Finance Essay Examples and Topics. Page 2

Many Americans do not realize the significant loss of income that comes with retirement and how a lack of preparation can be detrimental.

Summarized, the results of these and other studies on the topic reflect the condition of the modern economy, the role of blockchain technology in it, and the potential ways of its development.

There are barriers to financial inclusion, such as the lack of education in the financial sector and the lack of infrastructure to support financial inclusion fully.

In finance, efficient market is the market for transacting assets such as bonds, stocks and other securities and in which the prices of these assets reflect all past publicly available information as well as inside [...]

The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide [...]

Such situation is favorable for Excursion Cycles, as the shareholder value is a very important indicator, which shows the value owners can get owing to the capability of the company's management to increase the revenues, [...]

The general principles of sustainability are based on proper control of the financial project, and application of the math concepts that are used for calculating all the numeric aspects of any activity.

The area with the facilities around it - such as schools, amenities, roads, and the town in which the home is located - all contribute to the valuation of the house.

Specifically, one should credit the KSA financial environment to prompt the development of the financial ecosystem in which the inclusion of digital tools and the transfer of the financial processes in the digital context became [...]

However, the prevalence of the method is difficult to explain, as it provides similar results in comparison with other methods of evaluating the cost of equity.

Examples of this are; Debentures: Is a written acknowledge of a debt by a company containing provisions of interest and the terms of repayment of principal.

In this section, the author compares the main ratios of the competitors to get a better understanding of the company's position in the market.

Due to the high cost of operation coupled with a fall in investment return, the occupational pension scheme has to rethink on the rules and promises to employees.

Objective: parallel operation of the Malaysian Islamic financial system and Malaysia's conventional financial system. Relevant institutions: International Centre for Education in Islamic Finance and Islamic Banking and Finance Institute of Malaysia.

This paper provides an overview of the literature on the topic of interest rate futures volatility. The goal of this paper is to assess the volatility of interest rate futures.

Money is a store of value because it can be saved now and used to purchase se goods and services in the future.

Normally it involves a transaction which the seller identifies the cost of the product to be sold and therefore the seller agrees to sell to another person where the seller in this case adds up [...]

SABIC is a key player in the Saudi Petrochemical industry, and the principal activities of the Saudi petrochemical industry are to manufacture petrochemical products.

To this end, the author will provide a brief history of the company, an analysis of the role of the auditors in the fraud, and a review of internal controls that were ignored by the [...]

The arguments that have been made in the article pertain to the refinement of rules and procedures provided to the mortgage lenders by the government for licensing, legalizing their operations, and for controlling the spread [...]

Bonds are a good source of finances for corporations as the firms determine the rates to be regained from the bonds.

FCF = EBIT + Depreciation & Amortization - change in net working capital Capital expenditure The company had a negative value of free cash flow. Thus, the negative working capital is a sign that the [...]

Moreover, if the managers decide to reduce variable costs, they must not be allowed to affect the quality of the product.

Before setting your goals, "it's crucial for you to establish your financial position in terms of how much debt you owe your creditors, the assets you have and their fair market values, and how much [...]

This is an arrangement of a portfolio intended to be executed by an individual. This is the arrangement of affairs by an investor or individual in order to pay less tax to authorities.

The assessment of operational risk is largely dependent on the organization in terms of size and the nature of the operations of the bank.

In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why [...]

The strong rally by the market offers investors an opportunity to contribute positively to the growth of these companies which may lead to an increase in their stock prices.

The company in turn assumes the credit risk of the foreign buyers and is responsible for the collection of arrears. The risk of the exporter's credit is transferred to the factoring company hence the exporter [...]

This is a report with information on different Sukuks. The information will be useful for comparison of different Sukuks.

The cost of capital is the driving force behind investment decisions, as it is responsible for persuading investors to invest their funds in specific projects instead of others.

The fiscal cliff refers to the economic effect of a collection of laws and tax policies that are bound to be adopted at the beginning of 2013.

Low profits have the effect of resulting in reduced share prices for the company in the stock market, increased risk of bankruptcy, and the banks will charge a higher interest rate to the company in [...]

According to Shah, "a system of local fiscal administration is expected to provide fiscal discipline as well as function with transparency of policy decisions, program results and finances, both within the government and to the [...]

The issue of public debt has adverse effects on the lives of the local people as well as public companies in the United Kingdom.

In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.

According to Bird and Casavecchia, lack of emphasis on determining the turning points in the market about the values of stocks at certain times in the future is taken as a major cause of surprises [...]

Islamic capital marketing is one of the key players in the growth of Islamic financial institutions in the Muslim world. The origin of the Islamic capital market dates back in the 1970s and 1980s when [...]

One is abiding by the Islamic laws, also called sharia and the second principle is prohibition of giving and receiving of interest, also called riba.

Therefore, austerity mechanisms address the measures taken by the government to minimize expenses in a bid to tap the expanding budget deficits.

In as much as the wireless mobile device industry continued to grow, the financial performance of the company declined over the three years.

The greatest burden was on the senate which was by then not expected to execute the regulations it had planned to because of the signing and passing of the bill.

Factually, this project is very profitable for the company but if these profits are not justified, the company fails as far as not every company can afford the spending for this project.

Credit can best be classified into consumer credit, international credit, real estate credit, government credit, investment credit, and commercial credit. However, credit is usually pegged on the creditworthiness and reputation of clients.

Furthermore, failure by the union to bail it out may also lead to a collapse of the union and the use of euro currency.

Evidently, the researcher prefers the seminar's financial statement ratio topic during the seminar's duration, specifically the gearing ratio and the debt to equity ratio.

At the start of its creation, the Euro currency was oversold, and currency integration alongside the dollar in America has remained to be a visible challenge.

As one of the direct materials used in the production of petroleum products, the cost of crude oil eventually affects the price of gas price.

A financial system is a nexus of financial institutions, markets, and services that facilitate the transfer of funds within an economy. The payment system and mechanism in an economy are fully a function of the [...]

Indeed, the article notes that the value of the global financial stock including outstanding bonds and loans, cross-border capital flows, and equity market capitalization, rose in 2010.

Differences between passive and actively managed funds: Active funds are 'actively' managed Managed by financial managers and investment experts Passive funds are not managed They are indexed Many investors prefer index over managed funds.

5 Networking capital in the year 1997 is given by $ 286-$ 79. The approach adopted by the company is called aggressive current asset financing policy which aims at minimizing the amount of cash while [...]

Starting with the first aim, which seeks to identify the benefits of acquisitions, the following reasons can adequately address the aim; diversification, synergy, pricing advantages in the supply chain and reducing competition.

The interest rate of a loan is a major concern to both the borrower and the lender. On the side of the lender, the major concern is how to estimate the rate of interest for [...]

Due to the quality control program by the Japanese company, the workload on the staff increased. There is a need for expansion of the company.

Human capital is a part of intellectual capital that can be described as a complex of the properties of the employees that are relevant for the company.

It is not a secret that the bigger the company, the easier it is to operate in the market and the more robust impact on the system it has.

Analysis of the values of the balance sheet shows that there was an increase in the values of the total assets over the past three years.

The graph presented below shows the 3-month yield curve between the period of 2013 and 2007. However, towards the end of 2008, the country experienced a slump in the yield.

The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much [...]

A look at the structure of the insurance industry of Bahrain reveals that it is made up of two types of firms, the Takaful institutions and the conventional insurance companies. There is a couple of [...]

The article reviews the position of e-finance around the world by analyzing its impact on firms offering financial services and on the financial markets.

According to Besley and Brigham, credit managers need to know the types of consumers, who can advance credit purchases and the various methods of payments.

In the graph above, it can be noted that there was a general rise in the value of the stock for Home Depot and the market as represented by the trend for NASDAQ, S&P 500, [...]

While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy [...]

It is possible to agree with this claim because, in their development, Born Globals are oriented to globalisation from the first steps, and the rapid progress needs more advantageous access to financial resources that guarantees [...]

Even though the author used an effective analytical framework and appropriate statistical methods to analyse the data, Ang's discussion of effects and conclusions are rather incomplete, and it is necessary to point out more aspects [...]

The discussion of the Sub-Saharan African economies remains to be underrepresented in the financial literature because of the lack of research in the field.

Although the authors argue in favor of the Born Globals, management-related skills can be accessed by SMEs that are run at the international level.

As a result, the recommendations, conclusions, and analysis revealed the significance of the day of the week anomalies associated with the calendar effects.

The scholars and professionals did not try to make explicit predictions about the state of the American economy in the future.

Upon my graduation, I was employed in the same dispensary working as the finance assistant. The training together with the work experience has become my strength to further my studies in finance.

The concept of proof ensures efficient market validation as this implies that the business entity has proven to command respect and attain credibility.

The insurance company is the entity that is charged with issuing cat bonds through the usual avenues such as investment banks. The cat bonds are the brainchild of Kenneth Froot and a group of economic [...]

In this regard, ensuring the presence of returns as opposed to looking at the quantity of the returns is the emphasis of hedge funds.

The large investors are beneficial in the stock exchange market since their participation reduces the transaction fees for carrying transactions on the stock exchange market. That is, transactions are carried out on the network and [...]

This means that the test results obtained cannot help to explain the capital structure of companies in tax-exempt countries that still developing.

The valuation analysis leads to a target price of SR 10. 91, which shows that the stock is overvalued.

Seemingly, then, what matters the most, in the decision-making processes leading to filing for bankruptcy, is the kind of an asset that a company buys.

In the case whereby the daily data characteristics are not considered in the stock prices, it is usually necessary to employ procedures that are standard.

At this point, it is necessary to mention that firms across the stock market are hardly affected in the same way when it comes to the pricing of securities.

In this research study, the authors are quite categorical that security analysts under-reacted to the latest earnings in the stock market when they issued the stock market forecasts.

The graph shows that there was a continuous increase in the share price of the company two years after the initial public offer.

With the introduction of globalization principles into the present-day business environment and the creation of the global market, several operations within a typical company have changed, the financial ones being the first to undergo a [...]

Money markets are subsidiaries of financial markets that facilitate the trading of financial instruments that are highly liquid and short-term. On the other hand, capital markets are subsidiaries of financial markets that facilitate the trading [...]

The effect of a right issue is the fall in the price of the shares exhibited by a lower theoretical ex- price value.

This ensures that the real rate of interest is determined beforehand, and it adjusts automatically to the increase in the inflation rate.

The developing derivatives are playing an important role in the emerging market, which needs the presence of financial instruments to control the risks of market, interest rates and credits especially in small local capital markets.

The globalisation and competition of the banking industry have increased because of the growing importance of banking in the marketplace. The decisions of Basel II and the EU for public sector banking and capital markets [...]

Another distinct difference between Bai Salam and forward derivatives is that under Bai Salam, there is a fixed time and place of delivery as a provision of the derivative while in contemporary financial derivatives, this [...]

According to Jiatao and Yue, economies of scale refer to the expenditure merits that a financial institution obtains as a result of expansion.

Both the Part X provisions of the Bankruptcy Act 1966 and the Personal Insolvency Agreements introduced in 2004 provided an opportunity for the debtor to settle the debt without the debtor having to enter into [...]

Corporate America has been called to task for losing sight of the proper goals of the business: generating economic returns, obtaining the resources and setting strategy for competitiveness and long-run growth, briskly fending off competition [...]

However in the stock investor will be looking for a long-term capital gain, the equity debt becomes more important since the stability of the company would be more important than the current liquidity.

The formula for the compound interest calculation is as follows: A = P n, where A denotes the total amount owed by the borrower to the lender, P indicates the principal amount of money borrowed [...]

The contribution of the academic economists is that they help in the integration of the labor impact of football business to the households.

The main downside of credit is that the use of credit decreases the financial stability of an individual. Monthly fee when the other different types of charged to credit cards does not total to a [...]

On the other hand, vertical flow of information occurs when information is transferred from the non-managerial levels to operational level and from there to the tactical and finally the managerial levels within organization. This is [...]

The major point is that Lindsey is going to get married soon, in a year or so, and a proper awareness of how to make the financial status of her family better and stronger may [...]

The emergence of sub-prime lending is the refusal of the standard lenders or prime lenders to offer mortgage loans to people with failed credit history requirements.

Corporations view the dividend decision as quite important, because it determines the amount of funds should flow to the investors and the amount of funds to be retained by the firm for reinvestment. The decision [...]

Considering that the company is a small one and on the stage of its development, the overdraft is the normal state, but the amount of it should be small as the inability of the company [...]

The continuous tightening of credit markets and other signs of recession required the implementation of multiple policies to address the crisis.

PayPal is one of the latest financial companies to embrace Bitcoin as a currency in its services, a step that has potential benefits to the institution and its clients.

Wells Fargo quite successfully coped with the crisis of 2007-2008, and thanks to that gained the trust of people and attracted more customers.

The research questions, discussed in the article, were the empirical analysis of SMEs' performance in terms of several determinants of the cost of capital.

The paper is aimed at depicting the most significant outline of the readings and their interrelations in the context of the subject of investing.

The London Stock Exchange or LSE, and the Tokyo Stock Exchange, which is also referred to as Tosho in Japanese or TSE, are the two beehives where multi-million dollar deals are conducted daily, and the [...]

Employees with high credit scores have high abilities to repay their loans; therefore, they have few loans and higher abilities to access other loans from banks.

Working capital refers to the money that is required by the business in order to fund the day to day operations of its operations.

For such convictions, this essay explores the concept of Usul Fiqh and Qawaid Fiqhiyyah in respect to issues regarding the influence of Shariah on Islamic banking practices Under the Islamic community, Fiqh is a terminology [...]

It means that not a customer, but the bank pays for the goods at the moment of purchasing, thus providing the customer with a loan, but later the customer has to pay the bill sent [...]

Each country's economy reacts to the changes in the balance and coordination of economic processes and there is no way to ignore them.

This same reason has increased competition among credit card companies as each seek a bigger share in sporting events in the hope of building brand image and equity.

Because of the difficulties involved in securing finances from outside sources, small business owners have to rely on internal methods of financing. Securing capital to start up, operate and expand business ventures tops the list [...]

Many people accept the fact that the Chinese economy will continue to rise and will soon be competing with that of the US, written on paper, this is no mean task if the current economies [...]

Basically, purchasing a vehicle entails paying the full value of the vehicle immediately the transfer of ownership takes place, while leasing entails parting with only a part of the value of the vehicle equivalent to [...]

The article in the Los Angeles Times analysed the changes in the prices of wheat in the global market i.e. The demand curve also shifted to the left due to an increase in the price [...]

Most governments have realized the importance and contribution of the microfinance sector in development of their economies as well as uplifting the standards of living of their people. These institutions are aimed at incorporating the [...]

50 = 40,000 Assuming that the cost of investment at the exchange rate of $0. 25 per real was $10,000, at the rate of $0.