hardly affected in the same way when it comes to the pricing of securities.

In this research study, the authors are quite categorical that security analysts under-reacted to the latest earnings in the stock market when they issued the stock market forecasts.

The graph shows that there was a continuous increase in the share price of the company two years after the initial public offer.

The effect of a right issue is the fall in the price of the shares exhibited by a lower theoretical ex- price value.

This ensures that the real rate of interest is determined beforehand, and it adjusts automatically to the increase in the inflation rate.

Another distinct difference between Bai Salam and forward derivatives is that under Bai Salam, there is a fixed time and place of delivery as a provision of the derivative while in contemporary financial derivatives, this [...]

According to Jiatao and Yue, economies of scale refer to the expenditure merits that a financial institution obtains as a result of expansion.

Corporate America has been called to task for losing sight of the proper goals of the business: generating economic returns, obtaining the resources and setting strategy for competitiveness and long-run growth, briskly fending off competition [...]

The contribution of the academic economists is that they help in the integration of the labor impact of football business to the households.

On the other hand, vertical flow of information occurs when information is transferred from the non-managerial levels to operational level and from there to the tactical and finally the managerial levels within organization. This is [...]

The major point is that Lindsey is going to get married soon, in a year or so, and a proper awareness of how to make the financial status of her family better and stronger may [...]

Corporations view the dividend decision as quite important, because it determines the amount of funds should flow to the investors and the amount of funds to be retained by the firm for reinvestment. The decision [...]

Considering that the company is a small one and on the stage of its development, the overdraft is the normal state, but the amount of it should be small as the inability of the company [...]

PayPal is one of the latest financial companies to embrace Bitcoin as a currency in its services, a step that has potential benefits to the institution and its clients.

Wells Fargo quite successfully coped with the crisis of 2007-2008, and thanks to that gained the trust of people and attracted more customers.