The principle approval method is based on the ability of the loan applicant to repay the loan. The main objective of this project was to determine the factors that affect loan rejection rate.
This paper will make a stringent analysis of Benjamin Graham's investing principles as they apply in the modern economic ground while referring to the 2008 financial crisis.
Analysis of the values of the balance sheet shows that there was an increase in the values of the total assets over the past three years.
The graph presented below shows the 3-month yield curve between the period of 2013 and 2007. However, towards the end of 2008, the country experienced a slump in the yield.
Despite the discussion on the effectiveness of the existing theories and approaches to stock market efficiency, economists are in consensus that stock market efficiency is an important tool and concept due to its implications on [...]
Generally, an investment company is considered to be "a company that issues securities and is primarily engaged in the business of investing in securities".
The two major factors that influence the price of copper are the forces of demand and supply and Copper Development Association.
That means that the value investors are inclined to believe that the market's reaction to bad or good news is very often inadequate, thus it results in the decrease of stocks price that is contrary [...]
The paper will evaluate the overall performance of the selected companies that trade in money and capital markets using the IFRS and GPIS standards.
Inflation is traditionally defined as a consistent rise in the price rates within a specific industry or in the entire economy of the state, which is triggered by a rapid increase in demand: "Inflation is [...]
The proposed name for the new brand is Cinderalla and it comes in different colors and designs to appeal to the young generation. The introduction of Cinderella would boost the supply of footwear for children [...]
Financial management ability is a key component for the success of every venture and is based on the ability to prepare and use the information contained in the financial statements.
Evaluating a company's progress based on its key financial ratios as well as detecting any hiccups in the firm's operational system with the help of the specified data type is quite tricky, as the forecast [...]
Another major incentive to commit fraud was the desire of the executives to protect their reputations as the leaders of the most successful corporation in the United States.
The most basic ones include the balance sheet, statement of changes in net assets, statement of operations, and statement of cash flows The balance sheet gives a general outlook of a business.
Since the tinting space is utilized for 12 hours a day, this allows a maximum of 4 cars to be tinted in a day. This results in the maximum capacity of a car spa for [...]
The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much [...]
The declining value of British bound is more likely to decrease the consumption of the goods imported to the United Kingdom.
The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
The value of the currency that banks use in the United Arab Emirates keeps changing due to a number of environmental factors.
There is a need to consider the time value of money and approximate returns anchored in the cash flow as compared to earnings.
In an article by Rapach and Straus, the authors explore and test the GARCH model of accessing exchange rate volatility. For instance, the GARCH model can produce a method of auto correcting exchange rate financial.
The preceding sentiment raises the question regarding the appropriateness or legitimacy of the forum non conveniens theory. In fact, the application of forum non conveniens is in the interest of the defendants.
A comprehensive understanding of the budget coordination is imperative, not just to develop expense projections but to ensure that policymakers get the best advice on the feasibility of a given budget suggestion from outlooks of [...]
Therefore, in 2047 the securities exchange regulations are likely to align with the interests of both the economy and the investors.
In the new world of the "Internet of Things", machines will be autonomous to the extent of making their own spares, thus eliminating the need for human involvement.
For instance, James Tobin added the concept of the risk-free asset to the analysis and this led to the creation of the capital market line and super-efficient portfolio. Further, studies indicated that the use of [...]
The discussion below shows that the overall rating of the company is to sell the stock of Sherwin-Williams Co. This model can work best if the growth rate of the company is equal to or [...]
Speaking of the low price/book, the given factor allows for the identification of the further prospects of a company, as well as the chances for the organisation to earn good profits.
The main advantage of the regular payment is the capability to acquire more bonds at the time of redemption. The value of the bond can be calculated by adding the present value of the principal [...]
Sartoris and Paul used capital budgeting techniques to evaluate the impact of a lease on the value of a firm. The authors established that the decision model they used to evaluate the lease were consistent [...]
The company provides rent apartment, office complex, and buildings for individual, organizations, government agencies, and corporate institutions in the United States.
When the housing bubble caused financial depression in the national economy, colleges and universities were some of the most affected institutions, especially because the state and federal legislatures were forced to cut funding, the major [...]
The income analysis pertains to a comparison of the profit, revenue, income and profit of the institution in the recent year for analysis on the position of the company.
The main objective of this study is to establish the underlying motives that prompt investors to engage in different stocks within the Hong Kong Stock Market and the influence of the stock returns.
To ease the burden of taxation on the citizens, the United States Congress included the deduction for home mortgage interest in the internal revenue code.
Further, Mo wants to write off the loans as a bad debt expense on the returns for the personal tax. Mo is a shareholder and an employee of the company.
For instance, Marriot has grown its portfolio and increased the number of hotels significantly in the year 2013. The company's leadership has focused on a global expansion, particularly in the US, Africa, Asia, the Middle [...]
The bond's value is calculated by adding the present value of the principal amount to the present value of coupon payments.
In this paper, the author analyzed the attitudes of wealthy and educated and poor and uneducated Americans towards consumerism. The impacts of these inadequate qualifications are reflected in the society and in the economy of [...]
Thus, taxpayers' reaction to payment of taxes should focus on tax compliance and tax evasion in order to understand underlying behaviours that influence tax payment and evasion and get insights on such reactions.
In this case, the growth rate for the year 2013 is assumed to be 15% while that of 2012 is assumed 20 %. The cost of equity refers to the returns expected by the owners [...]
The article reviews the position of e-finance around the world by analyzing its impact on firms offering financial services and on the financial markets.
Title of the article for analysis: Multi-Year Budgeting: A Review of International Practices and Lessons for Developing and Transitional Economies Authors: Jameson Boex, Jorge Martinez-Vazquez, and Robert McNab Journal: Public Budgeting & Finance Volume: [...]
According to Besley and Brigham, credit managers need to know the types of consumers, who can advance credit purchases and the various methods of payments.
The paper will determine the stock valuation for Zain Bahrain. Thus, the aim of stock valuation facilitates the decision-making process of the investor.
The due diligence process with efficacy uses structured methodology and trained personnel to review and update key components of the financial transaction in question, and develop a plan for the implementation of the recommendations of [...]
In the second section, the negation strategies are given whereby the ideas of scholars are assessed, especially the strategies they suggest before giving the exact tactics that the two countries employ.
In the graph above, it can be noted that there was a general rise in the value of the stock for Home Depot and the market as represented by the trend for NASDAQ, S&P 500, [...]
The level of competition in the kingdom's banking sector is facilitating the creation of a banking scenario characterized by commercial banks, which are improving their efficiency through investing in technology and exploiting favourable government policies.
In this paper, the researcher seeks to determine the offshore tax structures and foreign exchange regulations that will affect the decision to take the Venezuelan boulevards into the international market.
In this context, the authors have failed to explain some of the benefits that are associated with the sentiment that is brought by new investors.
While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy [...]
It is possible to agree with this claim because, in their development, Born Globals are oriented to globalisation from the first steps, and the rapid progress needs more advantageous access to financial resources that guarantees [...]
Even though the author used an effective analytical framework and appropriate statistical methods to analyse the data, Ang's discussion of effects and conclusions are rather incomplete, and it is necessary to point out more aspects [...]
The discussion of the Sub-Saharan African economies remains to be underrepresented in the financial literature because of the lack of research in the field.
Although the authors argue in favor of the Born Globals, management-related skills can be accessed by SMEs that are run at the international level.
In conclusion, it is evident that a set of variables tends to determine the price or the value of an option.
Throughout the article, the authors revolve around the desire to push the conversation forward bearing in mind that it is long overdue. The energy sector is the latest target in the proposed White House budget [...]
This dissertation will analyze the commodity price indexes for different periods in the history of worldwide commerce and trade in developing and developed countries. Grilli and Yang's new computation of commodity price indexes triggered the [...]
When a private company begins to sell its shares to the general members of the public or institutional investors for the first time, it is known as an Initial Public Offering. They are sought investment [...]
Therefore, the main vision and aim of integrated reporting is to combine financial and non-financial corporate information with an intention of providing a clear and inclusive picture of the business value of an operating firm.
62% decline in the amount of capital expenditure at the beginning of the period of analysis. A comparison between the two companies shows that Gap had a continuous increase in the amount of capital expenditure [...]
The management of Abu Dhabi Securities Exchange may consider starting mentorship programs, which target young people in this society in order to attract them to the stock market.
In this scenario, the number of cars produced in Japan will be reduced from 200 to 150 while the quantity produced in Cayman Island will be increased to 150.
The main purpose of this report is to expand on the accuracy of the income statement, as well as figures that should be included in the current and non-current assets of the company.
This is because of the volatility of international currencies and the risk that the changes in the value of the currencies will result in a loss from trade receivables and/ or payables depending on the [...]
According to Saudi Arabia Competitiveness Index, King Khalid Foundation has a vision of strengthening and encouraging community and organization development work in Saud Arabia; this is to improve the lives of the citizens King Khalid [...]
According to Bourdieu's school of thought, economic capital is the total sum of material objects that a person possesses. Carbon taxes indicate these costs, and they have the capacity to minimise inequalities from forms of [...]
The dividend maturity model asserts the effect of dividends on the life span of the organization. The firm's stock index would determine the payments of Dividends.
Modigliani and Miller proposed that dividends are irrelevant determinants of the value of a firm since such is only dependent on the earnings of the firm.
The willingness of the lender to pay the loan is also considered before the loan is finally granted. The value of the national currency in most of the nations today has also altered the trends [...]
Finally, multinational corporations should combine the financial statements of the foreign companies with the financial statements of the parent company. However, translated financial statements may not show the performance of the subsidiary in comparison to [...]
The scholars and professionals did not try to make explicit predictions about the state of the American economy in the future.
The tax imposition is governed by stipulated tax rules that direct on the taxes to be imposed on the corporations. In most cases, the rates imposed on the foreign corporations are higher than the rates [...]
The beta of an asset is commonly used to estimate the price of the asset using the capital asset pricing model. Asset beta is the sum of beta equity and beta debt.
The decline of key components of the financial statements hasserious implications on the profitability of the company. The decline in profitability has significantly impacted on the share prices of the company.
The protection of international investments and the relevant shareholders is crucial for the realization of an enabling environment for the investment.
The firm has managed to attract more borrowers from the energy sector due to its expansion in the last quarter of 2012.
The first part provides answers to questions regarding the Cipollone versus Liggett Group case, the second part discusses the role and functions of law in the banking industry, and the third part looks at future [...]
The project has the potential to succeed and also fails to owe to the issues and the circumstances it is encountering.
Upon my graduation, I was employed in the same dispensary working as the finance assistant. The training together with the work experience has become my strength to further my studies in finance.
The concept of proof ensures efficient market validation as this implies that the business entity has proven to command respect and attain credibility.
They also do this to dispel market fears to paint a good picture of the firms' performance in their markets and industries.
The insurance company is the entity that is charged with issuing cat bonds through the usual avenues such as investment banks. The cat bonds are the brainchild of Kenneth Froot and a group of economic [...]
In this regard, ensuring the presence of returns as opposed to looking at the quantity of the returns is the emphasis of hedge funds.
The large investors are beneficial in the stock exchange market since their participation reduces the transaction fees for carrying transactions on the stock exchange market. That is, transactions are carried out on the network and [...]
The floods in 2010 were the most severe in terms of the extent and impact since the floods of the 1970s.
This means that the test results obtained cannot help to explain the capital structure of companies in tax-exempt countries that still developing.
Ratio analysis is a means of making comparisons between the financial variables in the statement of incomes and the statement of financial position.
6 % for the year 2013 which is well above the requirement of 10 % by the Central Bank of Qatar and 8 % by the Basel Committee.
The most essential is the crisis in the sub-prime mortgage. The result was the deregulation of the financial sector.
It is believed that the French and the Latin initiated the concept as government source of revenue. Leaders in power imposed and collected tax from their subjects as a way of funding operations.
The main source of income / revenue in this business will be offering of SEO services to website owners. Einstein Web Solutions is committed to provision of SEO services that will raise the online presence [...]
After the end of the civil war, the need for federal revenue declined considerably, and the government officials thought that abolishing the income taxes would be a fair approach to relieve the citizens.
One of the most important methods that are increasingly being applied is the use of technology to update and automate trading systems, with an aim of taking the advantage of the existing and dynamic state [...]
The following are the main categories of securities that are listed in stock markets in China: bonds, stocks, and funds. The selling of shares in US dollars is meant to significantly promote the trading activities [...]
The main distinction between the United States' tax system and that of most countries is the manner in which the earnings that are made in foreign countries are handled when they are repatriated back to [...]
First, the report presents an analysis of the value Google's potential acquisition of Groupon would add to the shareholders of the two companies.
In her arguments, Stone maintained that the decision by the Commissioner to make her pay her taxes was in bad faith because most of the payments she received from her winnings were gratuitous.
The company will develop three main products: the Remote Electric car, the Remote Electric Helicopter and the star product of the company: the GLARE Robot.
The defensible strategy for the client is based on the six steps in the tax research process namely establishment of facts, identification of issues, location of the authority, evaluation of the authority, development of conclusions [...]
The valuation analysis leads to a target price of SR 10. 91, which shows that the stock is overvalued.
The possible methods are the distribution of the assets to the partners who are expected to contribute the assets to the corporation; the method of transferring the assets to the corporation directly; and the method [...]
Seemingly, then, what matters the most, in the decision-making processes leading to filing for bankruptcy, is the kind of an asset that a company buys.
The approach is relevant for determining the undisclosed income since it involves assessing the tax accountability by examining the financial performance of a taxpayer from assortment of sources outside the declaration of the taxpayer and [...]
This essay investigates the impact of globalization on the strategic behavior of cement manufacturing companies based on the concepts of globalization and the supply chain management concepts and focuses on how HeidelbergCement and JK Cements [...]
The analysis of the financial factors helps the auditor to decide whether or not there is the uncertainty of an entity to operate in the future as a going concern.
Financial analysts are of the opinion that regulatory agencies are the same parties responsible for the creation of loopholes. They are only deemed to satisfy the needs of the preparers and the companies.
Martinez is quite simple; he wants to be able to save up enough money to at least partially pay for the college fund of his children and wishes to save for retirement.
This can be attributed to the fact that the decisions that are made in state-owned companies depends on politics and individual gain not on the interest of the stakeholders as in the case of private [...]
In the case whereby the daily data characteristics are not considered in the stock prices, it is usually necessary to employ procedures that are standard.
At this point, it is necessary to mention that firms across the stock market are hardly affected in the same way when it comes to the pricing of securities.
In this research study, the authors are quite categorical that security analysts under-reacted to the latest earnings in the stock market when they issued the stock market forecasts.
The main factor that accounts for the rapid increase in disposable income in China is the market-oriented reforms that have been implemented by the government.
The graph shows that there was a continuous increase in the share price of the company two years after the initial public offer.
Based on the age, willingness and risk profile of the investor, it has been determined that the investor has high-risk tolerance.
Company: Starbucks Quantity: 20 Date: 12/30/2013 Buy/Sell: Buy.
Therefore, it can be observed that the position of the Trust in terms of market capitalization and net income is lower than the industry average.
It is within this layover moment that Mark takes a 4-hour nap in the ferryboat Is the cost of meals Mark purchased while on his usual rounds deductible?