Finance Essay Examples and Topics. Page 2

578 samples

List of Definitions in Financial Management

In finance, efficient market is the market for transacting assets such as bonds, stocks and other securities and in which the prices of these assets reflect all past publicly available information as well as inside [...]
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Trade-Based Money Laundering

The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide [...]
  • Pages: 7
  • Words: 1715

Excursion Cycles: The Financial Analysis

Such situation is favorable for Excursion Cycles, as the shareholder value is a very important indicator, which shows the value owners can get owing to the capability of the company's management to increase the revenues, [...]
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  • Words: 902

Promoting Financial Sustainability in Business

The general principles of sustainability are based on proper control of the financial project, and application of the math concepts that are used for calculating all the numeric aspects of any activity.
  • Pages: 4
  • Words: 543

Payment Systems in the KSA: Analysis

Specifically, one should credit the KSA financial environment to prompt the development of the financial ecosystem in which the inclusion of digital tools and the transfer of the financial processes in the digital context became [...]
  • Pages: 3
  • Words: 959

Islamic and Traditional Finance in Malaysia

Objective: parallel operation of the Malaysian Islamic financial system and Malaysia's conventional financial system. Relevant institutions: International Centre for Education in Islamic Finance and Islamic Banking and Finance Institute of Malaysia.
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  • Words: 341

The Interest Rate Futures Volatility

This paper provides an overview of the literature on the topic of interest rate futures volatility. The goal of this paper is to assess the volatility of interest rate futures.
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  • Words: 830

Murabahah, an Islamic Financing Product

Normally it involves a transaction which the seller identifies the cost of the product to be sold and therefore the seller agrees to sell to another person where the seller in this case adds up [...]
  • Pages: 5
  • Words: 1675

Saudi Market Stocks Analysis

SABIC is a key player in the Saudi Petrochemical industry, and the principal activities of the Saudi petrochemical industry are to manufacture petrochemical products.
  • Pages: 15
  • Words: 6301

Mortgage and Finance in the Real Estate Industry

The arguments that have been made in the article pertain to the refinement of rules and procedures provided to the mortgage lenders by the government for licensing, legalizing their operations, and for controlling the spread [...]
  • Pages: 8
  • Words: 2253

The Du Pont Analysis and the Company Finance

FCF = EBIT + Depreciation & Amortization - change in net working capital Capital expenditure The company had a negative value of free cash flow. Thus, the negative working capital is a sign that the [...]
  • Pages: 2
  • Words: 625

Final Financial Plan Discussion Paper

Before setting your goals, "it's crucial for you to establish your financial position in terms of how much debt you owe your creditors, the assets you have and their fair market values, and how much [...]
  • Pages: 10
  • Words: 3145

Financial Plan in Form of Investment

This is an arrangement of a portfolio intended to be executed by an individual. This is the arrangement of affairs by an investor or individual in order to pay less tax to authorities.
  • Pages: 6
  • Words: 1727

Source of Operational Risk to Banks

The assessment of operational risk is largely dependent on the organization in terms of size and the nature of the operations of the bank.
  • Pages: 12
  • Words: 1002

Type Borrowing Money: Margin Lending

In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why [...]
  • Pages: 8
  • Words: 2260

Telis Demos: Firms Race to Raise Cash

The strong rally by the market offers investors an opportunity to contribute positively to the growth of these companies which may lead to an increase in their stock prices.
  • Pages: 2
  • Words: 563

International Finance: Imports, Exports

The company in turn assumes the credit risk of the foreign buyers and is responsible for the collection of arrears. The risk of the exporter's credit is transferred to the factoring company hence the exporter [...]
  • Pages: 5
  • Words: 945

Cost of Capital

The cost of capital is the driving force behind investment decisions, as it is responsible for persuading investors to invest their funds in specific projects instead of others.
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  • Words: 618

Derivatives and Derivatives Market

Low profits have the effect of resulting in reduced share prices for the company in the stock market, increased risk of bankruptcy, and the banks will charge a higher interest rate to the company in [...]
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  • Words: 531

Public Indebtedness in the UK

The issue of public debt has adverse effects on the lives of the local people as well as public companies in the United Kingdom.
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  • Words: 1117

The Supply of Money in the Capitalist Economy

In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
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  • Words: 589

Efficient and Inefficient Markets

According to Bird and Casavecchia, lack of emphasis on determining the turning points in the market about the values of stocks at certain times in the future is taken as a major cause of surprises [...]
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  • Words: 631

The Islamic Capital Marketing

Islamic capital marketing is one of the key players in the growth of Islamic financial institutions in the Muslim world. The origin of the Islamic capital market dates back in the 1970s and 1980s when [...]
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  • Words: 341

The Contemporary Islamic Finance

One is abiding by the Islamic laws, also called sharia and the second principle is prohibition of giving and receiving of interest, also called riba.
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  • Words: 577

Financial Reform Bill of 2009 Analysis

The greatest burden was on the senate which was by then not expected to execute the regulations it had planned to because of the signing and passing of the bill.
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  • Words: 894

Caledonia Products Integrative Problem

Factually, this project is very profitable for the company but if these profits are not justified, the company fails as far as not every company can afford the spending for this project.
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  • Words: 565

Consumer Credit and Total Debt Service Ratio

Credit can best be classified into consumer credit, international credit, real estate credit, government credit, investment credit, and commercial credit. However, credit is usually pegged on the creditworthiness and reputation of clients.
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  • Words: 529

Financial and Derivatives Markets

A financial system is a nexus of financial institutions, markets, and services that facilitate the transfer of funds within an economy. The payment system and mechanism in an economy are fully a function of the [...]
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  • Words: 609

The Global Cost and Availability of Capital

Indeed, the article notes that the value of the global financial stock including outstanding bonds and loans, cross-border capital flows, and equity market capitalization, rose in 2010.
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  • Words: 580

Passive Versus Actively Managed Funds

Differences between passive and actively managed funds: Active funds are 'actively' managed Managed by financial managers and investment experts Passive funds are not managed They are indexed Many investors prefer index over managed funds.
  • Pages: 5
  • Words: 214

Southwood Shopmart’s Financial Analysis

5 Networking capital in the year 1997 is given by $ 286-$ 79. The approach adopted by the company is called aggressive current asset financing policy which aims at minimizing the amount of cash while [...]
  • Pages: 3
  • Words: 818

Acquisitions of Corporations: Benefits & Losses

Starting with the first aim, which seeks to identify the benefits of acquisitions, the following reasons can adequately address the aim; diversification, synergy, pricing advantages in the supply chain and reducing competition.
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The FPL Group Financial Advice

Due to the quality control program by the Japanese company, the workload on the staff increased. There is a need for expansion of the company.
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  • Words: 590

Human Capital and Financial Statements

Human capital is a part of intellectual capital that can be described as a complex of the properties of the employees that are relevant for the company.
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  • Words: 515

Yield Curves Analysis for South Korea

The graph presented below shows the 3-month yield curve between the period of 2013 and 2007. However, towards the end of 2008, the country experienced a slump in the yield.
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  • Words: 574

The Failure of Superior Bank

The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much [...]
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The Home Depot Financial Analysis

In the graph above, it can be noted that there was a general rise in the value of the stock for Home Depot and the market as represented by the trend for NASDAQ, S&P 500, [...]
  • Pages: 2
  • Words: 585

Finance Strategies of Rapidly-Growing Finnish SMEs

It is possible to agree with this claim because, in their development, Born Globals are oriented to globalisation from the first steps, and the rapid progress needs more advantageous access to financial resources that guarantees [...]
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Foreign Direct Investment and Its Impact on the Thai Economy

Even though the author used an effective analytical framework and appropriate statistical methods to analyse the data, Ang's discussion of effects and conclusions are rather incomplete, and it is necessary to point out more aspects [...]
  • Pages: 2
  • Words: 286

Spotlight on Catastrophe Bonds

The insurance company is the entity that is charged with issuing cat bonds through the usual avenues such as investment banks. The cat bonds are the brainchild of Kenneth Froot and a group of economic [...]
  • Pages: 7
  • Words: 1977

Financial Analysis: Blue-Chip Companies Evaluation

The large investors are beneficial in the stock exchange market since their participation reduces the transaction fees for carrying transactions on the stock exchange market. That is, transactions are carried out on the network and [...]
  • Pages: 9
  • Words: 2533

Companies Going through Bankruptcy

Seemingly, then, what matters the most, in the decision-making processes leading to filing for bankruptcy, is the kind of an asset that a company buys.
  • Pages: 6
  • Words: 1678

Measuring Security Price Performance

At this point, it is necessary to mention that firms across the stock market are hardly affected in the same way when it comes to the pricing of securities.
  • Pages: 2
  • Words: 286

Consolidation of Multinational Company Financial Statements

With the introduction of globalization principles into the present-day business environment and the creation of the global market, several operations within a typical company have changed, the financial ones being the first to undergo a [...]
  • Pages: 2
  • Words: 552

Financial Markets and Their Functions in an Economy

Money markets are subsidiaries of financial markets that facilitate the trading of financial instruments that are highly liquid and short-term. On the other hand, capital markets are subsidiaries of financial markets that facilitate the trading [...]
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  • Words: 734

Derivatives in Islamic Finance

The developing derivatives are playing an important role in the emerging market, which needs the presence of financial instruments to control the risks of market, interest rates and credits especially in small local capital markets.
  • Pages: 10
  • Words: 3070

Case Analysis on Banking Industry of Germany

The globalisation and competition of the banking industry have increased because of the growing importance of banking in the marketplace. The decisions of Basel II and the EU for public sector banking and capital markets [...]
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Islamic and Finance Derivatives Distinction

Another distinct difference between Bai Salam and forward derivatives is that under Bai Salam, there is a fixed time and place of delivery as a provision of the derivative while in contemporary financial derivatives, this [...]
  • Pages: 6
  • Words: 1655

The Bankruptcy Act and Amendments

Both the Part X provisions of the Bankruptcy Act 1966 and the Personal Insolvency Agreements introduced in 2004 provided an opportunity for the debtor to settle the debt without the debtor having to enter into [...]
  • Pages: 8
  • Words: 2255

Three Financial Ratios for Stock Investor and Bank

However in the stock investor will be looking for a long-term capital gain, the equity debt becomes more important since the stability of the company would be more important than the current liquidity.
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  • Words: 544

Downsides of Credit. Personal Finance

The main downside of credit is that the use of credit decreases the financial stability of an individual. Monthly fee when the other different types of charged to credit cards does not total to a [...]
  • Pages: 2
  • Words: 786

Research of the Flows of Financial Data

On the other hand, vertical flow of information occurs when information is transferred from the non-managerial levels to operational level and from there to the tactical and finally the managerial levels within organization. This is [...]
  • Pages: 2
  • Words: 791

Dividend Policy Overview and Analysis

Corporations view the dividend decision as quite important, because it determines the amount of funds should flow to the investors and the amount of funds to be retained by the firm for reinvestment. The decision [...]
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  • Words: 4569

Economic Recession of 2007-2009

The continuous tightening of credit markets and other signs of recession required the implementation of multiple policies to address the crisis.
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  • Words: 649

PayPal’s Big Bitcoin News

PayPal is one of the latest financial companies to embrace Bitcoin as a currency in its services, a step that has potential benefits to the institution and its clients.
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The Wells Fargo Cross-Selling Scandal

Wells Fargo quite successfully coped with the crisis of 2007-2008, and thanks to that gained the trust of people and attracted more customers.
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The London and Tokyo Stock Exchange Giants

The London Stock Exchange or LSE, and the Tokyo Stock Exchange, which is also referred to as Tosho in Japanese or TSE, are the two beehives where multi-million dollar deals are conducted daily, and the [...]
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FICO Company Credit Scores

Employees with high credit scores have high abilities to repay their loans; therefore, they have few loans and higher abilities to access other loans from banks.
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  • Words: 826

Effective Cash and Working Capital

Working capital refers to the money that is required by the business in order to fund the day to day operations of its operations.
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  • Words: 580

Jacquii LLC: Company Analysis

What happened in the case of Jacqui Rosshandler's Jacquii LLC is a perfect example of how the amount of investment does not equate to the amount of work that was out into creating the company.
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  • Words: 567

Credit Card: Buy Now and Pay More Later

It means that not a customer, but the bank pays for the goods at the moment of purchasing, thus providing the customer with a loan, but later the customer has to pay the bill sent [...]
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  • Words: 679

International Financial Markets

Each country's economy reacts to the changes in the balance and coordination of economic processes and there is no way to ignore them.
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  • Words: 849

The New Auto: Purchasing or Leasing?

Basically, purchasing a vehicle entails paying the full value of the vehicle immediately the transfer of ownership takes place, while leasing entails parting with only a part of the value of the vehicle equivalent to [...]
  • Pages: 3
  • Words: 1046

Microfinance Institutions and African Economic Activities

Most governments have realized the importance and contribution of the microfinance sector in development of their economies as well as uplifting the standards of living of their people. These institutions are aimed at incorporating the [...]
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  • Words: 1315

Prospects for Chindia After 2008 Global Financial Crisis

According to the Australian business press, the recent economic growth achieved was a result of the relationship between itself and the two countries i.e. However, China experienced a hitch on its international markets especially in [...]
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Monetary Policy in the United States

FED uses the establishment of its intermediate and operating targets to help in facing the challenges met by the FED in achieving its monetary policy goals.
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Foreign Exchange Exposure and Management

The third type of exposure is economic exposure which involves a reflection of changes that are expected to occur to cash flows of a firm in the future when compared to the existing value.
  • Pages: 7
  • Words: 2085